Decatur Democrat, Volume 34, Number 36, Decatur, Adams County, 28 November 1890 — Page 15

fTERRE HAUTE 1 BREWING | co -’ s U|ot tied fieers ■ Contain nothing but the very best Ingre- ■ which the market affords. F Manufactured by the most approved Ir' methods which experience has taught, to I which has been brought the assistance of 1 the best machinery in the world. pasteurised and properly aged, undergoing every known process could in any way add to their sterling qualities, these beers are offered to the public with the fullest confidence that they are the very best on the market. B Salvator, F Champagne Velvet And . Velvet B The Leading Brands. ( j&THEjtf' | 17 N, Illinois St, Much the Finest and . ■ M Best SALOON IN INDIANA F OLD STRAIGHT WHISKIES are ■ told by the bottle at wholesale prices, B Exclusive bottlers in this city of * Cedar Brook (W, H, Mcßryer) Whisky, When you desire the best that . money can buy, come in, scociaa TRON, Prop, Hygeia Manufacturing Co. Manufacturer- leading brands £•* -of . . .. Benedictine, Wild Cherry, Nector and Kola Celery and Pepsin For bar trade. , . . The Best and Purest Made . . 713 Massachusetts Ave. INDIANAPOLIS, IND. JACOB METZGEOiCa . • Bottler* and dealer* In foreign and domestic Wines, Champagnes, Whiskies, ■Ma Beers, Ale*. Porters, anti Mineral Waters. Berliner Weiss Heer. Agl-. Ltmpa Extra Pale Famous Malt. Marrow. 6 32 E. Maryland St., Indianapolis, Ind ■ m. iiAuieivis'T'r, Dealer in all kinds of Brandy, Amber, Wine, Claret, AptioUitaris, Ale, Porter and all kinds of miscellaneous Bottles. All Orders by Mall. Promptly Attended to. UIW New Vorß WORLD’S BEST BEER INDIANAPOLIS AND AMERICAN ( BREWING COMPANIES. Highest Grade of Product Known to the Business—Progressive f Methods Win. Always noted for the superior -quality of her brewery products, Indianapolis just now bears the proud distinction of having been awarded, by a jury of International the highest honors of the Paris exposition for beer. This pre-eminence was not won in competition with American brewers merely, but In a severe contest with nil "the noted beer brewers of world. The award meant In plain “English that, in the unanimous opinion of the judges, after subjecting the various beers exhibited to all the prescribed tests, tho Indianapolis be.er proved to be the superior product. There Is a significance in this verdict for which this city should bo given the keenest credit. Tho brewing interest is very great in this f country. It engages an enormous capital. It Is a tremendous force in varied linployments and one of the greatest wage-paying Industries. There is no interest in this country tluit has had a more steady and continuous development than that of brewing. In the processes of social evolution tho question of food and drink, like every other problem, has its solution In the Survival of the fittest. Through tho ages it has been true that jMio Germanic nnd Norse races have almXways preferred malt to all other kinds Bnf liquors. In Germany. In England and the Scandinavian countries it has, from w the dawn of civilisation, been true that tho brewer was ns necessary, to social welfare as tho baker. Tn our own country we are. a nation of beer drinkers. Beer is universally known to be the popular American beverage. The greatest breweries of the world are here, nnd we export every year almost as many barrels as any other nation makes. So, wo say. there is a rare and notable signifies nee tn the pronouncement by a jury of award of a great international exposition, that the best beer In tho world Is made in Indianapolis. “ The boor of this city thus being widely famed and noted for its superior quality

JL Smith’* Kperial Cream Rrparuwr. f will make mure butter from your milk I with much le.e labor, bond for cheat I once rind be convinced. Price I.l»t I uuarta Price quarte Price I'M, x« «s.7h I Not, i;« iti.no ■No 1, It a No 5, ICO 7.00 ■ Not, Ml 4MI No 0, too IM ISnl, lit J.J« I. Pat April It, 1901. ■ Delivered free of charge at your express ■ office Hand caah « Itli order or will vend ■o. a. d. Agt'e wanted Henri for free oat*. ■ smith Cream Separator Co , B Vll*o. Penu St .lndlanapolu Ind.

