Decatur Daily Democrat, Volume 21, Number 121, Decatur, Adams County, 21 May 1923 — Page 6

MARKETS-STOCKS Daily Report of Local and Foreign Markets New York Produce Flour Quiet and easy. Pork— Dull; mess $27. Lard — Quiet; mi'ddlewost spot, sll .60011.70. Sugar—Raw, quiet; centrifugal (90 test) $8.18; refined quiet; granulated [email protected]. Coffee—Rio No. 7 on spot 11’40 V 4; Santos No. 4 14%015c. Tallow -City 6>4c. Hay—Weak; prime No. 1 $1.30; No. 3 101.10. Dressed Poultry Quiet; turkeys. 25042 c; chickens 18045 c; fowls 14 ft 32c; ducks 20 027 c. Live Poultry—Firmer; geese 12© 14c; ducks 15030 c; fowls 30032 c; turkeys 20035 c; roosters 16c. Cheese -Finn; state milk, common to specials 18029',«e; pick skims, 10 018 c. Butter—Weak; creamery extra 41-' > / 4®41%c; state diary tubs 37 0 41e; Eggs — I'usettled; nearby white fancy 37 040 c; fresh firsts Pecific coast East Buffalo Livestock Receipts 5600; shipments 6460, yesterday; receipts 9600, shipments 3230 today; official to New York Saturday 4180; hogs closing slow; pigs $7.25© 7.50; other grades generally $8.25: roughs $5.75®6; stags $404.50; cows strong to 15c higher; shipping steers $8.75010.25; butcher steers s7® 9.25; yearlings up to $10.25; cows and heifers $208.50; sheep 10.000; best clipped lambs $15.25; culls $13.50 down; yearlings $11012.50; aged wethers $8.5008.75; one deck fancy $9.40; ewes $7 0 7.50; few $8; calves 2SO0; tops sll. LOCAL GRAIN MARKET Corrected May 21 No. 2 Wheat, bushel $1.20 Good Yellow Ear Corn, per 100 sl.lO White or mixed corn, per 100..51.05, Oats, per bushel 40c . Rye, per bushel 70 Barley, per bushel 60 Clover Seed $lO 00 Wool 45c DECATUR PRODUCE MARKET for Delivered Produce Corrected May 21 Chickens 17c Fowls Ist Ducks. He! Geese He Old Roosters 8c Leghorns 12c Stags 8c Heavy Broilers 30c Leghorn Broilers 25c Eggs, dozen 20c Local Grocen, Egg Market Eggs, dozen 20c Butterfat Prices Butterfat 38c [F ouo» Sell Your Household Goods by Auction and receive more money for your property. ROY S. JOHNSON AUCTIONEER Phones 606 and 849 Red r— Ashbaucher’s FURNACES LIGHTNING ROBS SPOUTING SLATE ROOFING PHONE 765 or 739 NOTICE To Meat Patrons Change in Closing Hours effective Monday, May 28 All Meat Markets in the city of Decatur will close promptly at 6 o’clock p. m. during the week —Saturday evenings excepted. All shops will remain closed h on Sunday mornings and Holi- I days, remaining open until 8 o'clock p. m. the evening before holidays and all evening on Saturdays. PATRONS PLEASE TAKE NOTICE Mutschler Packing Co. Market I Green Meat Market Starost & Son Meat Market 3. J. Hain Meat Market H. P. Schmitt Meat Market.

PUZZLE OF WHY DEBT HELPS SOME BUT HARMS OTHERS EXPLAINED How a Debt Can Be Put to Work to Increase Earnings— Thrift and Loans Go Hand in Hand to Aid the Industrious. The true use of debt in personal and business affairs remains something of a puzzle to many people. To some the Very word “debt” signifies misfortune, while others merely fail to understand the ways in which they can put a debt to work for them to increase their earnings. The Committee on Public Education of the American Bankers Association has undertaken in the following discussion of how and why banks loan money to clear up these misunderstandings:

Some people think that to Incur a debt at the bank la unwise, or a reflection on their business standing. This is not the case where the debt la contracted for legitimate business purposes. Incurring debt to live beyond one's income is something no thrifty person would do, and careless use of credit leads to extravagance and disaster, but wise borrowing is an encouragement to thrift and industry. The first function of the banker is to encourage industry and thrift so that a large fund of bank deposits may be accumulated. This fund Is often likened to a reservoir in wbcih water is accumulated for community needs. The banker then loans from this fund to those conducting the business of the community. The banker bases credit on what are known as the three C’s of credit —Character, Capacity and Capital. Character is an imperative business qualification. Allied with character is Capacity. Before making a loan a banker takes into consideration the capacity of the applicant —that is, his ability to earn through his honesty and his Industry. Capital is a man’s worth in money, merchandise, stocks and bonds or lands, which may be given as collateral in security of a loan to make it safe. Let us consider the business transactions of Mr. Smith, the storekeeper. He finds, with his business Increasing. that he needs a larger itock of goods. Also, some of his customers do not pay cash, and their accounts must be carried until ‘‘pay day.” He must have more money for his business, so he goes to his banker for advice. The banker asks Mr. Smith to submit a statement of his business, showing what he owns and what he owes. He knows Smith's character and responsibility from bls observation of his dealings and from the confidence that people have in I him. It he finds Mr. Smith’s state- ! ment. and the progress he Is making, j satisfactory he will be glad to con- | sider the best method of loaning him the needed funds. How Money Is Loaned Money is loaned by banks on straight notes, on indorsed notes, on collateral notes, on bills receivable and on trade acceptances. Mr. Smith may be told by the banker that, because he has sufflcient money in his business and manages It well, the bank will extend him credit without his putting up any security beyond his own word of honor, evl- I denced by his note. Let us say that Mr. Smith needs a maximum amount of $2,500 during his busiest season and that the bank has consented to grant him such a “line of credit." Mr. Smith could come to the bank and make out a note for any portion all of this amount for any time up to six months. To pay some bills he needs, say, SSOO. He estimates that within sixty days he will receive from his charge customers enough money to repay this amount. He therefore makes a sixty day note, which the banker “discounts” at the prevailing rate of interest, let us say 6 per cent, and places the proceeds to Mr. Smith’s credit. How much does he credit to Mr. Smith’s account? Six per cent on SSOO for sixty days is $5. This amount the banker deducts at the time the note is made, It being the Interest which he charges Mr. Smith ; What Farmers Need Added to Credit And Good Advice By WALTER W. HEAD First Vice President American Bankers Association. It the farmer Is not prosperous there can .be no permanent prosperity in other industries, because the farm-

er’s purchasing power, under normal conditions, is one of the most potent inf 1u e nces we have in the United States. When conditions with the farmer are good, and he is receiving the cost of production plus some-

Efl Walter W. Head

thing wore for his labor, he Is in a position to buy from the manufacturer. ■ A condition that affects the farmer, cutting off his purchasing power, destroying his belief in himself, in the banker and in everybody else, can only bring about a chaotic condition, which affects every business man and laboring man in the United Slates, regardless of what job he may have. The farmer had all the credit and'

DECATUR DAILY DEMOCRAT, MONDAY, MAY 21, 1923.

