Daily Democrat, Volume 2, Number 292, Decatur, Adams County, 20 December 1904 — Page 7

' ' life insurance. f,et Fully Acquainted With th. Terma of lour IhCivy. ••What the average purchaser of i;r,> imtiraiiee doesn't know nl-.0:., . tiling he Is pttrelmsing ivuii il i.,i „ .. , B ised book primed v. ,<h very u tnargias." says an in .n. <■ ••for instance, 1 talked not long sim ■ w lth a man who fancied he was insured for SIO,OOO on the fifteen year endowment plan. That is, he thought had to make payments for fifteen years—which was true— und that at the end of that time lie could get $lO,000 in cash or take a part in cash and g part in paid up insurance, which, as it turned out, was not true. The rate be was paying was so very low for what he said he was getting that I asked to see his policy, and when I looked at it I found, just as he might have found on a brief examination, that while he was insured for life, with’ only fifteen yearly payments, he could not get the SIO,OOO or any part of it for a good many years more. No insurance company in the world will permit the fooling of a patron like this if it can help it, and yet to attribute such a mistaken idea to fraudulent misrepresentation on the part of an unworthy agent would not always be fair. Many men who take insurance, and especially those who do not decide to go in until they have looked at it a long time, go in finally with a rush. They don’t give the agent time to tell them what they are getting, and often don't find out for years afterward. Another thing that many insured persons do not know is that a rebate on the first payment, arranged between the insured ami the agent, sometimes renders the whole transaction invalid.” —Philadelphia Record. CHRISTMAS DAY. wb) the Festival Im Celebrated on Dec. 25. There are no definite allusions in the writings of any of the disciples of Christ as to the date of his birth, nor has there ever been produced proof of any character as to the exact period in the year when Christ was born. There are, very true, occasional references to the event in the Scriptures, indicating that the Nativity occurred in the win ter season. The institution of the anniversary dates back to the second century of Christendom, and it has been since uniformly celebrated by nearly all branches of the Christian church with appropriate rejoicings and ceremonies. The frequent and somewhat heated controversies, however, relative to the date of Christ's birth early in the fourth century led Pope Julius 1. to order a thorough investigation of the subject by the learned theologians and historians of that period, which resulted in an agreement upon Dee. 25, and that decision seemed to have so settled all disputes that that date was universally accepted except by the Greek church. While this date was never changed, the reckoning of it is made according to the Gregorian calendar, which was adopted in the latter part of the sixteenth century, and upon which computations of time in nearly all civilized nations have since rested.—American Queen. TRUSTING TO FATE. An Incident That Git cm nn Inalght Into Hnnwlan Character. A few years ago I was taking a country walk iu Kovno. The road lay through a dense forest, and the day was oppressively hot. 1 arrived at last at a crossroad and sat down under the shade of the trees to rest. A signpost pointed Its two arms down the converging roads. On one of them was in scribed ”14 versts to Janova.” on the other ”17 versts to Slmdowa." Present ly the creaking of wheels and the slow “clop, clop" of a horse's hoofs on the road behind roused me. A cart piled high with tinware was coming down the road, with the driver perched on the top of the load. "Good day, brother." I called out as the eart. with its sorry horse, came abreast of me. The man returned my salute, and the horse, glad of any ex cuse to rest his weary legs, came to a standstill in the middle of the road. "Which way are you going?" 1 asked “To Janova. There is a market there tomorrow.” "But there is also a market in Sbadowa," I answered, “and it is a more important place than Janova." “So it is. s > it is," the driver replied, with perfect indifference. “What have you for sale?” “Plenty of good tinware, ns you can see. brother. I have worked for six weeks to make this eartload." “Well, good luck to you and your tinware," I said, pulling and eating the berries within reach. “Will you take it to Janova or Shadows?'' Tlie man picked up the bit of cord which served as reins and prepared to go on. “I shall leave that to my horse." he answered callously. The lumbering wagon moved off and finally passed out of sight down the Janova road, which the horse had elect ed to take.—St. James' Gazette. ta «■ IbthllPf. ll> ('oimtnitt I "Yes. she's a woman of few words." "And. mercy, how fray 1 she keeps them looking!"—t'levelnml Plain Deal er. Love Is only n woman's device for wasting time. J. M. Barrio. Novell! Vernwm IlnubnmH. Rome women will believe things in novels that their husbands couldn't make stick with nffldovlte.—GnlvO'lvii News.