fl

INDIANAPOLIS RECOGNIZED AS THE GREAT RAILWAY CENTER OF THE MIDDLE WEST

Indianapolis la becoming recognized as the chief railroad center of the middle West. Its great distributive” resources have been utilized by all the leading railroads until Its transportation facilities are exceptional In their completeness. The early years of Indiana preceded the railroad era, and during those first years the towns that were located on the Ohio river and the lower Wabash had a great advantage over any other settlements in the state. Soon afterward came the canal-ljyilding era, when American enterprise manifested Itself all over the country In an endeavor to give convenient outlets for the products of the various sections through the medium of artificial waterways, which were constructed upon a most extensive scale, Indiana especially participating in the extensive canal-bulld-Ing activity and constructing the Wabash & Erie canal from Toledo to Evansville, 476 miles, which was the longest in the United States. The Whitewater canal from Lawrenceburg on the Ohio to Hagerstown was also constructed, and these waterways for many years constituted the principal fea* tures, apart from the Ohio riv4r, In the transportation facilities of the state. The canals are still in use to a considerable extent, although the section of the Wabash & Erie canal between Ft. Wayne and Lafayette has not been used for many years and will soon be paralleled with electric railways, the former towpath being utilized as a roadbed. Great Facilities. The transportation facilities of Indianapolis have continued to Increase until at the present time there are sixteen completed lines running Into the city, connecting in the state with many other lines which all bring their passengers to Indianapolis’s magnificent Union station. Over 150 passenger trains enter and depart twenty-four hours, so that the advantages of the city for reaching any point in the country are unsurpassed. The lines that center here radiate like the spokes of a wheel in every direction, and the equipment and service of the various roads represent the very highest quality of convenience, luxury and comfort. The Belt Railroad** It Is proper in this connection to first refer to the Indianapolis Union Sra.’l waycompany, commonly known as the Pelt railroad, because it is the connecting liflfe for all railroad lines entering the ciffi This company succeeded In 1883 to enterprise Inaugurated In 1853 bjr Union railway company. It operate»fi®J teen miles of track, extending entirely around the city, and also owns the «plendld Union station. This is considered one of the finest In the United States, has a train shed 300x650 feet In size, and la a handsome three-story brick building, surmounted by a lofty tower. It Is a beautiful structure on the Romanesque order of architecture. The business done by this bompany is very large and Indicates somewhat the extent of the commerce and general traffic ot Indianapolis. In 1900 the company moved 964,234 cars over the Belt. In addition to 62,288 cars of live stock and 47.858 cars switched for private Industries in the city. While the official figures are not yet available for 1901, It Is understood that they will be at least 20 per cent, higher. The company has twelve heavy switch., engines and gives employment to 300 persons. Mr. James McCrea, president of the company, resides at Pittsburg and Is first Vice-presi-

and Indianapolis being the homo of establishments whlcn, In the character of their equipment and the excellence of their output, need fear no comparison from any brewing center in the entire country, there is cause for special pride in this particular one of our industries. The Indianapolis Brewing Company. Leading the brewing industry of Indianapolis is the company which bears the city’s name and which has earned the distinction mentioned above. It is a corporation organized In 1889. under the laws of the state of Indiana, as a consolidation of the C. F. Schmidt, P. Lieber and C. Maus breweries. The general offices and bottling department are located at the Schmidt breweries, on Hlgh-st., the other plants being situated in different parts of the city. All are first-class brewing plants, supplied with the very best accessories and devices for the brewing of beer by the most approved processes. The three plants have a present combined output of 500,000 barrels yearly. In the various plants employment is given to 1,00? hands, the products being excellent qualities of beer, specially noteworthy brands being .their “Progress” ‘ bottled beer and 'their “Tafel” and “Dusseldorfer” beer, which are both keg and bottled beers. These are the beers that were awarded the gold medal at the Parts exposition of 1900. The bottling ment is especially notable. It was referred to as a model by the American academy of science at Its first meeting in New York in a discussion of the art of brewing. The bottling is done by the agency of compressed air direct from the brewery and in place of the old methad of taking the beer from casks, it goes direct from the vats to the bottle and is at once hermatically sealed. The company, in addition to controlling a large trade locally, which Is supplied by many wagons, has also a very large shipping and export trade, its beers being shipped to all parts of the United States and also the Philippine islands. Cuba. Porto Rico, Chlnla, South America and Africa. The officers of the company are: Albert Lieber, president and general manager; Fred Francke. vice-president; John P. Frenzel, secretary, and Otto N. Frenzel, treasurer. Mr. Albert" Lieber, the president of the company, is a native of Indianapolis and a eon of Peter Lieber, founder of the Lieber brewery. He makes frequent visits to Europe and is at all times thoroughly Informed on the most advanced methods of beer brewing. He is a business man of remarkable acumen and a most genial friend and companion, whose warm admirers are numberless. The American Brewing Company. This institution has gained the highest reputation by the excellent quality of its brew. It fs unique in one particular—all Its officers and stockholders are Indianapolis business men of the highest standing, and the impress of their reputations goes with the products of this brewery. The company was incorporated in 1897, with SIOO/ 00 capital, the officers being Joseph C. Schaf, president; Anthony J. Krass, vice-president, and Herman Babich, secretary and treasurer; The plant covers a quarter of a block on W. Ohiost., with substantial modern buildings. This is in every respect a model brewery, in which beer is scientifically produced and the highest percentage of purity is undoubtedly attained. A noteworthy feature Is an absorption ice machine of forty tons ice capacity and telxty tons refrigerator capacity. The productive capacity of the brewery amounts to 50,000 barrels yearly, and the product is “Bohemian” and standard lager beer of the very best quality. The daily shipments are very large throughout Indiana and eastern Illinois. Employment is given to forty men, and sixteen teams and wagons are used in the city delivery. Mr. Joseph C. Schaf, the president, is a director of the American national bank and of the Indiana hotel association, now building the most magnificent hotel in the West, the new “Claypool,” in Indianapolis. He is a member of the board of trade and the Commercial elub and a highly influential citizen in all his associations.