i j for the use of the money. He then ■ credits Mr. Smith with the proceeds of the note, or $495. When the note is due in sixty days Mr. Smith has received payment from his customers, ; and he pays the bank JSOO. The j bank marks the note paid and returns it to Mr. Smith. If Mr. Smith’s business condition ■ were not sufficiently strong to warj rant granting him unsecured credit the i banker might say to Mr. Smith, "I want to help you. but you will have to get the indorsement of your friend, Mr. Jones.” Jones is known to the banker as a very reliable and responsible business man. Should he be willing to help Mr. Smith he will write his name on the back of IJr. Smith's note and if Smith cannot pay tha note when due Mr. Jones will have K pay. In another case the banker, still anxious to help Smith, uight say, ”1 am willing to loan you up to $2,5vC, but you must secure the loan with the goods which you purchase for that amount and with some additional goods.” Mr. Smith would have to warehouse the merchandise used as collateral in such away that It might be easily Identified through warehouse receipts as being the bank’s property until the note is paid. If Smith finally found himself unable to pay, the banker could sell the mer chandise and use the proceeds to pay the note. If the goods brought more than the amount of the note the bank would pay the excess to Mr. Smith; if the amount were not enough the bank would look to Mr. Smith to make good the difference. Mortgage Loans Loans against farm lands, called mortgage loans, are frequently made in country districts. If Mr. Smith, lacking an indorser or sufficient col lateral or business standing, owned a farm free of debt he might give a mortgage on it as security. The procedure would be somewhat ; different from loaning against mer- | ehandise. The law. realizing the useful place farm and home owners occupy. protects them U a special man ner. It says to the lender, in case of default on a mortgage loan, "You must give this owner of land one year after serving notice that you ex pect to sell his land to pay the mortgage and redeem the debt." This i is called the period of redemption. Mr. Smith has still another method open to obtain funds from his banker. He has sold, say, a SSOO bill of merchandise to Mr. Brown, a dealer in a smaller community, who must sell j the goods to his own customers before he can pay Smith. Smith says to Brown: “If you can’t pay cash give me a ninety day note. I will discount it and get immediate cash on it from my bank. I will have to pay 6 per cent interest to do so. and I shall want you to pay that interest.” Mr. Brown agrees and makes his ninety day note for SSOO with Interest at 6 per cent. Mr. Smith takes this note to the bank, which advances him credit tor SSOO. When the bank collects the note, from Brown ninety days later it receives $507.50, the added $7.50 being the 6 per cent interest charge for the use meanwhile of the money for the ninety day period of the note. These are the various ways in which the bank serves its community by placing, through loans, the accumulated thrift of the community at the disposal of business and industry, advice he needed during the period of prosperity, but he, with us all, suffered depression. There clearly must have been something lacking to enable him to go on the even tenor of his way. The answer is very plain. It is that some means need to be provided to enable the farmer, after his labor has been expended, when the crops have been harvested, or when hfs live stock have reached the stage where he must ship it, to liquidate his indebtedness. He must have somebody Interested in him sufficiently, not altogether from his own standpoint, but from the standpoint of the banker and business man, so that he can put his products on the market at the time when they will bring him the most I do not mean to indorse every imaginable scheme for co-operative marketing, but I do believe the basic idea is worthy of consideration from ' the banker’s standpoint as well as the farmer’s standpoint. Bankers are certainly interested in the farmer, by reason of the fact that they cannot be prosperous in their own business unless the farmer also is prosperous.! They must interest themselves in the farmer, not only ia giving him the | business advice he needs and in I financing him during the period of construction, but also in helping him ’ place his products on the market at a time when they will bring him the cost of production, plus a reasonable addition for his services and in pay- • ment for bls labor expended.

