Decatur Daily Democrat, Volume 55, Number 225, Decatur, Adams County, 24 September 1957 — Page 2

PAGE TWO

Health Insurance Growth Remarkable In Nation

By JACK V. FOX United Press Staff Correspondent . ..NEW YORK (UP)—When severe illness strikes the average American home, the reaction almost invariably is: "Doctor, do whatever is and we will pay for it somehow.'’ • That happened in approximately a million families last year. Many of them had medical bills that exceeded the father's Total income for the year. The bills ran in the thousands of dollars ton doctors' fees, surgery, hospitalization. medicines, laboratory tests, X-rays, nurses. Os those million families, their health insurance covered only about 25 per cent of the cost. Many were put in financial straits through which they will struggle the rest of their lives. And many of the Alnesses were of the type that are prolonged. That is a spectre which most of us have worried about. The need to do something about it has led to the booming of a new type of health insurance which is generally known as "catastrophic” or “major medical.” Backed by Government. Unions In, tie year 1952 only 689,000 per Sons had such insurance. Now, five years later, the total covered bi major medical insurance is around 10 million. It has the hearty endorsement of the government. labor unions and many of the nation's big corporatioris Here, ;in brief, is how such a policy works: ;The insured and his family are covered f6r expenses up to a very literal limit, perhaps $5,000 eleven SIO,OOO Hjs smaller medical costs JBre not insured. That is the so-tpfied ’ deductible” amount. It may be $250 and all expenses up to that amount must be borne otherwise. It is similar to automobile deductible insurance. Hut once the medical expenses rt&th. say $250. the insurance takes effect and goes to the limit liLWrtually all such policies, howepdr, ths patient must pay 20 or 25 per cent of the bill himself wUle the insurance company pays

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I 80 to 75 per cent. Deters Unnecessary Bills The necessity (or this so-called "co-tnsurance‘" provision is fairly obvious. It deters the patient from staying in a hospital longer than is necessary, demanding treat- ' ments, examinations, drugs and services that are superfluous— J but which he might demand if I “somebody” were paying. 1 This is the point on which most criticism of major medical insurance is based. Its critics say it is inflationary, that doctors and pattients will conspire to boost bills. They say that may be particularly applicable to doctors, faced with the choice > between an expensive and inexpensive treatment and taking the costly one. Insurance companies themselves are concerned about his possibility, but they say the ethics of the profession wUI cope with it. Also, the size of such bills must be "reasonable, necessary and customary” Appeal against alleged overcharging may be made to medical societies The cost of such insurance depends on the amount that is deductible. the maximum benefit payment that can be made and the income of the insured. The cost of a fairly typical major medical policy in one corporation for a factory worker and his family was $70.20 yearly. Preventive Medicine Uncovered These plans generally do not cover preventive medicine—regular checkups, inoculations, fitting of eyeglasses or hearing aids or most dental work. Most of those with major medi- , insurance decide to have some other basic insurance that covers smaller hospital and surgical bills The misuse and abuse of major medical insurance obviously could spiral into impossible costs that would raise premiums above the reach of most persons. As one insurance company said, "while our resources stand behind each policy, the company in the long run must collect enough total [premiums to support the total

payments." Doctors, too, are worried that they will be called upon to carry out unnecessary procedures. A survey taken by the American Medical Assn, produced such com- - ments as: "Not a day goes by that we aren't being pressured to do something we would like not . to do." The doctor can, of course, refuse. But the patient can reply, ’ "Then I’ll go elsewhere" and fre--1 quently he does. " Nevertheless, major medical insurance seems one of the funda- ' mental answers to catastrophic illness Marion B Folsom, secretary of health, education and welfare, • has termed it “perhaps that most ‘ ventturesome and important new ’ development in the voluntary ' health insurance field.” Report Light Frost In Indiana Today Temperatures Dip To Near Freezing By UNITED PRESS Frost iced the Hoosier landscape today for the first time this season as temperatures dipped within a whisker of freezing on autumn’s maiden day. The Weather Bureau reported a low of 35 degrees at Goshen, within three degrees of freezing. Fort Wayn, where the low was 38, and South Bend, where the low was 39, reported light frost. The frost came as predicted, spreading lightly over the northern third of Indiana on the first full day of fall, which ended summer’s three-month tenure by slipping in at 2:27 a.m. Monday. Whether the frost was heavy enough to hurt vegetation, including the late-planted corn crop and slow-ripening tomatoes,' could not be determined immediately. The mercury also hit a low of 37 at Lafayette, 41 at Indianapolis and 46 at Evansville. The low readings didn’t set any records. The Indianapolis low was seven degrees off the 34 record set in 1887 for this date. The low readings came on the heels of a cool to moderately cool day Monday with' highs ranging from South Bend's chilly 60 to Evansville's more comfortable 75. A warmup was due this afternoon with fair skies expected to prevail at least through the next three days. Highs today will range from near 70 in the north to 75 in the south. The mercury will drop to the upper 40s in the north tonight and the low 50s sgutk- , — The Wednesday highs were pegged at 66 north, 72 central and 75 south. Similar readings, if not a little cooler, will prevail Thursday? Goshen’s 35 was four degrees cooler than the previous low in the state this season, recorded at least twice earlier this month. Expect Outbreak Os Asian Flu In State INDIANAPOLIS (UP) — Indiana’s top health official said today the state "very probably” will experience an putbreak of Asian flu soon. “It is still very probable we’ll have an outbreak before too long.” said Dr. Andrew C. Offutt, state health commissioner. Offutt said health experts are checking reports of outbreaks of upper respiratory infections in LaPorte and Madison counties where attendance in certain schools was reported low late last week due to illness of pupils. Trade in a good Uiw" — Decatur

