Decatur Daily Democrat, Volume 37, Number 51, Decatur, Adams County, 1 March 1939 — Page 5

Man Now to Build the Home of your Dreams

ll' HI r » ■l■l I » I ■ qm Much will depend upon 1 *' c P' um, ’’ n K ' ‘ how much jHI ■ vou *'“ enjoy your home. Faulty installation and materials will give vou no Mtllwßy -\\W end of trouble. ■Hfer JX ', M - vou are building or ’ remodeling, we will gladly -V° u Plan the installa- <£> — tion, materials and fix- ■ tures to your best advantCon* |der age. You 1 " HMtingM W( wli the Crane ■nx" rXt CONSULT US! Heit InI Walter Plumbing I & Heating Co ■ N. SECOND ST. I YOUR rent w\ W ■MONEY ■will buy ■a HOME ' ® . ... . . 0 ■■ ' '' ■ V ■ No matter ■■■■■* ■ ho* much Ja y y'B ■ you c a r ■ enjoy the / Flu 9 benefits of ' / E/jnll 9 1 comfort9 able modern home. Costs of build9 me materials are still low, too, 9 which makes building still easier. Applies to 9 Consult US now! remodeling I State Compensation Insurance repa?rlng. 9 tarried on workmen for Your 9 protection. Charles “Bob” Robenold GENERAL CONTRACTOR

' v *faEEnmg BBT . npsf,\ -2.-. ihK I£kb Stop r Looking—- • - START BUILDING NOW AND ENJOY A HOME OF YOUR OWN! Building opportunities were never greater. Through the easy and practical FHA you can now °wn your own home. • ■ and to make it still easier we will relieve you of much worry and responsibility by furnishing MB ■■■ ■■■ Complete Plans, Specifica- [ J || titrns and Estimates to meet B - B - ® FHA requirements with each ■ ■ ▼BM ■■■ contract. Plan To Build in 1939-We’ll Be (dad To Talk To You Decatur Lumber Co. J B !■' FEK SO N STP EE T

DECATUR DAILY DEMOCRAT WEDNESDAY, MARCH I, 1939.

HEAD OF LUMBER GROUP OUTLINES HOMES PROBLEM Says FHA Points Way To Solution Os Privately Financed Structures The way to a safe and sane solution of the Nation's housing problem, avoiding entirely any semblance of a "paternalistic system," has been pointed by the Federal Housing Administration. J W. Horner, president of the Northwestern Lumbermen's Association. told members at the association's recent convention. This plan, he pointed out, contemplates the building of low-cost homes by private industry. The homes are built by local builders with material sold by local dealers, and are financed with private funds under the terms of the National Housing Act. Homes built under this program must meet certain standards of construction set up by the FHA, and loans may be amortized over a long period of time at a reasonable rate of Interest. Change In Opinion "Within the last month one prominent and successfu! operator of retail lumber yards admitted to me that until this year he and his associates had taken a negative attitude in regard to the FHA program,” Mr. Horner said. "Reversing his views has resulted iu substantial gains in his volume of sales and has materially helped the employment situation as well. “Previous to the birth of the National Housing Act the retail lum-

PUIQJN Building or remodeling - - yoit r H— kg home must be electrically modern. We can plat a complete wiring systern for you. The cost is low in relation to safety, convenience and r savings. Have your electrical wir- dfl; ing done by experts. MILLER Radio Service MONROE STREET

A Simple Cottage *SSMk' “ - if .*■ ■Mb - s / Wb’ -4 JI jflsf M aX... l affglT l iy l L«i« min | w [wjl IB! ’ ILfl ■ BHI

ber industry from one end of the country to the other was bemoaning the fact that our citizens could purchase anything and everything but buildings on a deferred-pay ment plan. Now that we have the vehicle, let us put it to good use." Urges Familiarization Urging all persons associated with the home building industry to familiarize themselves with the provisions and operations of the Federal Housing Administration, Mr. Horner declared that “such knowledge will help materially to make business profitable and at the same time make it possible for families in the low-income bracket to own their homes and