i" ■ IN HOME STRAWBERRY PATCH Fruit Often Overlooked Because oi Previous Failure or Selection of Wrong Soil. It Is very difficult to find anyone who does not like nice fresh strawberries and even in fairly large quantities. At the same time how many have all they want? An average sized family of five can comfortably consume five quarts dally. Figure on the home patch furnishing them for 20 days which as a rule would cost 35 cents or more per quart. That would mean $35 for strawberries In one season to say nothing of the surplus that could be sold or preserved in some form. Very few families buy $35 worth of berries in one season, so It naturally appears that the only solution Is to have a hottie patch. There are several reasons .why we do not have more home patches, chiefly among which ore: 1. Some previous failure due to Iniproper selection of soli, wrong variety or poor culture. 2. Simply neglected putting out a patch. Sometimes people think that a rich soil is necessary and proceed to manure the soil very heavily. Tills Is a mistake as frequently an excessive amount of manure. In decomposing, may cause the plants to rot. Again rich soil stimulates an excessive plant growth at the expense of fruit production and also where plants have made a heavy tender growth of plant early in the spring they are more apt to suffer from drought when dry weather sets in. Select a good clay loam soil, capable of retaining moisture and of only medium fertility. It is surprising to see some of the successful strawberrypatches In the Ozarks, where from a superficial observation it would seem that the piar.ts ure growing In a mass of small rocks. Select a perfect variety, that Is, one which does not require another variety to furnish the pollen, generally termed a variety to fertilize the Imperfectvariety. The Klondike and Aroma are good standard varieties and each one is a perfect variety. Set your home strawberry patch In late February or March. Mark off your rows at least three feet apart and set plants two feet apnrt In the IB I'" - — T T. i I. ' Quart Box of “Fancy” Strawberries. row. Keep the roots moist. Make the owning plenty large and deep enough so the roots may be spread out nnd not doubled up. Set the plants to the crown, but be sure not to cover up the terminal bud. Keep the plants cultivated from the time the plants are set out until the fall rains begin. The Idea Is to make a good growth. In case the plants try to bear the first spring, that Is. the same spring they are set, pinch the blossoms off and throw that nourishment into plant production. As the runners start, train them In the direction of the row and in this way a solid mat in the direction of the row will be formed by the end of the growing season. Tills system of training will establish what is known as the matted row l system which is best adapted to Oklahoma conditions. Secure two hundred plants of one of the above named varieties, set them out in March in a clay loam soil, cultivate well and have plenty of strawberries for the berry season of 1924. —D.C. Mooring, Extension Horticulturist, Oklahoma A. & M. College. BIG IMPORTANCE OF SPRAYS Demonstrations by Extension Workers Have Resulted in Many Orchards Being Treated. Demonstrations by extension workers in the methods and Importance of spraying fruit trees have resulted in farm orchards being sprayed on over ! 37,000 farms in 1921, according to reports to the United States Department of Agriculture. NATIONAL FORESTRY POLICY Nothing Can Be Done Until Mors Is Known About Growing Timber In Many Sections. — A sound national policy of forestry cannot be perfected until far more is known about how to grow timber under widely varying conditions, wbut our economic and Industrial requirements are, and by what methods of use these requirements can best be met, says the forest service, United States Department of Agriculture. » ■■■ ■■ *■»