THE DECATJR DMLT DEMOCRAT, DECATUR, INDIANA

Relations Os U.S. And Syria Are Worsening Cairo Dispatches Hint At Egyptian Move On U.S. Assets By WALTER LOGAN United Press Staff Correspondent Relations between the United States and Syria appeared to be worsening steadily today and Cairo dispatches hinted at Egyptian moves against United States assets in Egypt Mscow radio helped things along by broadcasting reports that a large number of American troops were stationed in Turkey near the Syrian border and that Turkish troops were only 2,000 yards from the border. A series of speeches by Syria’s leaders castigated the United States. Maj. Gen. Afif Bizrl, Syrian chief of staff, said in a speech at Homs the army should be ready for a surprise attack at any time by the "imperialists.” Whether Saudi Arabia would be able to ease the tension between the two countries was not known Monday in Washington Crown Prince Faisal, the Saudi premier and foreign minister, met with President Eisenhower and declared Syria presented no threat to its Arab neighbors. The statement underlined Saudi Arabia’s support of Syria in the current dispute and disbelief in the American position that large scale Soviet military aid made Syria a threat to its neighbors. King Saud left Switzerland today for Rome en route to Damascus and a conference Wednesday with Syrian President Shukri El Kuwatly. He planned to confer first in Geneva with Abdel Khaled Hassouna, Egyptian secretary general of the Arab League who leaves today for the UN. General Assembly meeting in New York. A Cairo dispatch said Saud sent President Gamal Abdel Nasser a message before leaving Lausanne The newspaper Al Akhbar said Saudi ambassador to Egypt Ibrahim Alsoliman delivered the message and then flew to Damascus for talks which Arab sources said were called to improve the relati ons between Arab nations and ease tension between Syria and Jordan. In Cairo the independent Egyptian weekly Rose El Youssef said the government was expected to take "decisive measqpMT U.S. assets, most of which are connected with the oil industry. The political magazine did not elaborate, but the newspaper Al Ahram said a week ago Egypt has begun executing a plan to recover its 40 million dollars in funds frozen in the United States when Egypt nationalized the Suez Canal. . —— o Modern Etiquette 1 BY ROBERTA LIB I , 0 Q. Don’t you think the oft-re-peated expression, “Good-by now," is in poor taste? A. Not really. There can be no objection to the friendliness of its meaning, which is "good-by for now,” and actually conveys the intention of seeing that person soon again. Q. Does a woman ever take the aisle seat when she is attending the theater with a man? A. Never. She always enters the row first, and her escort takes Q. When eating a biscuit and jelly at the dinner table, should the jelly be applied to the biscuit with the fork? A. The knife should be used for this purpose.