dent of the Pennsylvania lines west of Pittsburg. Mr. E. F. Osborne, vice-presi-dent, Uvea in Cincinnati and Is secretary of the Big Four system. Mr. W. T. Cannon, secret;. and treasurer, is a native of Indianapolis and a member of the Columbia, Commercial, Marion and other clubs. He has been identified with the company for a long time. Mr. C. A. Vinnedge, auditor, and Mr. A. A. Zion, superintendent. have also both served the company for many years. *. Present Railroads. It may be stated in very truth that no capital city In any of the states Is more advantageously situated with reference to convenience of access by the citizens of the state. There are but few county seats from which it Is not possible to reach Indianapolis and return the same day. In the early years of railroad building in this country there was not much expectation that the roads would be important for long distances, and those first projected from Indianapolis confined their operations within the state. These first railways were not only locally projected but locally named, as will be seen by enumeration of the titles of the first eight railroads built to this city, which were the Madison & Indianapolis, the Bellefontaine railway, the Indianapolis & Lafayette, the Indiana Central, the Indianapolis Initial, the Peru & Indianapolis and the Indianapolis & Vincennes. These roads, or as much of them as was ever built, are now parts of larger systems. and the various lines which enter in the city at the present time are as follows: Ohio, Indiana & Western, from Indianapolis to Peoria, 111., 212 miles; Indianapolis tK Springfield, 0., 149 miles. Cincinnati, Hamilton & Dayton, Indianapolis to Cincinnati, 123 miles. Cincinnati, Indianapolis, St. Louis & Chicago,/ Cincinnati to Indianapolis, 110 miles; Indianapolis to Kankakee, 139 miles; Kankakee to Chicago, fifty-three mlles>< Lake Erie A We st erf, Indtanapo£r’to Michigan City, 161 miles. . -Indjanspolis & Vincennes. Indianapolis to ffinc' .nes, Ind,, 117 miles. wT.?* < Chi<it. Louts & Pittsburg, ‘Jolttmtus to L diaur soils, .'BB o to Chicago,” 194 mi.es. ’ Indfariapolfs,' Decauir & Western, IndianapoW'/. to Decatu-, 111., 153 miles., * Chicafr . Indianapolis & Louisville, TtldlanapolH to < hlcago, 183 miles: to Cincinnati, 123 miles; t< Mie’ gan City, 154 miles. ► Cleveland. Columbus. Cincinnati & Indianapolis, India rapoils to Cleveland, 283 miles. Cincinnati, Wabash & Michigan, Indianapolis to Benton Harbor, Mich.. 201 miles. * Jeffersonville. Madison & Indianapolis, to Louisville. Ky.. 110 miles. Indianapolis & St. Louis, to St Louis, 261 miles. Terre Haute & Indianapolis, to St I,ouis, 240 miles. Other roads, notably the Indianapolis Southern and the Illinois Central, are seeking terminal facilities here, and will add largely to this Immense system In both freight and passenger business. No city In tho country has a more complete net-worn or roads and few can boast the same amount of mileage. They are the avant courier of an enormous community of commerce that will eventually outstrip the cities of this entire region and make Indianapolis the chief distributing center of the middle West.

COLUMBIAN RELIEF FUND ASSOCIATION, The Largest and Strongest Health and Accident Insurance Organization In Indiana. The Columbian Relief Fund Association was chartered in October, 1896, and has grown to be one of the largest institutions of the kind In the country. Its insurance is especially designed for the benefit of those who are dependent upon a salary or wages; it pays for time lost on account of sickness or accident and provides a funeral benefit for death from any cause. The Columbian conducts its business on scientific insurance principles and insures only select risks, which pass a regular medical examination; thus it is able to give indemnity for all diseases except those which directly result from dissipation. Therein it manifests its great superiority over other so-called health insurance companies, which pay only for certain specified, and generally uncommon, ailments. In the course of its five years’ existence the Columbian has paid over $130,000 In claims, and now has on hand to guarantee the payment of just claims cash assets of $16,500, with no claims due and unpaid. Undoubtedly, its success Is due to the safety and liberality of its policy, its careful management and its record for fair dealing. Not only Is Its high standing appreciated by individuals who want the kind of insurance the Columbian gives, but other companies have come to recognize it. Since January of this year four different companies, desiring to close their business, and yet anord their pol-icy-holders the best protection, have reinsured them in the Columbian Relief Fund Association. The secretary and manager of the association is Charles H. Brackett and the home office is in the Stevenson building, Indianapolis. - 0 The Reserve Loan Life Insurance Company of Indianapolis. Among the growing financial institutions of this state we may reckon The Reserve Loan IJfe Insurance Company, which is incorporated under the compulsory reserve deposit law of Indiana, act of 1899—a distinctively "old line” insurance law. In its energetic and aggressive canvass for business the management is attracting especial attention, expressing the push and progress of western activity. Under the provisions of the 1899 law it is making its Investments altogether in first mortgagee on Indiana real estate and depositing its securities with the auditor .of" state for the protection of all of Its pol-icy-holders, to the full reserve liability on all of Its policies. Little can be added to what has already been said in praise of the wisdom of our law-makers In enacting the compulsory reserve deposit law. As stated before, it Is an “old line" law, with the addition that greater security is given to policy-holders under it than is given by the “old line” laws of other states, the state of Indiana, under such law, holding in trust in approved securities an amount at all times equal to the entire reserve liabilities of the company. The enactment of this law further gives general notice that the state of Indiana is looking sharply to developing and fostering financial Institutions equal to those of her sister states by putting her life Insurance companies on an absolutely secure foundation, beyond successful attack by the companies of other states or their agents. Every one who will read intelligently the provisions of the law referred to will not question the absolute security of his investment when taking a policy in a company organized under this law. The management of The Reserve Loan Life Insurance Company is well known, not only in Indiana, but all over- the country, having organized and developed the largest accident insurance association in the United States. The success of that enterprise, as is the case with all successful enterprises, was due to Intelligence and well-directed energy, and these qualities dominate the management of The Reserve Loan Life Insurance Company, with the ripened experience of years in the conduct of insurance affairs. The company’s officers are: Chalmers Brown, president; W. K. Bellis, secretary; Ches-

