Decatur Daily Democrat, Volume 57, Number 154, Decatur, Adams County, 1 July 1959 — Page 12

PAGE FOUR-A

Social Security Quiz Answers Many Queries

/Editor’* note: »Do you haw Buy questions about Social Secu> tty? We all do. don’t we? Send any question you might have to Social Security Quiz, c/o Daily. Democrat. You’D find yow answer in this column, which is published each Saturday.) 1. Q—What increase did the 1958 change make regarding the maximum family benefits payable under social security? A—Until the end of 1958, no single family unit could receive more than S2OO a month under tee family maximum limitations. The amount of this limitation has been raised to $254. Some families—those whose benefits are based on an average monthly wage of $315 i or more, and where three or more members of the family are receiy- 1 ' ing social security payments, start- ' ed getting tee new family maximum amount on the checks which reached them in February. 2 Q—l am getting my monthly social security retirement checks. I will be 72 yeats old in August. This means that I can earn as much as I want to during 1959 and still get all my checks for the year, doesn’t it? A. No. it does not. You wiU be paid your benefit for the month you are 72 and for all months thereafter. But your benefit checks for months before you are 72 are subject to being withheld because of your earnings. To receive benefit checks for aU months of this year you must either (1) limit your : earnings to SI2OO for tee entire ! year or (2) earn SIOO or less in < wages or do no work in selfemploy- ; ment in any month before August ’ when you will be 72 years rid. 3. Q— For many years my salary ■ has been over $5,000. My wife and ■ I will be 70 this year. If I retire 1 on December 31, 1959, how much will our social security benefits be starting in January 1960? A—You will receive sll9, your 1 wife $58,50, a total of $178.50 per * month. 4. Q—l am 60 years old and ' happy working. Somehow I don't ■ think I'll ever retire. What worries ‘ me is this—if I don’t apply for my social security benefits while I’m . living, would this prevent my wife from getting her widow's benefits ' on my recoid? . A—The fact that you did not , file a claim for social security retirement benefits makes no differ- 1 ence. Your death would have no effect on your widow’s rights to ( survivors benefits. It is always a t wise idea, though, to visit your i social security office for an expla- i nation of your rights. It is possible j that benefits for some months in ] the year may be payable even ( though you are continuing to work. , 5. Q—My husband is 15 years my ] senior. He will be 65 years old next June. We have a son who will < celebrate his 15th birthday in the ] same month. I know that my son i can get benefits when my husband ] retires in June but what about me? < WiD I have to wait until I’m 62 i years rid? < A—No. There is no require- 1 ment 8s to the age of the mother 1 when she has a child in her care 1 who is receiving benefits. This means, of course, that you could receive benefits until your son is 1 18 years old; then they would be ' terminated until you filed another application for your wife's bene- : fits. .. . ■ . 6. Q—How old must a wife be to receve benefits when her husband gets disability insurance benefits? A—She is eligible, regardless of age, if she has children of the worker either under IB or disabled before 18 in her care. If there are . no qualified children, she must be age 62 or older. 7. Q—How does the change In the social security law affect mothers like me? I am 68 years rid. Before my boy died two years ago, he was my sole support. After he died. I couldn’t get benefits because he was still married—this, in spite of the fact that they were separated two yean. Is there any help for me in the new law? A—You should visit yota Social Security Office as soon as possible. A major feature in the new law provides for payments to the aged dependent parents of insured workers who have died, even if these workers were survived by an eligible widow and children.