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DECATUR BOY IN BODY CAST -- •• -IL. /' STEVEN JOHNSON, 7-year-old son of Mr. and Mrs. Merrill E. Johnson, of 1009 Washington street, is pictured above in a body cast which covers him from his waist down his right leg. ’ Steven has been suffering for about a year from Perthes disease, which has softened the leg bone at the hip connection. The disease can only be cured by staying off the leg to prevent damage to the softened bone. Last year Steven attended Northwest Elementary school on crutches part of the time, but was unable to complete his school year. This year a teacher will work with the young boy about an hour a day so that he will not fall further behind. The Decatur lad has a brother 10 years old and a sister 9 years old. His father is J employed by the Pennsylvania railroad. The cast was put on Sept. 7 at Lutheran hospital in Fort Wayne, and will probably have to remain on nine months.—(Staff Photo)

New Challenger To Perry Como’s Show Como Not Worried At Detective Show By WILLIAM EWALD United Press Staff Correspondent NEW YORK (UP)—NBC - TVs Perry Como, having knocked off CBS - TV’s Jackie Gleason, is squaring off against a new CBSTV challenger this season—a detective named Perry Mason. But Como isn’t worried. "They’re already making up gags about Perry ve r sus Perry,” laughed Como- “The funniest one I’ve heard so far says—lt’s Perry the Catholic against Perry the Mason.” Como, who was sipping on some coffee, broke up for a bit then turned serious. "Well, you know, I try to look composed about this ratings bit, but in this business you’re always worried. All I’m hoping is that not too many viewers go in for mysteries. My spies tell me it’s a pretty fair show.” Scramble for Guests However, Perry Mason won’t be his on 1 y competition, observed Como. The singer will be involved in a scramble for big-name guests with a mob of other musical shows “There are going to be 17 musical shows on this season,” said Como as he shook his head gravely “Well, the networks feel this is the kind of show people like—l like Westerns myself—but I wonder what it's going to be like in a couple of months "I have a feeling that around the first of the year, a lot of people are going to be hurt. It's impossible for 17 musical shows to keep going. But for a while, it’s going to be pretty messy for everybody—competing for audiences and for guests. “You know, guests are getting more and more difficult to get. Some of them want, well. $20,000 for an appearance, some of themAnd you know our show has a top of $7,500 for one shot.” Como figures his show has one advanatge though over other shows. “I think we've got a small edge because many guests who have been on our TV show know how they’ve been treated by us and that makes 'em want to come back. Rules Out Swaps "As a result we don't feel too

much pressure yet—we’re going to have the Nat Coles, the Patti Pages and the Tony Bennetts on our show. Os course, you can always swap appearances with other stars—(Bob) Hope and Dinah • Shore) have offered me swaps—but I’m going to turn them down. You can't do your own show adequately and guest on other shows.” Como scratched his head and looked down in his coffee container. “You know, I’ve done a lot of thinking about this show and I keep trying to figure out what has made it so popular. Sometimes I try to analyze just what the heck I contribute to it anyway “I figure it’s something like golf. All of these guys I got around me do the real work — they tee off and make the approach shots and they leave the ball right in front of the hole for me. All I have to do is nudge it in. Man, that’s what’s keeping me young.” i Ask Furniture For CD Headquarters Work cm the civil defense communications headquarters to be located in the basement of the Adams county jail is progressing well, according to a report from vtdunteers who have been working on the remodeling program. Civil defense personnel have announced an appeal for donations of old office furniture to furnish the headquarters room. Any person who would like to donate a piece of used office equipment such as desks, chairs or files, is asked to contact Douglas Gilpen of Homestead 42, one of those ac« tive in the civil defense headquarters project. Gilpen has stated that civil defense workers will pick up the equipment. PAINT PORCH FLOORS FASTER with ’7-30 Per Gal. PAINT NOW ! PAY LATER! Use Our Easy Payment Plan! I 158 8. 2nd St. PHONE 3-3030

Order Boy Slayer Held Without Bond Murder Charged In Slaying Os Father TERRE HAUTE 01 — Justice of the peace Lee Easton Monday ordered 12-year-old Jerry Fulk, a Vigo County farm boy. held without band in connection with the fatal shooting of the youth's father, Clifford, 38, Sunday. Young Fulk was cnarged with first degree murder in an affidavit issued by state police. He admitted shooting his father seven timed after being arrested —-■ V '

