Decatur Daily Democrat, Volume 61, Number 136, Decatur, Adams County, 10 June 1963 — Page 2

PAGE TWO

FHA Requires More Insulation For Cooling A n«w requirement of the Federal Housing Administration ensures added comfort and greater economy for families who build or buy new homes equipped with central air conditioning. For the first time, FHA has spelled out standards for minimum insulation for air-conditioned homes financed with FHA-instired loans. Previously, FHA insulation requirements were based on heating needs alone. The new insulation standard was developed “because of the increasing volume of air-conditioning installations and to provide industry guidance and protection," FHA explains. In most areas, insulation rated at R-13 will be required in the ceiling, and in all except the coolest areas of the country, sidewall insulation frequently will be mandatory. In masonry homes in warm zones, insulation rated at R-19 and sometimes R-24 in ceilings may be required as a minimum. The “R” in the above designations stands for installed resistance to heat flow. The higher the number, the greater the ability to resist the passage of heat. Home owners will benefit from the new insulation standard through increased comfort—both winter and summer—and through lower heating and cooling bills, fn addition, when a house is insulated to 'meet these FHA standards, a smaller, less costly cooling system generally is required. ~ Savings on heating and cooling costs as a result of thorough insulation often equal the cost of the insulation in a few years. In the past, FHA has pointed out that its Minimum Property Standards are just that-minimum-and it “recognizes th<M in the long run some quality items that add to the original cost of a house actually lower the cost of keeping up the home and living in it.” For example, by exceeding FHA minimum insulating requirements, home owners can cut cooling and heating costs substantially and get more satisfaction from both cooling and heating systems. A reliable guide for families p’an,ning for air conditioning who want optimum results from insulation is provided by the National Mineral Wool Insulation Association. Its Quality Home Requirements call for mineral wool with an installed resistance to heat loss of R-19 or R-24 in ceilings, R-ll in walls and R-13 in floors oyer unheated spaces. PLEASE BOTH SEXES Men look for better construction, women for more convenience when buying major appliances. Both features are to be found in new electric refrigerator-freezers. Emphasis this year is on improved operating quality, sturdier construction, and more convenience features such'as complete freedom from frost.

Always ..... JUST RIGHT the RIGHT mix and the RIGHT amount WHEN YOU ORDER YOST READYMIX CONCRETE 10% Discount ON ALL READYMIX CONCRETE Get Yeur Driveway Fixed New! Order YOST’S CRUSHED GRAVEL YOST GRAVEL READYMIX, INC. R. R. 1 Phone 3-3114

Newest Ranges Look Built-In; Can Be Moved Home builders and families intent on remodeling are discovering a new electric range that fits their needs implicitly —a free-standing model that looks built in. An electrical manufacturers association points out that this new electric range combines the advantages of both built-in and freestanding models; E T 2 MMKMM 1 TMJkjfi w " ! M Fitting flush with cabinets, this 196.3 electric range looks built-in, but is free-standing. 1. It provides the smooth built-in look that adds to kitchen beauty and efficiency. 2. It fits in with virtually any kitchen design and provides a compact cooking center. 3. It can go along when the family moves since it isn’t a permanent part of the kitchen. 4. if can be installed at low cost with a minimum of carpentry or cabinetry. These features, plus other advantages of electric cooking—cleanliness, speed, automation, better meals with less effort — make this new model something to be considered when kitchen remodeling is part of a family’s future; Pool Pavilion If you have a swimming pool, you’d be smart to build a small garden pavilion at the poolside for a cooling off spot. The structure can be a simple post and beam affair with a trellis style roof. Cover the top of the trellis roof with reed matting or vines for shade. Use sturdy Douglas fir for the pavilion. ALL PURPOSE Douglas fir is a contradiction of values. It is one of the nation’s busiest and most widely used construction lumbers and it provides some of the most beautiful finish lumber, araie combipation in one tree. Color for Deck If you want color for your patio deck, introduce it by painting the deck railing or choosing colorful garden furniture. Painting Douglas fir deck boards will only add future maintenance. BIG MARKET With the coming of age of the war baby .crop, the demand for small houses is on the increase. Another big market for smalled homes us the retired couple age group who want a smaller home to keep up, but who prefer a home of their own instead of an apartment.

