Decatur Daily Democrat, Volume 37, Number 69, Decatur, Adams County, 22 March 1939 — Page 5

Wl BANQUET \<* '” rk -W April 2H ' * r - »••<»» .4 .-.- • "• '“■* 5 . .!>■■ '•’ n '■"’ UK. , • • ’■” ■ '“- ■' ( ,» 1 * : t> t> ■><• tarHB .- A "cr ‘lull |K . . . t.linr I- a hik. ’ " " , ‘’ <l JB. IB .- . ‘■> ' ,! '" ’ ,a HB.. . . , ••• t.aured |K ■ j ■ lt,,x &URT HOUSE t .. !■ *• ! '»■ ' < - /^B. , EBor •'■» ptamtif' B| Heart Motion* 188 ‘ E !|B ' li ■ ,:i ■ ■ I|B t '" l ' 1 IB ■ B

B Your Health B Depends B On Your Spine Hl I t 'iv txe* C'ovcd that -x* e* a l ■ ckness i* j.m by aonai misMl | c »"«-e.-v Though eor- ■| I mto" o' t-i CAISE ■ /«u can enjoy new health. ■ '-»«St gate C" ropractic. B| Roy H. Andress ■ Chiropractor Ml K« N 2nd St Phone 2*5 feiiiiijj’ ■ l£n tj a Swiffr £ ■ \7OU M,\Y think you ■ loan, w hat your house g J to <o * ' on - hut a ■ B * a *P M,,t ca *» increase ■?“ expenses alarmingly | ’ • >n »one is injured on I v *f property . pTNA-IZE I t22L*iSt*• .--a-.,-I Cb - *«•"» I I A b at!' ••'■"•‘•ln and ' I Aatn. n*•’’"cHora. I CMuany eM I *"Nty C«. I 5m Ins- Co. I SIT«w?J* ,e •"•‘•rance Co. I TTI KS-E'I)WAKDS co. K*», me A **" u H Fhona 15i iiiiifijjliiiirtll

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FHA INFLUENCES BUSINESS VIEW OF DEVELOPMENT Speculative And Exploit* ive Views Give Way to Investment Attitude Influenced by the Federal Housing Administration program. the devaloptnant of land la becoming more ut a business than a gam bling enterprise according to Stewart McDonald. Federal Hous tng Administrator “Against the speculative and ex ploltlve points ot view which have characterised the general attitude toward the us« ot land he decla>ad. "I think we map see the growth ot an Industrial, merchan dlslng. aud Inveatment point ct view." Old Concepts Go There has been a gradual breaking down ut some ot the old concepts ot real estate development which tended to create bad boas |C leland of Fort Wayne, reptisented the plaint iff. Estate Cases The report of the inheritance tag appraiser was filed in the estate of Victor Earl McKissic, and the ncHce ordered returnable April 13. C. H. Mneeimau i* the attorney. Ml the estate ot Frank O. Kleinkins, the report ot the inheritance tax appraiser was filed and the notice ordered returnable April 13. Nathan C. Nelson u the attorney. In the estate of Emma ilirachy and affidavit was filed by the executor. Willard Hirach) . to close the estate after six mouths. The final report waa tiled and set tor hearing April 15. Charles Schwartz is the attorney.

INSURED LOANSUW V>x We’re making property-improve-ment loans and arranging convenient monthly payments according to the borrower’s means. This makes it possible for the home owner to provide greater comfort for his family and to maintain the property value of his home — without any large cash outlay. The basis for these monthly payment loans is good credit standing and a regular income. Y our inquiry is invited. The First State Bank ESTABLISHED 1183

DECATUR DAILY DEMOCRAT WEDNESDAY, MARCH 22, 1939.

