Decatur Daily Democrat, Volume 57, Number 280, Decatur, Adams County, 28 November 1959 — Page 7

SATURDAY, NQVEMBKR 29, IMS

Social Security Quiz Answers Many Queries

(Editor's Note) Do you have any questions about Social Security? We all do. don't we? Send any question you might have to Social Security Quiz, c/o Daily Democrat. You'll find your answer in this column, which is published regu1. Q—l heard someone say that social security protection could be worth $50,000 to a young family man. Is that true? A—Yes, maximum family benefits are now $254 a month. If a father died leaving a young widow, a 1 year old child, and newly born twins, the family could receive $254 a month for 17 years, $232 a month for 1 year, plus a lump sum death payment of $255. This adds up to $54,855. 2. Q—My company makes retirement at age 65 mandatory. I will get an automatic company pension when I retire. Is my social security payment also automatic? A—No. It will not be paid automatically. To receive it, you must file an application for old-age insurance benefits at your local social security office, and also present certain proofs which that office will request. The amount of your benefit is based on your average monthly earnings. Full information will also be furnished you about possible family benefits payable. 3. Q—For years I worked for the government and then retired and took a job in private industry under social security. Will my civil service annuity keep me from drawing social security benefits? A—No. Only wages or profits from a business count as earned income. Your annuity will have no effect on your eligibility to social security benefits. 4. Q —A 69 year old, neighbor visited me last night. He will earn dbout SIBOO in 1959 through June 30 when he must quit work. Someone told him that because he has earned over SI2OO in 1959 he Can receive nothing until 1960. Is this right? A—No. Any month in which your friend neither earns more than SIOO wages nor renders substantial services in self employ-

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ment he is eligible for a social security benefit check. Your friend should apply now and start his benefits with the month of July 1969.

5. Q—l have not worked since last November. I will be 62 this month and I am wondering if I should file my application and take reduced benefits or wait until I am 65. If I do take reduced benefits now, will there be an increase affter I am 65? A—ls you choose ‘to take the payments before you reach 65, the amount of the monthly payments will be permanently reduced. If you have your benefits start as soon as you reach age 62, the amount of each month’s payment wUI be 80% of what you would get if you were 65. If you do not expect to return to work it would, take you 15 years to make up for the loss of nfonthly benefits for the three years between 62 and 65. 6. Q—My checks in 1958 were for SB4 a month. I understood that there would be a 7% increase starting at 1959. My new checks are for only S6B. I figure I should have.s6B.4B. Why am I not getting A—When Congress passed the amendment calling for the increase in benefits they made the increases according to a chart entered into the law. The average increase was to be about 7%. In some chses the increase will figure more and in some less than the full 7%. The benefit you are now receiving is correct. ' Local Questions These are answers to questions asked by readers of the Daily Democrat. Q. If I buy a farm and move on it and rent out the fields on share, will that make me eligible at 65 or must I farm it myself to be eligible? A. It is possible to have coverage under social security under a crop-share rental arrangement on a farm, if the owner materially participates in the farm operation. As this is a very technical question, may we suggest you contact your nearest social security office for a complete explanation. Q. If a man draws social security and dies before his wife is old

■ i H I I . UlSiii ' YANK AT OXFORD— Carrying cleated shoes, Pete Dawkins, Rhodes Scholar at Oxford, chats with a fellow student in front, of • building reminiscent of one at the United States Mili~ tary Academy. Army’s AH-Americ* halfback Is out for Rugby, in which experts predict he will stand out as usual

enough to draw social security, can she, after she reaches the age of 62 years, draw on her husband's income? A. Yes, she can, if she doesn’t ( remarry. It is immaterial if she was drawing social security at the time of his death. Q. If a couple has a child under 18 years of age, the man draws social security, but his wife is not old enough yet, can the mother get social security and also the child? A. Yes, a mother can receive social security payments, regardless of her age, as long as she has a child under 18 years of age of the entitled worker in her care.

THE DECATUR DAILY DEMOCRAT, DECATUR, INDIANA

A child of the entitled worker under 18 years of age can also receive monthly payments. Flaster-of-Paris Plaster-of-paris statuary can be cleaned by smearing a wet, gooey paste of laundry starch and water over every part, allowing this to dry thoroughly, then brushing the dry stuff off the statuary. Substitute Wag Here’s a good substitute wax for linoleum: Add a handful of starch to your washing water, and when your floor has dried, it will have a gloss almost as high as if it had been polished.