B' ;sure GENERAL ELECTRIC fCSS? |HOUSE I HEATING AND COOLING IS OUR BUSINESS! Commercial and Industrial .-»• » Applications too! CALL TODAY Ashbauchers’ Tin Shop Established 1915 110 N. 13th St. Ph. 3-2615

Here’s a Page From the Home Gardner’s Handbook — Early Start On Lawn Care Pays Off

BY ALLAN SWENSON I Written for I Newspaper • Enterprise Assn. Before lawn mowing season 1

|—• MM. «MM MMMM MMM MMMM MMM «MMMM MMM <■■■■» MMMB USE THE FERTILIZER •' SPREADER EARLY. • 1 fer i I LAWN ROLLERS OFTEN I I DO MORE HARM THAN GOOD. I „.,,, SEED BARE SPOTS J | jSSMe AFT£R I • W RAKING. . I I I CONTROL OF GRUBS AND | CHICKWEED SHOULD ...4 INI | I \ J START EARLY ' Vl. I | ” IN SPRING. Expanded Cleveland Home Holds More Family Fun | ■ - £ 111 ♦ ■ MSHSkI <nnßn W: I -■ ■ • I p—. — Mi I a i ■tL.

This family room is part of a two-story addition to an overcrowded Ohio home. Ix.uver shutters flank pass-through to dining room. Through-the-wall room air conditioner leaves windows free, keeps room comfortablo all summer.

The Albert Vinocurs of University Heights, near Cleveland, Ohio, had an attractive, living room, hut A’ no ftihiily rooiti. Wftn three children, aged 8, 13, and 19, they badly needed an informal living area to be shared by the whole (amily. Since the basement was too small for remodeling, they built a twostory addition at the side of their house. It includes' a generous family Toom on the first floor and a bedroom for 8-year-old Peter on the second. Remodeling was done by Planerena of the Higbee Company. As originally planned, the family room was to be completely open to the adjoining dining room. But, for the sake of privacy, the Vinocurs decided to install a separating wall with a door and convenient passthrough with wood louver shutters to close it off. When open, the shutters contribute to a feeling of spaciousness; closed, they permit the separateness needed when both parents and children have company.

Windows Turn the Trick

Got Crush on Outdoor Living? Make Porch Year-Round Patio

If your family shares a crush on outdoor living, why not turn what is usually a brief summer affair into a year-round romance? Enclose a porch with large windows and your family can enjoy patio life regardless of the season. One way to do it is with a series of combination wood doors. In summer, screens substituted for the glass sash in the doors will make it an airy outdoor room, while in winter the glass inserts will permit the sun to warm the room from late fall until early spring. With storm sash, the room will be comfortable even in winter, with little or no added heat. Another way to make a pleasant indoor-outdoor room is to enclose porch or patio with large areas of wood window’s. Awning windows, which can be installed in banks—from floor to ceiling, if desiredopen up and out, permitting air to enter while keeping out the rain. For a full view, sliding doors and windows reaching from floor to ceiling are ideal, or large casement or sliding windows that reach almost to the floor may be used. Stock wood.,windows and doors of pondpcosa. pine are available from building supply dealers in a wide variety of sistes and styles. Since they arc chemically treated to last indefinitely, and come «eady to paint or stain, they save the expense and trouble of custom carpentry. One advantage of wood windows is that wood is a natural insulator. If they are double glazed or equipped with storm sash, there w ill be very little heat loss from the new room in cold weather. With minimum fuel cost, the glass-enclosed porch will be comfortable all year ’round. There are several ways to screen oiit the heat and glare of thc’sitm-' mer sun. Draw draperies, bamboo blind , vc net tan., him d> or the. new ci tival cam m blinds cau be used.•

THE DECATUR DAILY DEMOCRAT, -DECATUR, INDIANA

starts again, spend a little time on your lawn. In juSt a few hours on some mild day you can do a lot to keep your lawn beautiful