t &

Stanchest “Financial City Os Its Class in Country

The bank is the Inception, the inspiration and the developing influence of modern commerce. It is a vital factor to the prosperity of any commercial city. Nearly all the transactions to all branches of the trade of the United States are, In their financial features, carried on through banks. To such a degree is this true that the bank clearances .of the commercial cities of the country are reorganized aa the most accurate barometers of their success and stability. The banking interests of Indiana have developed with the material progress of the state. In various communities the early history of banking in Indiana was not unlike that of other western states, where crude and unscientific banking methods resulted in disaster. But so far as the state itself is concerned, it has deserved and bears an excellent reputation for general soundness. The banking business of the state is largely caron under national charters. There are, however, numerous state banks that rank among the beet and strongest institutions of the state and transact a. large business, as is* shown by the fact that the resources of .the ninety-seven banks of discount Incorporated under the state law were, in 1899, 821,485,753.37; in 1900, 822.927,457.55, and of the 104 banks in 1901, 826,898,518.39. At the end of 1901 there were thirtythree trust companies operating under the laws of Indiana. The resources of these companies (only twenty-seven previous to the present year) were. In 1899, 87,183,120140; in 1900, $10,548,044.62, and in 1901, 815,244.915. The third class of banking institutions under the supervision of the state is the savings banks of which there are five located, respectively, at Evansville, Lafayette, Laporte, South Bend and Terre Haute. Their prosperous condition is Indicated by their resources, which were, In 1899, $6,274,523.80; in 1900, $7,016,608.55.; in 1901, $7,728,787.85. Throughout the state the financial story Is of the same tenor, that money is plentiful and in good demand at low rates; and, while the profits in Individual transactions are not so great as formerly, the Increased volume and growing activity of business more than compensate tor the reduced rates of interest. (Besides the figures given in regard to the (resources of state banks are still larger figures for the national - banks.) Altogether the state Is to be congratulated .<>- tlie completeness and solidity of its •baiktog advantages at the beginning of the twentieth century. Some History. The history of banking in Indianapolis dates back to the earliest days o/ the city when a small private bank was started, but the first chartered bank was the State bank of Indiana, whl-h was chartered in 1834 with a capital oi $1,600,000. The charter was to run twenty-five years and half of the capital stock was to be taken by the state, which raised the money by the sale of bonds. The state's share of the dividends, after paying the bonds, was to go to the establishment of a general school fund, and this was the foundation of the present splendid endowment of Indiana’s public schools. The Investment ultimately yielded to the state $3,700,000 after paymept of the bank bonds. The main bank and one of Its branches were located in Indianapolis, beginning business Nov. 26, 1835, in a building on the Governor’s Circle, which had been intended as a residence for the governor, but was afterward removed to Washlngton-st. The first president of the bank was Samuel Merrill, with whom were associated Calvin Fletcher, Seaton W. Norris, Robert Morrison and Thomas R. Scott as directors. In 1840 the bank removed to a new building at Kentucky-ave. and Illinols-st. The Indianapolis branch was organized with Hervey Bates president and B. F. Morris cashier. After the charter expired the Bank of the State of Indiana was chartered, the interest of the state being