APPOINTMENT nF rircvtor Notice U Hereby That th* undertlffned hn* been appointed Mi-1 utui ih* estate of Elijah peaar, lair of Ada mu county, de». ceased. The estate la probably aoi- ) VW “’ JDSDPH V. PEAt»R. FN ecu tor. J May 7. 1923 7-14-21 APPOINTMENT OF RWK< I’TOR Notice la Hereby Given. That the . underalffned han been appointed Eie- ■ t utor of the eat Ate of Hip* hart I>. ia-hnrnstall. late* of Adam* county de- • rased. The estate la pnibabiy aolvent. HRNHY A. BHEINEH. Executor. May 14th. 1923. o Lenhart * Heller, Atty*. , 14-21-2’ » (, — t NOTIC E OF FIN Al. METTI.EMENT v OF KKTATH k Notice la hereby riven tn tha creditor*. heir* and Icfrnte** of .Matthla* ’ Miller, de» euaed. to appear In the • Adam* Circuit Court. held at JJecatur, Indiana, on the 6th day or June. " 1923, and show eauae. If any, why r the FINAL SETTLEMENT ACCOUNTS with the estate of raid decedent should not be approved; and raid heirs are I notified to then and there make proof of heirship, and receive their distributive shares BENJAMIN H MILLER. > Administrator. Decatur, Indiana. May 11, 1933. t Lenhart A- Heller. Attys, 14-21 I —— OH— —— NOTICE OF FINAL SETTLEMENT OF ESTATE Notice is hereby given tn the creditors. heirs nnd legatees of Mary Louise Miller, deceased, to appear In the Adams Circuit Court, held at Decatur,| Indiana. on the sth day of June. 1923, and show cause. If any. why the FINAL SETTLEMENT ACCOUNTS with the estate of said decedent should not be approved; and said heirs are notifies! to then and there make proof of heirship, and receive their distrihu-1 1 tlve shares. I t J. H. BADDEHS. Administrator | 1 Decatur, Indiana, May 11, 1923. • S< burger & Son,' .James T. Merryman, Attys. 14-21 o ■■ - NOTICE OF FINAL SETTLEMENT OF ESTATE Notice is hereby given to the creditors. heirs and legatees of Peter i Soldner. deceased, to appear in the Adams Circuit Court, held at Decatur, Indiana, on the 7th day of June, 1923, and show cause, if any, why the FINAL SETTLEMENT ACCOUNTS. with the estate of said decedent) should not be approved; and said heirs are notified to then and there make proof of heirship, and receive their distributive shares. ALBERT O. SOLDNER. Administrator Decatur, Indiana. May 12, 1923 J. T. Merryman, Atty. 14-21 NOTICE OF FINAL SETTLEMENT OF ES I’ATE Notice is hereby given to the credl-; tors, heirs and legatees of Joseph W. Smith, deceased. to appear In the Adams Circuit Court, held at Decatur, ■ Indiana, on the Sth day of June, 1923, and show cause, if any. why the FINAL SETTLEMENT ACCOUNTS with the estate of said decedent should | not be approved: and said heirs are notified to then and there make proof of heirship, and receive their distributive shares. AMOS Z. SMITH. Executor Decatur. Indiana. May 14, 1923. J. T. Merryman. Judson W. Tceple, Attys. 14-21 NOTICE OF SPECIAL MEETING OF THE CITI COl MIL To the Public ahd each of the members of the County Council:— Yon are hereby notified that there will be a spe< ial meeting of the Couniv Council at the Auditor's office of Adams county, at 9 o'chM-k a. in. on the 4th day of June. 1923. for the purpose of making additional appropriations for the vounty government and its institutions, and for making the necessary appropriations for completion of the County Hospital. Respectfully yours, MARTIN J A BERG, Auditor Adams County, Ind. NOTICE TO PROPERTY OWNERS In The Matter Os Mercer Avenue Sidewalk I mprow ement To Whom It May Concern: Notice is hereby given that the i Common Council in and for the City of Decatur, Indiana, did on the 15th day of May. 1923, pass and adopt a de-1 claratory resolution for the construe-1 tion of a sidewalk on and along the following route, to-wit: Location, on west side of Mercer Avenue extending from north side of I north cement walk on Bugg street to the intersection of Mercer Avenue and : Winchester streets In the city of De-1 catur, Indiana. The line of the pro-, posed improvement shall be the same as the present brick walk located on » tlie above described route. Further notice is also given that the Common Council will on the 19th day of June. 1923 at 7 o’clock p. rn. at their Council Room in said city, hear and receive any and all objections ami remonstrances which may be made or tiled against said improvement, and will then determine whether or not the benefits accruing to the property liable to be assessed therefor will be equal to the estimated costs thereof. Witness my hand and official seal this 21st day of May. 1923. .Scali CATHERINE KAUFFMAN, 21-28 City Clerk. I —o— NOTICE TO PROPERTY OWNERS | In The Matter Os South Tenth Street Impnivemrnt To Whom It May Concern: Notice is hereby given that the Common Council in and for the City I of Decatur, Indiana, did on the 15th I day of May, 1923, pass and .adopt a ’ preliminary resolution to make the following described improvement on . South Tenth Street in said city, towit: I Commencing at the South side of Monroe street brick improvement; thence runnnig south on 10th street a distance of 1176 feet and there to terminate at the north side of the Adams street brick improvement, in the city | of Decatur. Indiana. Further notice is also given that the ’ common council will on tlie 19th day of June, 1923, at 7 o’clock p. in. at their Council Room in said city, hear and receive any and all objections and remonstrances which may be made or filed against said improvement and will then determine whether or not the benefits accruing to the property t liable to be assessed therefor will be I e<iual to the estimated costs thereof. ‘ Witness my hand and official seal this 21st day of May, 1923. (Seal) CATHERINE KAUFFMAN,! 21-28 C i t yjC I e r k. AUTOMOBILE TRIMMERS WANTED ON OPEN AND CLOSED CARS Apply Employment Department, Willys-Overland Company, Toledo, Ohio 120t6; NOTICE TO BREEDERS My Full Blooded Belgium Stallion 1 will make the season of 1923 at my farm 5 miles west of Monroe. Insurance $12.00. ELI BEER, Owner and Keeper. 16-19-21-23-26 28-30 x