. Build or Memodel . Through The 4 ■ I ... ■ffti Si' iK'ii Om l i wi-Wfa ft’T'ljE'% ■; tU, ■ im iyT.sk. k A Home Os Your Own! YOU can have the home you want. We arc will- l||R|F \|jp ing to help you build your own home through i; the FHA. Money is available, building materials r cheap and labor plentiful . . . and the coming months are an ideal time to build . . . you’ll he ready to enjoy your own home before the summer is over. See us at once and let us aid you in planning and constructing that “home of your own.” The First State Bank ESTABLISHED 1&83

i r —* . | GARAGE £ Dfc t “v“l I 10-6"» 16’ IS’x lO’ I IF 1 It' X to" i Id L L Mt, [4-| f I fl I FIRST-FLOOR-PLAN SCALE Xf«M . . ■■ w ■■ o s to is

contribute very materially Io making those families better American citizens." Pointing to the low-cost home field as "a fertile one for effort on the part of the lumber industry," he declared that the best solution for low-cost housing was in privately built homes financed under the Federal Housing Administration's Insured Mortgage System. Roof Materials (’over Wide Range There is a wide range of materials available for the roof of a house, according to Federal Housing administration officials. Among the most frequently used types are: slate-covered shingles in strips or in single units, wood shingles, composition shingles, cement tiles, terra-cotta tiles, metal shingles, sheet metal, slate, and impregnated paper. In building a new house the type of covering is sleeted and the roof structure built accordingly. A deck or sheathing is usually required. To this is fastened the covering, but in some sections, particularly those near the sea. it may be ad-

> visable to lay wood shingles over ■ shingle lath. The underside of the shingles needs to “breathe” on ac- - count of the excessive moisture i in the air or they may rot quickly. '' With all types, save paper and i wood shingle, heavy rooting felt . should he placed over the decking ■ before covering is put on. When a roof is renewed, the matter of weight of the material selected must be given careful study. If the old roof is of wood shingles, it is often possible to cover it ‘ without removing the old shingles, but if a heavy material, such as slate, is used, the frame must be checked to see if it will safely carry the added weight. Funds with which to finance a roof modernization or repair job are obtainable from lending institutions qualified by the Federal Housing Administration under its Property improvement credit plan. — o Dining Room Needs Southeast Exposure If plans for a new home include provisions for a dining room, a number of factors should be taken into consideration, according to

Federal Housing Administration ofSoutheast exposure is desirable In order to assure morning sunlight, in a dining room, FHA officials IMtint out. Other Important considerations are: (1) The room should bn planned with ample wall space to

< ;V i,i i.i< “ A ■ Ml' J/ - / W\ REMODEL Enjoy the Comforts THE COST 18 SMALL p J "L __ , EASY F.H.A. TERMS of a New Home! rSJ-&n«.? a -uT.model now — Material If vour home is old and out and ,abor costs are of date, hut is sound strut’- t o °^ it you ; p’X'c™ turally, you can very easily be arranged . . every and quickly convert it into a dollar spent in modhome that is reallv modern ernizing means two . . . it’s like having a new dol,arß in added home for a fraction of the cost. Come In or Call Today — Get Plans and Suggestions With No Obligation. Our planning assistance JS and ex P ert nj J advice on I -Jn2S|l home plans Hw service. . FHA “ ikum» ’’ HUAMCING X>J Kocher Lumber [& Coal Co FIRST AM) MADISON STREETS Roofing Sisc § "Xyjr ”!■ Add Beaut -v as well —r-4-n | , as long life to your |7[ ' j'XF'V''.. V J* 1 t ' home by using the 7<T.~z ' n ’ n Roofing and r ~ rs. '**'ll'"*” Siding. Good sturdy Mil quality that will give J*- ' V ,<$ the expected protec■Jf / 8 tion and withstand all H- ’ ‘ No More Paint Bills ' kinds of IS Come in and talk Modern Fireproof Siding! this important item Colonial Timbertex Siding i» a Over With US. We’ll truly permanent asbestos-cement gladly explain t tie shingle which will beautify, insu- merits of OUT Celelate and protect your home—for brated products, years to come. It is textured like cypress wood We’ll also be pleasand when applied on your home, e rf ( 0 t a ||< your heatpresents a faithful imitation of • _ wooden shingles, and what is m ?f. Problems over more, oilers real economy in the Wltn you. tears of absolute elimination of paint bills experience will m ike and lowered fuel costs, your v j s j t with US Convenient time-payments can be most beneficial »neasily arranged. Investigate. deed Ashbaucher Tin Shop FIRST STRW

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1 accomodate the furniture; (8) immediate access from kitchen or pan- , try is essential; 13) in smaller houses dining space planned in conjunction with the living room is geni erally satisfactory for normal family use and permits flexibility