hiK < ondllioua. hr said, mid the , rise of new concepts suited to a i better living environment. W'e see fewer lot-selling sc hem j ra and more home building opera-1 Hom." be continued "We see de-1 velopera in greater numbers dis I covering that good planning means I larger saving* and better selling I and that In laud development, as in other businesses. quality nier-1 i < haudlae la the odly Imai* for con-1 ' tmuing *ui< csa. "Certainly one great stride ba* 1 I Iwen made Housing has been rec-1 ognised iu one wsy and another a* a public concern and that con earn has l>een written Into the law both of state and nation. The long battle to achieve consideration has I been won." Investment Attitude Grows The growth of a different atti-1 tudo toward real estate as an in vestment waa also traced by Mr. 1 McDonald Persona associated with the buildlug Industry, he said, are discovering that, aa a source of | . steady income, properly deveiope I land has few equals. The great de- . ' inand In thia country for low and , moderate rental bousing offers a i fruitful field for such investment. I and the Increasing number of large ‘ rental-housing ventures demonstrates that capital can profitably enter thia field. “Another Important change In the financial side of the housing - problem must be noted with salIsfactlon." Administrator McDonald said. "The home-mortgage system la rapidly coming to be set uj on an amortised basis, and the principle of amortisation la being extended to the commercial and rental fields to which it waa almost a stranger. If thia change can be fully effected It means that the old system of permanent debt upon real estate will be ended." — -——...<> —. FOR SALE — New Form ot Affidavit of Mortgage Indeblednesn, 2 for 5c or *1.25 for 100. The L>ecatur Dem- <•< r.it t o ft

| Spring—The Time for Needed 7/orne J?epc»~rs| - a-t ” * A A 71 Va /p / — » > i It- /n - 1 - Zb ♦’Y 1 If Vi -tlh • Ek 1U A, I I ms/Ji I 1 JLrx lawik ever year property now! Prompt attention to repairs helps maintain the value of your home and prevents large "emergency** hill* later on. Funds with which to repair, alter or improve properties may be obtained from tnancial institutions qnaltged under the Federal Housing Administration’s Property Improvement Credit Plan. The following numbers and list of items correspond to the numbers hi the eroaa-eectiow ▼tew of the home ahevr: (I) Exterior trim; (2) attic ventilation, attic room; (3) lashings; <4) chimney masonry, cap. ete.; (5) roof; <•> rafters, studding. (T) roof sheathing: (•) dormers; • e * ,h * r »‘ r 'PP‘M« U») teth; (ID garage, tool spare, workshop, etc.; (12) walks and dnves; (13) exterior walls; (14) sheathing and insulation; (IS) window frames and sash; (Id) blinds. L, l Tl ,h •' r * n "°** ** r «*'«•""*- •»«-: (18) atepn- brick, wood, concrete, tile, etc.; (19) drain tite; (2») footing; (21) foundation walls; (22) basement goer; (28) recreation room, laundry,. workshop, ete.; (24) heating plant; (25) grading and landscaping: (28) gutters, (27) modern kitchen; (2b) built-in bookshelves, cabinets, cupboards, ete.; (29) joists and auhfloonng; (30) fireplace mantel, flue; (31) paint, wallpaper, interior decorations (32) into* rioe Vim; (33) •tairway*. treads, rail*, balusters, ete.; (34) electric fixtures; (35)*»0r.. hardware: tJfi) plumbing and fixtures; (37) outlet* and wiring: (3R) flooring, finished lumber, tilm linoleum, etc.; (39) wallboard plaster, etc.; (49) cluoet space, shelves etc.

HINTS FOR HOME OWNERS Disappearing Stair*" Os particular iiitereat to the owner of a email home where every foot us space la pul to use are “disappearing ataira." which may be tied to connect the attic with I the reat of the house. Saving valuable floorspace other wise Mceaaary for a buUl-ln-auir well, the ‘ disappearing ata'ra" operate on a counterbalance plan and ar« lowared from the attic only when imeded They are especially valuable in homes where the attic is used for storage and the < stair* arc aeldom uaed The home owner who wtahca to ' tnatall a sat of movable stair* may aaa the Property Improvement ! Credit Plan of the Federal Hous- ’ mg Administration to finance the work. Under thia plan the funds I are advanced by a lending inatituI lion qualified by the Federal liouamg Administration. Attic Fan Aa the time fur starting Spring repair* appmachea. the home owner should consider mean* of making lit* house more comfortable during the hot cummer month* One method of effectively redm Ing the te-'peraturc In the home during warm weather la through the uee of an attic ventilating fan. which circulate* cool air through the houae and exhausts warmed air through the attic. Available to home owner* noware attic tana designed to aaaiire freedom from noise and vibration through the use of a aound-abaorb-ent lining in the steel housing Thu blade* are die-formed, and their shape provide* positive air movement even under *dvrr*e draft eonduloua without overloading the motor. Several alien of fan* are available. Home owner* may Install attic fan* with fund* obtainable from qualified lending Inatltutlnn* tinder the Property Improvement Credit Plan of tho Federal Houaing Ad tnlniat ration. Temperature Control* Few unit;, of mecbaatcal or con v«nien< c rquipmcnt that go into the home contribute more to ease of living than auinmaiic heating ay al cm control, which provide* “cloek-uround" Winter comfort. Thermostat heat control*, which eliminate frequent trip* to basetn ent or utility room, govern the operation of biirnera so that tho desired temperature can lie obtain ed by a aimpie dial in the living room Fegardle*;- of outatda waatbI er. a never-varying temperature