NOTES FROM AFTER THIRTY By JACI HELLEB NICE SCENEBY Tom Lutes has a great, and sometimes subtle, sense of humor. Practical jokes of all softs are his forte. Also clever quips. Recently. Tbm prepared tor his first largessale hunting trip- He was going deer bunting in Wisconsin. It took considerable arranging to get a week away from the floral shop. It also took a lot of planning and buying to get out-fitted for the trip. Finally, the big day came ahd away the group went. They had a nice trip to Wisconsin. Upon arrival, Tom was ready to get his license. Then someone told him that the season didn't start for another week. The group only had one week. Well, they thought they’d try Michigan. Again frustration won out, as the same thing prevailed. At least the group had a nice trip and saw some lovely fall scenery. The person who told Ttom the season started a week before it really opened had better look out—he’s still got the gun, and is anxious to use it on something. FANCY MEETING YOU . .. Indianapolis is a metropolis of 500,000 people, but it is not yet so Mg that two old friends can run into one another. While driving through the city last Saturday, a motorist drew up alongside, honked His horn, and waved. It was Bill Kingsley, Decatur high school 1948; we pulled over and talked ■ awhile, and Bill told us he is now owner of his own insurance agency in the big city, is married and has three children. THE BEST POLICY The scene is the World's most honest gambling room. It is a small, rock-walled room. Cards snap, chips rattle and players murmur, but no one worries about cheating. The players and the dealers are the world's best cheaters, and they know when someone tries to be dishonest. The location is Nevada state prison. Gambling is legal even in prison there, and only honest crooks can buy a table to deal from. The dealers have to

they’*

. W W^^S- *wb :jOWßr?w(* 'W j&. % \ 1 7 agg&<?.- *■ » ’-s ! -'■ • - X*, A..gi*s?^iWfl&’’» f w.^*sY’*^ , <■.■•* «. .*• • ? z J’Xf'S* -r ' <K ~ .-■■» ■.JT ;.,lfr rDFFM CHEESE'’ A hungry man on the moon eats his lunch. He’s a workman on a Hollywood set for the new “Men Into Space” television show.

split with ’’the house,” and the prison uses the money for their recreation fund. WHAT’S THE PAY? Mr. and Mrs. Fred Isch had the tube and innards taken out of their television set recently to be repaired. Later in the week, Mrs. Isch was looking for son Tony. She was unable to find him anywhere in the house, and figuring he might be over at grandma’s, decided to catch up on her reading. As she turned a magazine page, her glance ran past the television set, and guess who was playing. That’s right, Tony was hiding in the empty set. He was on in color, too—his red hair was coming through fine. PUT ON SPOT Carl Braun put an Ohio game warden on the spot Thursday while the warden was checking him for an " out-df-state hunting license. While at the warden’s car, Braun noticed a cock pheasant decoy on j the rear seat of the car. “Use that much t otrap hunters into shooting

alongside the road?” Braun inquired. Needless to say the curt reply of the game warden, who hurried on his way, was “no." And Braun still hasn’t figured out why it was there! IN KEEPING WITH SEASON Nobody is as uninhibited as children, whether it’s by speech or action. Our youngest son recently thought he would volunteer a little Thanksgiving help to his mother. He told her that if the “garbage exposer” got jammed up he would fix it with a “sludge” hammer. This wasn’t as bad as the time he announced he didn't think he would like W be a boxer. He said he didn’t mind getting hit but he didn’t want to end up with “Mayflower” ears. Delicate Laces Wash delicate laces by drapping them around a milk bottle, fastening the ends and dipping the bottle ! up and down in soapy water until the lace is clean. Rinse in the same way, using clear water. Long I pieces of lace are best washed in this manner.

PAGE SEVEN

1W w TO PORTRAY CHRIST— Toni Preisingar, above, ■„■ will portray Christ in the 1960 Oberammergau Passion Play. Preisinger, 47, played the part once before in the religious drama which is staged every 10 ve?n in the Bavarian town.