“THE BLOTTED PAGE.” A DofenNe In n i ■ . , SpX/ ' able of , ' unHklcl '- enough t ' - ,1! lnuil ‘ ,lts "as good the I< -iv U 11 I’elll'esentntive 1 ’ e l ll ' e sentntive of t;, e .) ‘ iip " h:it ,U; ty he called V"" o.' British spelling, the, smirked. "that some of th( correspondents of the Daily Graph une been complaining of the disgurement of English hooks bv AmerithatTe'thi i' 81i °" ltl “ ke ,0 te " you v m,. k °’" " ay 18 ri « ht '>'“l vour ed t W ’ ly , iS "' , ' Ong ' and y ur editor will not mind if I venture on a few remarks in defense of our ‘favo? °" S i a‘ ° r exara I’ le ‘ "e write •f" “ Ild ln,no1 " Well, -favor' and than f ' ,e " rer ,I,P Utin Original han favour' and •honour,' which have qu red their unnecessary ‘u’ by coming through the French." if they have been spelled 'honour and 'favour' for centuries, whv change them now?" “Ahy not? They were as often spelled favor' and •honor' in Shakespeare's < a.r as favour anil 'honour.' You must remember that spelling was extremely uncertain in those Elizabethan days whence we are believed to have drawn the well <>f English undefiled. Ben •’onson and Shakespeare, for example spell ‘recede' in four other ways ‘recead,’ ‘receade.’ ‘recced.' 're io.”’ ‘Let us leave ‘honour.’ llov, .Io vou defend ‘center?’ ’’ hy should you spell it 'cot. when you write ‘perimenter' and 'diameter and when Shakespeare wrote scepter.- By history and analogy 'center' is more easily to be justified than centre.' then again." continued the United States citizen, warming up to his subject, “you write ‘criticise.’ and we write ‘criticize.’ but our version balks back to the Greek original: you write ‘almanac.' but why don't you " rite almanack.' which is more archaic.' You blame us for'program.'but you put down ‘dram' without a scruple. Many English people write 'tyre' for 'tire.' which any phllilogist knows to he a gross error, und almost every Englishman, tor no reason whatever, writes 'waggon' instead of 'wagon.' You know what Horace Greeley said when he was reproached for making that mistake. He said he had been taught spelling in the good old times, when people built 'waggons' heavier."-Lou-don Graphic. BITS FROM THE WRITERS. A brave man doesn't think: he acts.— H. Rider Haggard. Hurry, excitement, bustle these are not good for people. Let us go slow and live long. Frank T. Bullen. There is only one way in which a man or woman can develop real strength, and that is to tight unceasingly arid to stand absolutely alone.— Gertrude Atherton. To borrow one's mental fare from free libraries is like picking up eatables dropped by some one else on the road and making one's dinner off another's leavings - Marie Corelli. To go a-fishing in the pond of the past is a pastime not devoid of charm. What old. forgotten, faroff things can be draggl'd up by the assiduous angler!—Ella Hepworth Dixon. By lending people to suppose that you are ns wise as themselves you lose opportunities of obtaining useful information. They won't tell you things they think you know already.—Sarah Grand. Trace Vour Family Tree. A pleasant pastime — literally —for those who have no more pressing duties and wish to get outside their environment at least in thought will open up before her who begins to mount a family tree. Tracing one's genealogymay become- probably will become - a matter of absorbing amusement and attention, for it entails a thread gathered up here, dropped there, a letter to write, a book to read, a register to consult. To the self absorbed, the despondent. the listless, one may recommend this diversion ns certain to suit even rather morbid conditions of temperament and yet ns certain to gently force the mind away from itself to other persons and things in opening up a wider and wider field of roth'etion. Kimberley Siege Hable*. During Lord Roberts' tour in South Africa he chanced to be in Kimberley on his seventy second birthday, and the people of Hint city presented him with a pair of diamonds. One of the "siege babies." a boy of four years, made the presentation spe ■ch. During the siege of Kimberley hy the Boers about fifty babies were born. Lord Roberts had his photograph taken in the midst of the "siege babies" on the steps of the town hall. Most of the “siege babies" I oar names recalling the war. Thus, while 'Trench. Buller. “Methuen." “Bobs" and "Kekewich were used. “Rhodes" was even more frequently used, and "Sieve" seems to have been most popular of all. Mentnl Declulen. The trouble with the most of us Is that we do not know how to make up our minds, and often the fact Is that wo have not gn ur minds to the thought that requires us to determine nboiit it. Why is it the sun shines and sheds Its warmth through one glass, but accompli lies nothing? Change the form of tlm u'lnss through which it comes, let us make It cmv-x. ntid first you Will see the smoke, then t.te apttrl. 'mid then the tlame. Rev. T. \ Me Lend. < »»n % I nelhU?. School Principal Are yon sure Ilia roil belong in this school di Uriel Vrospeetlvo I’noll Say. if ptt'n’ Ing for n bet I'll give you odds of _ to 1.— Chicago News.