- -- —.a «Her Keepsake if ENUINI MGISTCUD FWHCT ngagement Center Diamend I The diamonds in JR every Keepsake Diamond Engagement Ring are insured against loss from the setting for one year. fi And, every center engagement diamond is guaranteed perfect SSfi'V (or replacement asG^d ) HousdcTe’oina CAMERON $200.00 I Sd this uore P 8 Also SIOO and $2475 and th.* store. We<JtJlng Ring $n 50 Singt tnUratd to show dotoilt Price, Include Fodorol Tei JOHN BRECHT JEWELRY 226 North 2nd Street ■ESSgSSS" JJL" ■. mi — —ill —f|— own I■ II I.e I■■ iw — i . ■ PUBLIC SALE As I am quitting farming, wc, the undersigned, will sell at Public Auction the following Personal Property—Located 5Vi miles east of Bluffton on State Road No. 124; or 7 miles west of Cpppess Corner on State Road No. 124, on FRIDAY, SEPTEMBER 27, 1957 Sale Starting at 10:30 A. M. 22—HEAD HIGH-GRADE WISCONSIN HOI,STEIN DAIRY CATTLE—22 T. B. & Bangs tested. Calfhood vaccinated. 17 Holstein cows, 5 years old. 6 due to freshen by day of sale, balance due to freshen by middle of October. 3 Holstein cows. 7 years old, due to freshen by middle of October. 1 Holstein cow, 8 years old, in production now and rebred. 1 Holstein cow, 10 years old, due to freshen October 28. NOTg: This is an outstanding herd of Wisconsin bred Holstein cows. They are large, marked nice and have good udders. All were raised on this farm, and are bred to a Purebred Holstein bull. This herd has been on Adams Co. Owner Sample testing for the past 3 years. Several will milk up to 14.000 lbs. milk and 500 lbs. of butterfat. Exact breeding dates and production records will be given day of sale. We invite you to inspect them anytime. If you are looking for good cows, attend this sale. You will not be disappointed. DAIRY EQUIPMENT — 3-unit Rite Way milker, complete with pipe and stall cocks; 23. 10-gal. milk cans; 30 gal. water heater; 8-can Areoflo milk cooler; 16 dairy stalls and stanchions, complete; 4 dairy drinking cups; milk can cart. — HOGS — 9. Hampshire and Hereford Cross, sows with an average of 9 pigs each, 3 weeks old. All sows vaccinated. — CHICKENS — 300 yearling H & N leghorn hens, laying'good—--3 TRACTORS & EQUIPMENT 1956 Ferguson Hi 40. 12x38. tires, clean and like new, only 415 hrs. 1951 Farmall M tractor with Super kit & live hydraulic, very clean. 1946 John Deere B tractor with cultivators & side dresser attachment. 1956 Oliver 3-bottom plow with 3-point hitch and kick-back mold boards. 1956 Ferguson sub soilcr; Ferguson cultivators front and rear. COMBINE — CORN PICKER 1955 Oliver 1-row corn picker—picked only 80 acres. Wood Bros, corn picker with new style husking bed. Allis-Chalmers Model 60 combine . — FARM IMPLEMENTS — 1953'Black Hawk 13-7 fertilizer grain drill; 10 ft. International disc with hydraulic controls; 8 ft. Ferguson disc; 8 ft. Dunham cultimulcher; 1954 M.M. 3-bottom plow; John Deere corn planter with 3-point hitch; carry all for Ferguson tractor; Horn stock shredder; 40 ft. American standard elevator; 5-ton rubber tired wagon with 16 ft. grain bed. 1 year old; Cobey high speed wagon with 14 ft. bed. double side boards and 6 ply tires; 2 rubber tired wagons with 14 ft grain beds; 5-section spring tooth harrow; 3-section spring tooth harrow; 2 sets whc<4 weights; John Deere No. 5. 7 ft. power mower; tractor sprayer with'long booms; John ©cere No. 52—2-bottom 12" plow. CHICKEN EQUIPMENT, HOG EQUIPMENT w- AND MISCELLANEOUS 6 individual hog houses; 2 round hog feeders; Jamesway 16-holc hog feeder; 1 hog fountain: 2 chicken range shelters; 2, 500-chick size Premier gas brooder stoves; 3 range type chicken feeders, like new; 3. 6-ft. automatic chicken fountains; ti” electric drill with stand; 20 ft. hay feeding bunk; P.T.O. tire pump; feed sacks; forks, shovels; and many other items too numerous to mention. TERMS—CASH. Not responsible for Accidents. Lunch will be served. Sale will be held under tent. (Please clip this ad for future reference) MYRON HART and OBED GERBER, Owners Ellenberger Bros., Auctioneers Bluffton phone 543—Fort Wayne phone K-5512. Farmers & Merchants Bank—Clerk.. 24-

TUESDAY, SEPTEMBER 24, 1957

by a deputy sheriff while driving near Paris, 111. The deputy picked him up because he appeared to be too young to drive. The youth told Deputy Sheriff Pierce Short he killed his father because his father beat him with a heavy army belt and abused hie mother and six brothers and slaters. He said he shot his father In the back with a .38 caliber pistol in a cornfield near the Fulk farm home and then fled in the family car. Trade in a good town — D»oator wecekeet