1 ■ ■ CLASSIFIED ADVERTISEMENTS | :: NOTICES, BUSINESS CARDS ’ I 1

4->4>4k+**4+++++-W++++*+4+++4>4 ♦ . CLASSIFIED ADS • FOR SALE FOR SALE—A few usedT oil stoves and coal ranges. The Gas Co., 105 North Third sL 4«tf| FOR SAUK —Early cabbage plants 5c per dox. Early tomato plants 2 doz. 15c. Yam sprouts 50c per 100 plants. Win. Norris, 512 So. 13th. street. Phone 674. 119t3 FOR SALE —A good No. 1 threshing outfit, in good territory at real bargain. H. S. Michaud, Phone 104. 119-3 t FOR S ALE—Dining room - table, six chairs, combination china closet and buffet will sell cheap. Inquire of Mrs. J. S. Peterson, Jefferson st. 119t3 WE - HAVE'FOR'SALE "one of the most desirable residence properi ties in the city at a bargain. Cash or good terms. Must be seen to be appreciated. For particulars, consult the Northern Indiana Realty ’Coni-, pany, phone COG. Peoples Ixian & Trust Bldg. 120t3 I FOR - SALE —Cabbage and tomato plants 5c per dozen. Henry Haugk, ,204 So. 10th street. 120-3tx FOR SALE —Barred Rock and Rhode Island Red baby chicks, delivery May 23. Burton Niblick. Bellmont road, phone 696. 120t2x FOR SALE—One bay horse coming | three years old. well broke, at farm-: era’ price. H. H. High. I’4 miles west of Honduras. 120-3txj FOR SALE —Fresh Jersey cow. tuberculins tested. Wm. Hunt, I. mile north of Union Chapel church. Phone 866-A. 121t3x . | FOR SALE —Full blooded Guernsey ( cow: calf by side. Frank L. John-, I son, 506 So. 13th st. _l2lt3x [ FOR SALE—Coon and rabbit hound pups. Call or write Louis Sautbine Monroe R. 1. Craigville phone. 121t3x —- — I FOR SALE- Early cabbage and tomato plants. Lawrence Schlegel, 414 No. 7th st., phone 785 White. 121t6x FOR~ SALE —Four Duroc sows and * pigs. Inquire of Chas. Case. High St. _ _ _ 121 ‘ 2tx FOR - SALE —Early tomato, jabbage and celery plants, 5 cents per doz.; | also late cabbage plants 25c per 100. L. T. Brokaw, one block west of green house, 421 N. 7th st. 121tuX FOR SALE —Big Type Poland Sires at farmers' prices. Holthouse and Faurote on Monroe-Decatur FOR - SALE—s^passenger touring car in good condition. Will take good horse on trade. E S. hlickman at Breiner Feed Barn or phone FOR - SALE —Everbearing strawberrv ■ I plants. 20c per dozen C. "’.Bell. 1 mile east and 3U miles south of Watt. Convoy phone 137-2 long ” W 4NTFY} carpets tn clean by air. Called for and delivered. W’ork guaranteed. Colchin Bros. Phones 441 and sfil n27wk9 X WANTED Job on farm by boy 13 years old. Inquire at 621 ■ Avenue. ._!£lL For Rent PAR kRJTT-Bake rite building on I Madison street. Ready for occupancy June Ist. D. W. Beery. H 116t6 FOP RENT=4Seven room house on Marshall street, near third. Inquire of A. D. Suttles, Morrison Bldg., De-j catur, Indiana. 120t6 FOR - RENT—- One - sleeping room. 123 N. First st. 121t3x 1 FOR RENT — Good semi-modern house; garage, garden and truck patch. Near town. H. B. Knisely, |nhone 606. | LOST AND FOUND FOUND—Sum of money. Owner may , have same by calling Phone White 'll7. 11 _ LOST— Traveling bag between DeI catur and school house 2 miles south on the Monroe road. Finder please return to Peoples restaurant Reward. — o— —— — NOTICE ' Haymakers will meet Tuesday evening. May 22. Come. BULLETIN Rochester, Inti.. May 21 —(Special to Daily DemoI t rat)— Sheriff Kirchendor- j fer was fatally shot by automobile bandits here to- j day. The bandits were in the act of stealing a coupe ; when they shot him. A posse of Rochester citizens is pursuing the outlaws. o —— NOTICE PHI CELTS There will be an important meeting of the Phi Delta Kappa fraternity in the club rooms at 7:30 o’clock this 1 evening. All members urged to be present. JOE BRENNAN, President. o A large number of people heard Rev. Loose in his opening sermon at the Evangelical church yesterday. ’