I the selfish couple. Husband* nnd Wive, XVbi. Itefuse to Mingle in Society. Selfishness is the bane of all life. It cannot enter into life-individual L'li-.ly or social without cursing it. i l.erei'ore if any married pair find themselves inclined i > c.inline them selves to one another's society, indisposed to go abroad and mingle with the life around them, disturbed and itrltated by the collection of friends in their own dwelling or in any way moved to regard their social duties as disagreeable, let them be alarmed at once. It is a bad symptom—an essentially morbid symptom. They should institute means at once for removing this feeling, and they can only remove it by persistently going into society, persistently gathering it into their own dwell ing and persistently endeavoring to learn to love and feel an interest in a" with whom they meet. The process of regeneration will not be a tedious one for the rewards of social life are immediate. The heart enlarges quickly with the practice of hospitality. The sympathies run and take root from point to point, each root throwing up leaves and bearing flowers and fruit like strawberry vines if they are only allowed to do so. It is only sympathies and strawberries that are cultivated in hills which do otherwise. The human face is a thing which should be able to bring the heart into blossom with a moment's shining, and will be such with you if yon will meet it properly. The penalties of family isolation will not, unhappily, fall entirely upon yourselves. They will be visited with double force upon your children. Children reared in the home with few or no associations will grow up either boorish or sensitively timid. It is a cruel wrong to children to rear them without bringing them into continued contact with polite social life. The ordeal through which children thus reared are obliged to pass in gaining the ease and assurance which will make them at home elsewhere than under the paternal roof is the severest, while those who are constantly accustomed to a social life from their youth are educated in all its forms and graces without knowing it. Great multitudes of men and women all over the country are now living secluded from social contact simply from their sensitive consciousness of ignorance of the forms of graceful intercourse. They feel that they cannot break through their reserve. There is. doubtless, much that is morbid in this feeling. and yet it is mainly natural. From all this mortification and this deprivation every soul might have been saved hy education in a home where social life was properly lived. It is cruel to deny to children the opportunity not only to become accustomed from their first consciousness to the forms of society. but to enjoy its influence upon their developing life. Society is food to children. Contact with other minds is the means by which they are educated, and the difference in families of children will show at once to the accustomed eye the different social character of their parents. But I have no space to follow this subject further, and I leave it with you. with the earnest wish that you will consider it and profit by t|ie suggestions I have given you.—" Timothy Titcomb's Letters" in Boston Globe. Politene** Pay*. Virtue is not to be measured by ostentatious giving. There is frequently more real love for humanity in the soul of the man who removes the banana skin from the pavement than in the heart of the donor of the memorial window in the church. Politeness, like all other faults and virtues, may become habitual. It is surprising how many small acts of kindness, how many little deeds of helpfulness, one may do In the course of a day when there are inclination to be kind and a lookout kept for the opportunity. One may set out with this intention in the morning, and the footing up at night—not to others, but to one's own secret conscience will be cheering and encouraging. XXliiilcm on Their Holhlny*. Professor Goldlob has been telling the Christiania Academy of Science the results of his investigations into the migrations of whales. These creatures hang about the coast of Norway and Finland until the spring is well advanced, and then they go away on their travels. Some go to the Azores, others to Bermuda and the Antilles, and they cover these enormous distances in an Incredibly short time. Some of them bring back harpoons ! which bear the names of ships and other evidences of when' these migrants have been for their slimmer holidays. < 111 MM i Ill'll. “Uncle Bill," said little Reginald, “did it hurt you when the men caught you witli the dredge and grappling hooks?" "Why. I don't understand you,” said Uncle William. "Well, that's the way the natural history book says they get 'em.” "Get what?" "Sponges. When pa said you was coming nut said: ‘Whnt? That old sponge coming lien' iignln?' " Xot Mwny* I’opolni*. Grayce Why is It that Edytho is so unpopular lit society? Site's very enre fill to speak nothing but the truth about people Gladys Ami that's just what makes tier unpopular. Louisville Uourler Journal. Opportunity sooner or Inter comes to all who work mid wish Stanley.