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Previously payments could not be made to dependent parents if the j worker was survived by a widow, I widower or child. In all these | cases, however, a new application will have to be made even though a prior application may have been made and the claim disallowed. Dollar's Value Now Down To 48 Cents By LYLE C. WILSON United Press International WASHINGTON (UPI) - President Eisenhower will scratch pen to paper in a day or so and. presto: The buck in your pocket or the dollar in your bank will be in the process ■ of shrinking some more. This scratch of pen on paper will signify a hike in tee top limit of the national debt, in this instance a temporary bounce to 295 billions of dollars., After one year, the limit wil subside to 285 biDions. Neither the weight nor the dimensions of your dollar or your folding money will shrink. But their purchasing power will shrink in terms of beans, biscuits, butter and baby shoes or in terms of anything you may buy. This is larceny on a scale greater than grand. AU of tee footpads and burglars of aU time plus tee embezzlers could not have made away with as much of the citizens' money as the process of currency inflation is accomplishing. There have been big and little years of currency inflation in the past 30 years or so during which the U.S. dollar has been taking a beating. Big, Bad Fact Tie year 1942, for example, was a big one in the cycle of currency inflation. The Finance Committee of tee U.S. Senate calculates teat in 1942 the dollar shrank in purchasing power by 9.1 cents. ‘ The year 1947 showed a 9-cent shrinkage. Only 4.4 cents were melted away from the value of the dollar in 1948 and only % cent or less in each of the foUowing years, according to the committee’s calculations. In very recent years the inflation trend has been substantially checked but not stopped. Tie big, bad fact, however, is that the committee's figures show that from an arbitrary variation of 100 cents in the year 1939, the dollar has shrunk to 48 cents or thereabouts. In just 20 years, therefore, 1939-59, the purchasing power of the proud U.S. doUar has gone off- by upward of 52 cents. A $lO bill now in your pocket or bank is worth slightly less than $5 in terms of 1939. Where aU of this will end, none can say; especially none of tee politicians in Washington who borrow and spend the money which puts tee government more in debt and requires the constant raising of tee national debt ceiling. Where another 20 years like the past 20 would end, of course, can be calculated simply enough. They would end with something less than a 25-cent or two-bit dollar. What teat would do to persons on a fixed income of dollars would be very rough, indeed. Pensioners, social security patrons, recipients of insurance would be hit hard. Effect on Workers Others than pensioners on fixed incomes have a big stake, also, in the purchasing power of the U.S. buck. Tax foundation Inc. of New York has calculated tee effect over the years of currency inflation and high taxes on employed persons. Tie calculation was based on the situation of a married couple with two children. With a 1942 income of $2,000, this couple would have to earn $3,743 in 1959 merely to break even; with an income of $3,000 in 1942, tee couple would have to earn $5,613 in 1959 to break even; $5,000 income in 1942 would mean earning $9,233 this year; with a SIO,OOO income in 1942 the couple would need to earn $18,190 in 1959 to break even. Tie increase required to break even ranges from 82 to 87 per cent This Is a fair measure of what high taxes and rubbery money do to tee working man, his wife, and his kids.

No Compelifion By Russia On Fashions By GAY PAULEY UPI Women’s Editor NEW YORK (UPD-If the Soviet fashions displayed at the Coliseum are typical of Russia’s style leadership. New York and Paris can relax for a while. The West is without competition in this phase of the cold war. But our aloof, deadpan models better jazz things up on the runway. The “girlier" girls from Russia drew whistles and resound-

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DECATUR DAILY BHMOCRAT, DECATUR, INDIANA

ing applause Monday night at the formal opening of the Soviet exhibition. “Send more,” said a perspiring policeman at the sight of the five bouncy Russian mannequins, one of them only 17 years old. “Just send more.” In profile, tee Russian models stack up better than the emaciated -high-fashion models of New York, who consider their job is to show the clothes, not their figures. There’s more meat on the bones—more hip, more bust, more leg. And less makeup on the Russian girls. The five wore a little eyeshadow; no phony eyelashes. One male model also walked the runway, looking, I thought, a little

sheepish among all those females. But an interpreter assured newsmen that Soviet male models are quite commonplace. This one acquired a little more height with heels almost Cuban on his polished black calf shoes. Hie fashion show, just one phase of the cultural and technological exhibition, even had Vice-President Richard Nixon trying out his Russian—he and Mrs. Nixon will visit tee Soviet Union, beginning July 22. Ochen khorachon (very good),” said Nixon, when I asked him what he thought of tee clothes. “Spell that please, Mr. VicePresident.” ' y A laughing Nixon turned to

Mikhail A. Menshikov, Soviet ambassador to the United States, for assistance. Menshikov complied. 4 Iron Men of 'SB NEW YORK (UPl)—Only four major leaguers played in every game during the 1958 season. They were Ernie Banks of the Chicago Cubs, Frank Malzone of the Boston Red Sox, Frank Bolling of the Detroit Tigers and Nellie Fox of the Chicago White Sox. J If you have something to sell or rooms for rent, try a Democrat Want Ad — They bring results.

In Accustomed Style AYDIN, Turkey halci Cevdet, long separated from his wife, opposed her request for a divorce which included a demand for the equivalent of SIOO a month alimony. He would, agree, he said, only if the alimony were made S2OO a month “so she can live decently.” Relaxed Muscles BOSTON (UPI) — A substance that blocks tee chemical process of muscle contraction—and produces relaxation—has been separ-

WEDNESDAY, JULY 1, 1859

f#m” of the muscles report scientists from Harvard University and Massachusetts General Hospital Allergy Causes SAYRE, Ta, (UPD— Infections, emotional upsets and glandular disorders trigger most allergies, according to Dr. James M. Steele. He said many persons, undergo intensive but futile tests for a sefisitizing agent when allergy is suspected. " Isaac Newton, famous for formulating the law of gravity, also r invented the reflecting telescope.