ter J. McPherson, actuary and assistant secretary; M. M. Crabill, assistant superintendent of agents; Hon. W. A. Ketcham, general counsel; Gullford A. Deitch, general attorney, and Dr. J. L. Larway, medical director. The offices of the company occupy a good part of the third floor of the Ingalls bulldin’g, one of our large office buildings, on the corner of Washington and Pennsylvania streets, a visit to which at any time discloses an active and busy scene. Indiana has an association doing accident Insurance that is worthy of the patronage of Its citizens. We refer to the Commercial travelers’ mutual accident association, which has its offices at 710 Stevenson building, Indianapolis. The association was organized lh 1892 and has since carried on the accident insurance business with steady success. The assessments, when made, are only $2 and the cost per member, annually, has never exceeded $lO, while <ll just claims have been promptly and fully paid. There were at the time of filing the last annual report no outstanding liabilities, and the association had on hand In the Indianapolis banks $6,601.73. The association has paid since Its organization up toi'july 1, 1901, 640 claims, amounting to $41,246.47. The association is composed oi commercial travelers In all parts of the United States. The president, Mr. Robert R. Walden, is a native Hoosier, and has been a successful traveling salesman for tae Layman-Carey hardware company of Indianapolis for thirty-one years past. Mr. John A. Dugan is vicepresident, and for more than twenty years has represented Hollweg & Reese, the veteran queens Ware dealers. Carey McPherson, secretary-treasurer, was a traveler In the grocery line for thirty years. The directors are James H. Newman. with Hibben, Hollweg & Co., wholesale dry goods; Lew W. Cooper of W. D. Cooper shoe company; George W. Barth, representing Samuel Ach & Co., wholesale milliners, Cincinnati, O.; W. D. Harvey, manager Webber, Burton company, manufacturers of lodge regalia; J. H. Stubbs of Jhe Indianapolis shoe company; C. A. Ross of the Grocers’ supply company; Jefferson Caylor, with the W. D. Cooper shoe company, and W. H. Nicoles, with the Crescent paper company. The standing In this community of these gentlemen is sufficient to guarantee fair treatment to the members of the association, and every commercial traveler and business man in the state should encourage It by taking out a membership certificate, as its object is to give accident insurance at actual cost. The Old Wayne Mutual Life Presents to the insuring public nearly a fifth of a century of successful and conservative business management. It was incorporated under the laws of the State of Indiana, March 22, 1883, and since its incorporation has paid every just claim aggregating more than one million dollars and has never had a valid judgment rendered against it during that entire period. There are, perhaps, some insurance companies that promise more than it does, yet there are none which have paid as much in proportion to the cost as the Old Wayne during its nineteen years of uninterrupted and successful growth. Its policies are attractive for the reason that they are based on scientific principles and equitably tfajusted

Columbia National Bank INDIANAPOLIS. IND. Capitals3oo,ooo.oo MORTIMER LEVERING, President W. F. C. GOLT, Cashier A. A. BARNES, Vice-President W. K. SPROULE, JR., Ass t Cashier

withdrawn and Hugh McCuloch, who was later secretary, of the treasury of the United States, became president of the bank, which remained In business, with seventeen tranches, until the inauguration of the national banking system, when the various branches were merged into different national banks to their respective localities. The Institution known as Fletcher’s bank dates back to the thirties, and contlued in successful business as a private hank until its reorganization as one of the strongest national banks of the couhtry. Panic of 1837. The disastrous panic of 1837 greatly hampered the development of enterprises to Indianapolis, the State bank bes ig compelled to suspend specie payment f*id the legislature adopting various mear’-es intended to relieve debtors as much as possible. One provision made at that time was that property sold on execution could not be sold for less than two- Hi da its appraised value and anothei tha’ a certain amount of household prope; *y should be exempt from execution. Th ie measures, together with a disposition the part of the creditors to be liberal in the extension of time of payment .of debts tended to relieve the disti's* to- a great extent and averted a calamity that would otherwise have left a bll at upon the activities of the state tut. mrhy years. The State bank resumed spe*lie payment in 1842, but it was a ye? ' or more after that before there was any general revival of business. The banklrf: facilities of the state have grown t rapidly since that time. Some of the Psoat recent panics since seriously affe< ed, for a time, the banking sy stem o' ?ndiahp. but it wae not permanently crippled, an# is now stronger, better equipped better conducted and in every way a . ater instrumentality of commerce than ever before. . / Condition of,Vocal Banks. The banking facilities of Indianapolis are affdtded bt’ six-national banks—the Columbia national, organized in 1101. having succeeded the ißatet. bank went out of business; anjfmx ust companies—the Security, alsp, halving been organized in 1901, in addition. tb private, banks, most of which are devoted more especially to investm?ntj(4>anking and-the loaning of money on mortgages so/ cllents. The subjoined figures show the bank clearings in Indianapolis for each year from ,1890 inclusive: loon $211,127,354 73 log-, 214.265.101 30 neg? 215,088,220 92 1893 " 185.988,541 44 iggi . 130.032,220 92 1596 156,631,825 72 1896 204.876.714 07 1g97 234.279.936 16 lg9g 272,’. 41,595 06 1 899 ...- 304 .42.272 89 190 C 323 >26.928 00 1901 (estimate) r ' 00,000 00 ' “ Condition of Ba ks. The following figures shev ’he condition and business of the city bunks for the last ten years, ’hose for the year just closed being bas-.d on the most authoritative estimates,\is to deposits and loans: , . Capital. Surplus. Deposits. Loans. 1892 ..$2,600,000 $1,960,867 $13,273,163 00 $9,603,950 00 1893 2.600,-000 1,167,920 7.804,453 00 6,173,936 00 1891 ..8.000,000 960,000 11,119.969 00 7.184,468 00 1895 2,800,000 967,491 9,740,562 00 6,951,002 00 1896 . 2 800,000 858.500 8.047,973 00 5,819,-87 00 1897 .. 2,800,000 962,500 8.851.332 00 6,827,884 00 1898 2,309,000 914,000 9.140,907 00 7,417,510 00 1899 2 300,000 1.122,000 11,283,393 00 9,311.586 CO 1900 .. 2.300.000 1,152,000 22.554,857 00 9,481,108 00 1901 ..3,450.000 955.000 18.503.319 29 13,566.452 17 The six trust companies have a combined capital of $3,300,000. The five which were in existence in 1900 had an aggregate capital of $2,700,000; surplus and undivided profits, $244,134.12; total assets, $7,068,110.90.