Christmas Greeting. Wb, will ofler to ym, : t •■-rf; l il- redtt<e<’ prices ’he fnllowimz line of Bed-room suitesand odd Dressers, wii ch will make appropriate Christmas Presents. Positixely the Largest Line to pick from that was eve’ - introduced in this Ci tv We also carry full line cf the finest and most, up-to-date S.de-coards. Bnfiets, China Closets, and the famous “VICTOH” Dining Table and Diners Don’t faifto look at our big line of Rockers. One hundred different to pick from, in fact we carry a line that will please one and all, including Morris Chairs, leather Rockers, Reed Rockers, etc. Let us place in your home a fine BOOK-CASE to set off your Library all Shapes and Styles. The finest line ever handled in the city. OurjParlor Suites andjDavenports are especially worthy of your notice,J being most attractive and up-to-date, the latest patterns on the market. Now for the Kitchen. In this apartment we can furnish you with the “KLANKE” Cabinet, the finest and most useful on the market to-day, and any other kind you may desire. In fact we can furnish you complete with the full line of Furniture we carry, and classes of goods’that give the best satisfaction, every article that leaves our house is r ositivelv Guaranteed. Don’t buy until you look our line carefully over. We also handleja full line of standard Pianos, Organs and Shee Music. A Free Musical Concert every afternoon. Make Our Store “ YOUR HEADQUARTERS. GAY & ZWICK, The Mammoth furniture Store.

CHILDREN IN THE HOME. They firing Anxiety, but Very Much More Comfort. The children of the family—one is apt to look on them as burdens, bothers and expenses. When the baby comes, be it ever so welcome, the mother has more work to do. As it grows into childhood and on to maturity it is more and more care, worry and expense. And so the little children, those innocent trespassers, are borne with as patiently as possible until they grow to a successful manhood or womanhood. Few stop to think deeply about this, or it would be plainly seen how erront'ous the impression. The children of the family, instead of being burdens, are burden bearers; small saviors who are daily means of grace, nnd who lead the world worn parents once more into the paths of innocence and peace. A baby's tiny hand clasped around his mother’s finger has stilled honyf throbs of sorrow and of bitter trouble; a baby's arms around his father's neck have brought to the man's weary brain a renewal of that love which is all that makes life livable.—Philadelphia Telegraph. BLOWING OUT A CANDLE. The Effect n Puff of Breath Has on the Flame. A burning candle is a gas manufactory on a small scale. The wax or tallow is converted by the heat of the tlame into gas, mid in that form enters into chemical comblmitioi) witl. the oxygen of the surrounding air. This chemical union causes it very high rise in temperature in the elements concerned. In fact. It prodines wind we know as tlame of tire, which is simply the white hot molecules of carbon mid oxygen. The gas making process is started by the match in lighting tlie candle and is afterward continued by lie I’.line itself. Our !>;■« at’.i acts ill three way: (1) It carries away the particles of gas bodily. (2) It lowers their temperature nt the same time, so that they are no longer capable of entering into chemical union with tlie oxygen. (3) Tlie breath contains carbonic acid gas. which is incapable of supporting combustion and so helps to extinguish the tlame. Identified. “What has become." asked the occasional guest, "of tlie pretty black eyed girl who used to wait at that table over in the corner?" “What pretty black eyed girl?" frigidly Inquired the young woman with the snub nose and prominent chin. “If 1 remember rightly, she had n little hit of n mole mt one cheek." "Oh, that girl with the blotch on her face? I think somebody married her.” - New York Press.

/<y x WINTER IS HERE are yoll going south? Sh;Southwest by the Clover Leaf and Cotton Belt Route, fl ///f X Excursion rates for a2l day «z ticket.at about' // / 2X JANUARY 3, 1905 Call on immigration agent of the Cotton Belt Lines for information in regard to rates, and the Snow Agency for descriptions of the White River Valey and Grand Prairie lands of Arkansas. New rail road lines have placed much valuable timber land and prairie farms upon the market. For additional particulars address the SNOW AGENCY, Decatur, Indiana

Candy! Candy! Largest stock of Candy, Nuts, Oranges, Tree Oananients and Christmas Trees in the city at fllflßTlH’S RESTAURANT Special Rates for School Teachers and Church Committees. Coil and See Our Line and Save Monev.

WE WILL SELL PIANOS, ORGANS and Sheet Music AT COST Until January Ist, 1906. W. E. SMITH & Company. [ For Sale—Four year-old driving horse, well broke; also 2 two yearold draft colts coming two years old. DAN ERWIN. 284d2wks I have some No. 1 ti nothy and mixed hay, baled in large bales, that I will sell and deliver in Decs tnr at yotir residence in ton or half ton lots, cheaper than you can you get it at the warehouses It will pay you to see me. D. K. STUDABAKER. ft ft Payment (’ontracts issued by JII the /Etna Life Insurance Co., *- V of Hartford, Conn., earn profits enough to cancel six of the t • payments, thus reducing the |£L number of payments required to ■ ’ and guaranteeing a profltof more than ■A O’ u P°n money actually In/I || I vested, besides the profits • U | further to accrue, in compliance with the terms of the contract For further information see Jonh Scnurger or Mrs. L. M. McEwen.