One of the pleasant aspects of the new family room is year-round comfort. An electric room air conditioner was installed, in the wait next to the windows to supply cool, dehumidified, filtered air. As a result, the new family room is the center of activities during summer as well as winter months. During cold weather, the Vinocurs use the air conditioner to bring in fresh air or exhaust stale air. Exterior walls and ceilings are insulated with mineral wool to prevent heat from escaping in winter and to help keep the room cool in summer. The insulation also keeps heating and cooling costs down. Hi-fi and television sets have been built into one compact unit that also provides storage space for games and other assorted equipment. The windows and louver shutters are stock units of ponderosa pine, which were purchased at a local building supply center. Furniture 4 and tile floors were chosen for ruggedness as well as appearance

9 IQ&jS&X-tMPKV' I 1 1 H I S lit IF I ■ I I • t IB * I VICT i IL-4* ITf ■ ■ - ■■ / Here arc three samples of how a room for indoor-outdoor living can be provided'housing various types of stock woodwork. Porch at top is enclosed with generous-size sliding wood windows to give sweeping view of Lake Michigan. Combination yood doors were used" to make year-round room over garage in Westchester, N. Y., at left below, and a new room was made from an old porch in Ba.'port, Mind.,'right, by using banks of awning windows. Colorful window shades on rollers' One advantage of-louvers is that that can be installed to pull either while screening out the sun, they up or down are popular today, as permit the circulation of fresh air. afe folding wood louvers. I.Olivers For a porch with a southern exof pondcrosa pine, like wood win- posure. a deep rpof overhang or dows and doors; ran be bought at overhead latticework extending out building supply centers an.d'painted, from the roof is advisame to'keep ( stained or '. auushed to -suit the out the hottest jays of me midday I home pwaer. i summer sun. /

this summer. If your lawn is evenly covered with turf, fertilize early. Grass roots are growing long before leaf blades start to push up. For best results use longlasting mixed lawn fertilizer containing urea form nitrogen. This kind of nitrogen becomes available to the plants slowly throughout, the summer and it keeps grass growing evenly. Use a mechanical spreader for best results. Apply enough fertilizer to supply three pounds of nitrogen per 1,000 square feet. The first number is a mixed fertilizer analysis is always nitrogen. If you use a 10-6-4 fertilizer, apply 30 to 35 pounds per 1,000 square feet. If you use a 16-8-8 fertilizer, apply 20 pounds per 1,000 square feet. The earlier jyou fertilize, the less apt you are to have any fertilizer burn. If you haven’t protected your lawn from grubs, in five or six years, you can do that now, too. The earlier the better for this job. Rain carries the chemical deep enough into the soil to kill the grubs that are there now. Grubs that turn into May or June betties, Japanese beetles and European chasers can be eliminated. “Don’ts” are almost as important as “dos” when it comes to lawns. Don't roll your lawn when it is wet Only in heavy soil where winter frosts have pulled the roots out of the ground does rolling pay. If the soil is quite damp, the roller packs it ■ hard, cutting air from grass roots. Seed bare spots is tough Seed bare spots in the lawn early. Grass seed is tough; frosts won’t hurt tit. Loosen the soil with spade or spading fork, rake and sow seed in the loose cover seed, then tamp it down. If you sow seed after a frosty night, the honeycombed soil surface will need the seed in. When the sun rises no spading or raking. Just throw and melts the frost, rake soil lightly. Use Kentucky or Merlon bluegrass for sunny spots. Use blue’rass for sunny spots. Use Pennawn, Chewings or other red fescue for shady spots. Or use a seed mlxttfe containing these varieties. Don’t seed too thicky; three to six ounces of seed Is enough for 100 feet. For extra •vear, try setting sprigs of Zoy;ia. It takes punishment well and stays green all year in southern areas. Give your lawn a quick raking, too, to remove leaves, sticks and other debris before the grass starts to grow. Leaves smother the grass if left too long. If chickweed has spread during the cool weather, rake it out- on warm days. Then loosen soil and seed as you would for bare ground. If you have large sections of ehjekweed, spray it with Silvex or 2,4, 5-TP weed killer.