mortality rates for all ages from twentone to eighty 7 five years. The number of premiums and the amounts of each are guaranteed in every policy. It offers straight life insurance without banking or speculative features, and as 75 per cent.' of all premiums are set aside for the purpose of paying losses its policies commend themselves to those who are seeking insurance strictly for protection. It offers the best plan for safely insuring people of advanced ages, at a low cost, thus affording those who would otherwise be barred from protection in other companies a means of securing absolutely safe and reliable insurance. The Home office of the Old Wayne Mutual Life is located on the eighth floor of the Commercial club building. The officers are L. C. Stewart, president; C. C. Gilmore, secretary; John Furnace, treasurer, and Charles E. Averill, legal adviser. The total business written by the company aggregates over $1(5,000,000. Total losses paid over $1,000,000. There are but few mutual associations In the United States who have received as much In premiums, ($173,161), paid as much In death claims ($129,794.13), and written as much new business ($2,631,600) during the year 1900, and have as much Insurance In force at the present time, ($10,853,200) as the Old Wayne. Does not this showing speak volumes In favor of home Insurance? Why send money to foreign companies when better Insurance can be had in your own state? The Meridian Life and Trust Company; Is one of the leading Indiana life Insurance companies operating under the legal reserve compulsory deposit law of 1899. This company writes every form of term and, endowment policies. The company will loan to policy holders the entire legal reserve at 6 per cent, per annum, according to table stated In the policy. Conditions --in policies also provide for extended insurance thus protecting the Insured against loss or lapse after three years. In fact every feature offered by the oldest companies In the country are provided in the policies of the Meridian Life and Trust Company. Prominent business men throughout the state recognize the advantages of insuring in home companies, and are familiar with the safeguards thrown about Indiana life Insurance which guarantees to the people insurance that insures. The officers of the company are well and favorably known throughout the state. The officers are: Arthur Jordan, president; W. C. Hall, vice-president; Charles C. Pierce, jr., secretary; Orlando B. lies, treasurer; Everett Wagner, general minager. The home offices of the company are suite 112? Stevenson building, Indianapolis, Ind.

.THE... CAPITAL NATIONAL BANK INDIANAPOLIS, IND. Capital Surplus ... $420,000.00 Resources • - - - $4 100,000.00 Solicits accounts of Banks, Merchants, Manufacturers and Individuals. M. B. Wilson President O. M. PackardVice-President W. F. Churchman Cashier Chas. L. Farrell Assistant Cashier

INTER-STATE LIFE Assurance Company — INDIANAPOLIS, IND. Incorporated Under the Compulsory Reserve Deposit Law of the State of Indiana as an “iMd Line” Legal Reserve Insurance Company. OFFICERS g

QHAS. A. StTDLOW, President. P. E. MARSH, Vice-President. R. L. DOUGLAS. Second Vice-Prealdant. F- B. DAVENPORT. Secretary. A. P. SIMMONDS. Supt. Agencies.

BOARD OFDIRECTORSs

D. P. Erwin, Indianapolis, Capitalist. > T?ios. H. Spann. Indianapolis. Real Estate and < -insurance. , < Vm. E. Kutrx. Indianapolis, Capitalist and 8 M laufacturer. S Cortland Van Camp, Indianapolis. Capitalist 2 and Free. Van Camp Hardware & Iron Co. 2 Harry J. Milligan, Indianapolis, Capitalist. C Lawyer. ( ’■ r ilUam Fortune, Indianapolis. Pres. Indiana ) State Board of Commerce. 2 E. I. Fisher. Indianapolis, Banker. ( Aquilla Q. Jones. Indianapolis, Lawyer. < Dr. E. F. Hodges. Indianapolis. s: < rector of Company. \ George Brown. Indianapolis, Rear Admiral U. ) S. N. < John B. Cockrum. Indianapolis, Lawyer, Gen. ' Counsel L. E. A W. R. R., Preeident Co- < lumbta Club. < August M. Kuhn, Indianapolis, Pres. Consott- ) dated Coal & Lime Company. ) Dr. O. S. Runnels, Indianapolis. Surgepn., ) E. C. De Hority, Elwood, Cashier First Na- S tional Bank. S Charles W. Miller, Goshen. Lairyer, Pree. > State Bank and Pres. Elkhart County 2 Trust Co. 2 S. J. Straus, Ligonier. Pres. Citlzetis’ Ban-. 2 Dr. Albert G. Craig, Vevay. Cashier First Na- 2 tional Bank. wk, 2 Harry I. Miller, Terre H»uf*. General Man- ? ager Vandalia System. t Henry Terstegge, New Albany, Manufacturer < Staves and Tinware. < Judfre Azro Dyer, Evansville, La*X«r. (