► can be automatically provided tor] . the entire home. Home owner* moderniiing their , > ing control* with fund* obtainable i from qualified landing institutions . under the Property Improvement | , Credit Plan of the Federal Housing I r Administration , i TOPOGRAPHY OF SITE DI E CONSIDERATION r | —- ■ Rival estate operator* contenti plating subdivisions should give, . study to topographical condition* . In order that ho*e *|t. s may be' • developed to tit the landscape. If proper study Is given. Federal | Houaing Administration ottkial* > *av. the possibilities for the devcl-i r opmeut of neighliorhood* are un-l I limited. and. instead ot being a' - detriment topography can be made! • a distinct advantage i ■■ _ GOOD SI BDIVIDING ECONOMIC ALIA >Ol ND Good subdividing dies not im au simply blocking off an arcs Into [ lot* which can be easily surveyed. ■ lou of Federal Houaing Adminia- ■' staked, and recorded, in the opin- : tratiott official* I The definition advanced by the ’ FHA I* the creation «»f real estate 111

HEATING PROBLEMS C® Q A — w *th a ncw // ■ Wayne Oil Burner • or • Crane Stoker l)o away with the winter drudgery of firing by installing automatic heat. Ask about the easy FHA plan and we’ll do the rest. Building or remodeling? Make sure of your plumbing by letting US install this important work. We'll gladly estimate any job you may have. i Walter Plumbing & Heating

i value* through devising a layout , which is eionoiuically sound and , which provides to the maximum | degree those condition* making Cor pleasant and healthful living Call On These Firms— The following firms will be glad j to help you In building your home They can give you the home comi piete. The First State Bank join* In the movement to encourage more and better home building tn Decatur and will be glad to confer with you relative to FHA finaui eing. For financing see: First Stat* Rank Plumbing: Walter Plumbing Shop. Fie. trie Wiring: Miller's Radio Service. Heating and Roofing: Ashbaucher'a Tin Shop. o - today s common error * Do not say, “Hl* nsmtv is Sir I John Smith;" Hl* name I* | t “John Smith" and “Sir'' la hi* | title.

QUESTIONSI AND ANSWER S M I have recently purchased an ••Id house and am having It re- i stored. What causes iht> musty, > dank odor In the uppei rooms, aud what can bo done to dispel it? A The OWaMoa are that the' musty smell com«a from rotted wood Check all woodwork In the room* where th<* odor Is noted and remote and replace any that la rotted, then thoroughly air the room (or aeveral day* and wash the woodwork with a gis>d arouring powder The tnuaty smell may also come from damp wallpaper and wallpaper paate. Q I have an old faahloned sink with wood luvarda nn >*aeh side, aud I want to cover them with something. What matrtrial would you suggest ? A If the boards are not grooved, or If the grooves are not too deep, linoleum may be cemented on top i— —

« ——————— MORE COMFORT Make Sure of Your i Electrical Wiring Don’t take chances on faulty wiring. If you are building, remodeling or need additional floor plugs we’ll be glad to be of service to you. Bring your wiring problems to us. We’ll be glad to assist you. I '! MILLER RADIO SERVICE ( MONROE STREET <v wYv o'’' 0 '’' V v B s A * est ci\* A c*' M i X*’ > I UmßbL /w-M.'/ert of 5h I jUmiM Burm Air Haating Systems. Shop i IKol bIRLLT

PAGE FIVE

, to provide a good surface The present dralnlaiatd should he j scraped or planed to get an even j surface and to remove wihhl saturated with grease or soap. The • linoleum should bn cemented to I the boards and bordered with a I wood or metal moldlug cm all aides I • xcept that overhanging the sink. U Thia Hpring we made our flrat attempt to landscape the front yard Hhrtiba and roarbu-lies were planted, a* well as a small flower garden The plants had hardly la-guu to grow when they were blighted by neighiMtrhixid dogs I have placed small wire fences around trees and a pair of small box hedges, hut this dus not tu-em to discourage the animals Is there some preparation I can use to ahate thia nuisance* I A. Yes If you will spray the shrubs, trees, and plants with a I mixture ot nicotine sulphate, dogs will not come near them This cau be obtained from any seed or fertiliser dealer or nursery