E—- — «SR| M DESIGN Y-5095 BLJ This trim ranch plan of--St^ ers six rooms a, ‘ ~ " 1831. HvWE-i iSft tached garage. Living ** area ' 8 L 043 square feet and with the three bed‘•M*”**’* <• rooms at the back, there U is a tr emendous feeling | I of privacy. There is a full bathroom I . 1 back-to-back with the kitchen. The I kitchen offers an L-shape arrangey o*.io« I ment of wall oven, counter range and —— p. | all other appliances, and a corner is set aside for table space. The living - FThr S gether, but they are good-sized septTfoßjcn arate rooms, with handsome winouiu, j rrrcM S dows at the front. For further irtfor- ) | **'*' —T[ mation on Design Y-5095, write to’ » ■wr , : ■! 1“* — Illustrated Publications, 117 West •:| i | l.l —-L 48th Street, New York 36, N. Y.

Loan Bigger If Home Has Quality Roof When a young couple buying their first home looks at a house, they tend to see a rose-covered cottage — their dream house. The mortgage officer of their lending institution, however, sees it quite differently. He pictures the house as it will look, after years of wear and tear. Scott Hancock, mortgage officer of the Ponca City (Okla.) Savings and Loan Association says that a big factor in determining the amount of a loan to be made on a house is quality. Quality in design, materials, and construction indicates that the house will maintain maximum value for the longest time with minimum maintenance or replacement. “The higher the quality rating, the higher the loan we can make,” Hancock says. Among the building elements that receive special quality ratings on Ponca City Savings and Loan’s appraisal cards are bathroom floors' and walls, built-in appliances, foundations, room arrangement, and roofing. “We look for a roof with ULlabeled shingles because the label is a reliable guide not only to fire resistance, but also to durability,” he explains. He points out that although the association doesn’t require that asphalt shingles on homes it finances carry the Underwriters’ Laboratories label, they will not allow as much on a loan if the house doesn't have them. A UL-labeled asphalt shingle roof usually costs only about S2O to S4O more than the non-labefed roof, but it can save the home owner hundreds of dollars over the years. Reroofing, which costs anywhere between S3OO and S6OO, depending on the size of the house, will not be required nearly so soon, Hancock says. The twenty or so dollars extra paid for the quality shingles mean practically nothing to a home owner on his monthly payments, when spread over the term of the mortgage, he explains. In determining the amount of a loan on a new home, the mortgage lender must assure himself that the house can always be resold for as much as or more than the amount of the outstanding loan. A home owner, to protect his own equity, should look at his investment the same way. Save Money When you build a wood patio deck, you can save money by not painting it. Simply let the Douglas fir planks weather naturally. In about a season, they will bleach to an incomparable shade of silver. Good Stain A rough-sawn western red cedar siding which has been properly installed on a home and reasonably well cared for will retain a stain finish for many years without need for restaining.

LET US INSTALL AN AMERICAN FURNACE buy from us J**' ? w'lla IB ' ’ 5 WHh an Willi j, j I AIR CONDITIONER CONFIDENCE ■ FREE estimatesi Look for this emblem ■ f J If*' I > \ kJv z \ vT/ Ml I i •■*>*** ELECTRIC - HEATIHG COOUHG _-__ -- - - PLUMBING H AIIU K AIR CONDITIONING l invMll heating 209 N. 13th Street Phone 3-3316

■SHhK yx ’ SRB ' S V * I iflf ML ■ . HHVmHmIBmHHM ROOM AT THE TOP , Pots and pSis, even large mixer bowls, fit into front section of top rack which swings up into loading position when lid of new Kitchen Aid portable dishwasher is raised. Rack remains in an upright position even under weight of heavf cookware. With pots and pans in top rack, there’s room in lower rack for dinner i plates and other tableware. DuaCycle dishwasher is designed to 1 remove grease-based soils from pans, casseroles and other kitchen j j utensils. Dual detergent dispenser permits double wash for lheavily roiled items. ; .. - ' ~ ~ YOUR DRIVEWAY.... SMOOTH and CLEAN! IF IT IS CONSTRUCTED WITH DECATUR READYMIX CONCRETE DECATUR READY-MIX CORP. E. Oak & Fornax Streets Decatur, Ind. PHONE 3-2561

MONDAY. JUNE 10. 1983