SWEENEY. V BAMirEL GUINN, f WILBUR 3. WYNN. President. and Snpt. of Agents. Secy, and Actuary. TJffi MOST SUCCESSFUL COMPANY AGE EVER ORGANIZED The State Life Insurance Co. INDIANAPOLIS, INDIANA. REJCORD « INStTBAXCX KT ADMITTT.D RESERVE AND ALL ADMITTXD . rORCE. ASSETS * OTHER LIABILITIES. SCTiPLVS. 1805... $3,548,500 $18,300 $15,868 $2,432 1896 $7,859,500 $58,770 $45,483 $13,287 1897 $11,885,500 $150,891 $88,276 $62,615 isos $17,049,000 $259,645 $152,037 $107,608 522,208.47(1 $417,711 $254,246 $461,534 1900 $28,3»,877 $671,170 $409,5M $261,775 Deposited with State of Indiana for Protection of All Its Policyholders, $500,000. Every policy is secured by a deposit of its entire reserve value with the State of Indiana, in accordance with the provisions ot the Legal Reserve Compulsory Deposit Law of Indiana. No other company can offer In sound indemnity. large dividends or any other feature, better contracts of life insurance than are furnished by THE STATE LIFE. The Insuring public of Indiana, in the exercise of an intelligent self-interest and State pride, should first patronize this sterling home Howe Office—The Sixth Floor Newton Claypool Building, Indianapolis, Ind. The Hartford Life Insurance Company of Hartford, Conn. LEADS SEVENTEEN of the Companies Doing Business in Indiana. LARGEST GAINS IN INSURANCE IN FORCE. GREATEST AMOUNT OF NEW BUSINESS WRITTEN. COMPILED FROM OFFICIAL FIGURES IN OFFICE OF STATE AUDITOR. BEGAN MAY 1, 1900. THIS GOES ONLY TO,NOV. 1, 1900. READ THE RECORD OF 1900. Amt. in force Amt. written Amt. In force Dec. 31, 1899. in 1900. Dec. 31, 1909. Gain. HARTFORD.;’. $1,098,500 $460,700 $1,341,700 $243,200 Berkshire 493,739 108,000 581.839 88.10 Connecticut Mutual 3,361,350 317_a00 3,491,850 Equitable of lowa . 664.079 726,947 62,868 Fidelity Germania 701.390 59£36 69154 7 * <1.643 Home Life 612.745 66,570 651.396 38.651 Life Insurance Co. ,of Virginia; 1,256,512 457,595 1,243.877 12,635 Manhattan 556.992 45,788 535,365 21.627 Michigan Mutual Mutual Life. Kentucky 958,793 253,450 945,143 13.650' Phoenix Mutual 934,298 156.100 1.015,760 81,462 Provident Life and Trust 1,234,061 178.325 1,327,886 93,825 State Mutual 365,300 232,842 494,724 129,424 Travelers 729,358 269,398 911,461 182,193 Union Mutual 376,487 27,452 358,522 17,965 United States .....’ 803.935 136.500 830.575 26,640 Washington 661,304 . 258,996 773,382 112,078 REDWINE & BREWSTER, State Managers, 803-5 Stevenson Building, Indianapolis, Ind. EJIOHT POINTERS « 1. The INDIANA OIL COMPANY owns 1,040 acres of land In the famous oil districts of California. - 1 2. The INDIANA OIL COMPANY has one well down 1,060 feet, 513 feet in oil sand, and will start another well In a few days. . 3. The INDIANA OIL COMPANY will be on a dividend paying basis when It • has four wells drilled. They will drill at least 25 wells on the same tract. 4. The INDIANA OIL COMPANY exists for the benefit of those who own Its stock. Pff” 5. The INDIANA OIL COMPANY guarantees to return the entire amount of vour Investment money oefore other dividends are paid. $y 6. The INDIANA OIL COMPANY stock Is full paid and non-assessabls. It is a safe, profitable and permanent investment. 7. The INDIANA OIL COMPAQ k"S stock is not speculative, and you can- » not afford to mi,ss being a stockholder. py* 8. The INDIANA OIL COMPANY’S officers are well known business men of Indianapolis. The stock can be bought now .t 25 cents per share. The price will be advanced soon. WRITE FOR PROSPECTUS. INDIANA OIL COMPANY, 322 and 324 Law Building.

luccrpoiated Under the Laws of Indiana. THE LIBERAL Life Insurance Comp’y Os Indiana, Anderson, Indiana. OFFICERS: Hon. J. H. Terhune..,President R. p. Grimes Vice-President C. K. MCCuUov h Secretary George W. SnreeVetTreasurer M. V. Hunt.'.Medical Director Hon. W. A. Klttln- -General Attorney C. M. Greenlee.'Counsel J. F. KightSuperintendent of Agencies DIRECTORS: Hon. J. H. Terhune. R. I*. Grimes, C. K. McCullough, Geo. W. Snree e, M. V. Hunt. Hon. W. A. Kittinger. R. F. Schenck, Daniel Goehler, 8. L. VanFetten, Thomas Nichol, James Wellington. ' ‘ VOLUNTARY GUARANTEES. THE LIBERAL LIF 7 ? INSURANCE COMPANY OF INDIANA is the ONLY LIFE INSURANCE COMPANY that VOLUNTARILY GUARANTEES In rs constitution and bylaws and policy contract that the full reserve shall be on deposit with the Auditor of State. The Company la organized under the act of 1897, THE ONI.Y INSURANCE LAW THAT GUARANTEES rhe face of the policy. Under this act there can positively be NO SHAVING DOWN OF POLICIES d Its consequent burden upon the beneficiary. By operating under this law, anflfip’.aclng the reserve on deposit with the State Auditor, THE LIBERAL LIFE INSURANCE COMPANY OF INDIANA offers you GREATER SECURITY than can be obtained under any other system of life insut-nce in force and reduces the possibllltlw of a receiver.. ip to a minimum. Consult your own interests and take advantage of this liberal law by rlaclng yo ir insurance in this liberal company. The Liberal Life Insurance Ccmp’y of Indiana Positively Insures. The American Central Life Insurance* Company Organized under the Legil Reserve Deposit Law of the State of Indiana, Februar?-, 1899, with a capital stock of $136,000.00 paid up- 3 Over sixty bankers In the State of L.dtAna are Interested as stockholders, whose aggregate wealth Is over $50,000,000.00. The company has on deposit over $100,000.00 with the Auditor of the State of Indiana for the protection of Its P ol 'Sy-h°l <1 *r s . Cash assets over $200,000.00. ■ Liabilities, $50,000.00. Assets invested in government bonds and first mortgage cal estate, loans- Insurance in force in Indiana about K. j 0 .000.00. Officers arnfttfivcfora E. B. MARTINDALE, President. CHAS. E. DARK, V.-P., Supt. / -encles. LYNN B. MARTINDALE, Secretary-Treas. AUGIifeTIN BOICE, Gen. Counsel. PIERRE GRAY. D. A." f F‘ nanc « Committee. JOHN M- KITCHEN, M. D., Med. Dir. W. A. CRAIG, General Real Estate, Loan and Insurance Agency. ' Office in New Craig Block, UNTON, IND. Business communications given careful and prompt

!H. B. HOLLOWAT, Treasurer. H. W. BUTTOLPH. Actuary. E. F. HODGES. M. D.. Med. Director. H. J. MILLIGAN. General Counsel. H. R. STAUFFER. M. D.. Med; Inspec.

> M. B. Wilson, Indianapolis, Prea. Capital Na--1 tional Bank. 1 Charles E. Coffin, Indianapolis, Pre. Central 1 Trust Co. 1 Charles A. Sudlow, Indianapolis. President or ' Company. ’ F. E. Marsh. Indianapolis. Vice-President of Company. . John C. Nelson, Logansport, Lawyer. , John R. Johnston. Hartford City, Glass Manu- , facturer. , Griffith D. Dean, Marion, Lawyer. I T. F. Moorman, Wlnchetser, Retired Banker. I Frederick Blmel. Portland. Manufacturer I Spokes and Hubs. I R. C. Davis, Washington. Cashier People’s > National Bank. • J. J. Rumely, Laporte, Manufacturer Thresh--1 era. ; James S- Barcus. Terre Haute, Lawyer. > Hon. Newton W. Gilbert. Angola. Lawyer, I Lieut-Gov. of Indiana. > Mortimer Lever’ng. Indianapolis, President > Columbia National Bank. > Capt. J!3. J. Howard. JeffersonvUto BhlP- > buildbr. * > W. W. Wicks. Bloomington. Capitalist. ' Marland R. Gardner, Wabash. Secretary Wa- ' bash Cabinet Co. [ Col. D. N. Foster, Ft. Wayne. Lawyer. ' Judge Wm. J. Vesey. Ft. Wayne, Lawyer. ! Henry I. Park. Kendallville, Secretary Flint f ’ A Walling Mtg. Co. : Maj. A. C. Rosencranx, Evansville, Pres. Vul- [. can Plow Cd. . H. U. Starr. Richmond, Ind., Attorney. t W. G. Irwih. Banker, Pre. I. G. & F. R- R-. L- Columbus, Ind. ,

The Indianapolis Fire Insurance Company Capital Stock, $200,000.00 Surplus, . . . $100,000.00 DIRECTORS: JOHN H. HOLLIDAY, President. CHARLES. E. COFFIN. First Vice-Pres’t. CHARLES N. THOMPSON. Attorney. EDWARD B. PORTER. Treasurer. A. A. BARNES. GEORGE KOTHE, CHARLES LATHAM, ALFRED E. POTTS, H. C. MARTIN, G. A. SCHNULL, ; WINFIELD MILLER. JOSEPH T. ELLIOTT, JOHN M. SPANN, Secretary. Home Office, 148 E. Market Street INDIANAPOLIS, IND, THE MODEL ISSUES ALL OF THE MODERN AND UP-TO-DATE POLICIES. GOOD CCNTKACTS FOOR GOOD MEN jHC CAN ' '~~ AND WILL PRODUCE GOOD BUSINESS. R. P. BLODAU, President. F. BOUSTAG, Vlce-Preslde it. J. JT. BEACHAM. Secr’y and Gel , MauJger. Conservative in the Construe lon .of Its Rates. Conservative In the Selection of: Risks Conservative and Economical In M,**tagement. , I Expense absolutely limited in the contract. Call On or Address the • Home Office, Lemclc < 3ldg., Indianapolis, Ind ".'"T' - Oar Loans to Farmers are a little totter than other people can give. ■ Any amount from s3o* to $30,008 FIVE TO TEN YEARS* TIME. Come and see us or write about the loan you would like. We have three or four very desirable farms to sell at/a low price. TWOS. C. BW « CO. Ms,Bf2lawMWb* 134 C. Mat** INDIANAPOLIS, IND.

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