’ * * • 4 I Pain, in the back ir, TZ? I you should not allow to «n 2 I I heeded. » I Kidney troubles are I where they reach fi„ al I Let me examine your case h My corrective rrethod, will I of your kidney worries. ’ I FOR BETTER health I —SEE— ■ DR. FROHNAPFEL I), c I Chiropractic and Osteopithi,' I Treatments given to suit your I at 144 So. 2nd St. Pha "* I Office Hours 10-12 a. m—l.s M p I 8. E. BLACK UNDERTAKING AND EMBALMING I Calls answered promptly day or E irt t I t Private Ambulance Service. I Office Phone: 90 I Home Phone: 727 I DR. H. E. KELLER «F.V;rR , 4 U >?p , R n t^? r . OFFICE SPECIAI.TIE.' Jl,® I Women amt children; X-tav exliLJ I Glouraeopy examinations I Internal organs; X-ray and efotrM I I treatments for high td.„„| I I ami hardening of the arteries- \ I l treatments for GOITKI) Tl'Hf'w?- I LORIS AND CANCER. I Office Hours: I to 1) a. m.—l to |,. m._: I Sun<la}R by appointment. I Phones: nexidence llu; uffke I N. A. BIXLER OPTOMETRIST [Eves Examined. (Hasses Filled I HOURS: 8 to 11:30—12:30 to.5:00 Saturday 8:00 p. nt. ■ Telephone 135 ' Closed Wednesday afternoons, DR. C. C. RAYL SURGEON X-Ray and Clinical Laboratories Office Hours: 1 to 4 and 6 to 8 p. m. Sundays, 9 to 10 a. m. Phone 581. I FEDERAL FARM LOANS Abstracts of Title. Real Estate Plenty of Money to loan on Government Plan. Interest rate now 594% See French Quinn. Office—Take first stairway south Decatur Democrat O— — 0 DR. FRANK LOSE I Physician anti Surgeon l Located in office formerly occupied bv Dr. D. D. Clark North Third street Phones: Office 422; Homs 4131 Office Hours—9 to It a m. 1 to 5—7 to 9 p. m. Sunday X to J a. m. I O— 4 PLENTY OF MONEY 10 or 20 years No Commission. Best terms ever offered. Dan Erwin. ■ - - —- o — NOTICE Dr. C. V. Connell has moved his office one block north of former location. Office now located at 120 North First st., In the Teeple Transfer Barns. I O — Emerson's Wise Word*. Don’t be u cynic and (Ihcunsolatt I preacher. Don’t bewail and moan Omit the negative propositions. us with incessant affirmatives. Doot waste yourself in rejection, nor bark against the had, but chant the beaut! of the good.—Emerson. NOTICE TO BREEDERS My Belgium stallion, color. nut sorrel, light main and tail. P' e- - size and quality, will stand this season at my re -* lde “ ce s the Dick Townsend farm. 4 mile • E. of Decatur. IVs miles N. «■ Pleasant Mills. Fee, $15.00. insured. albert teeple. 17 -21 x . FT. WAYNE & DECATUR TRACTION LINE ■ Leaves Decatur Leaves Ft• 5:45 a. m. • jj. 8:00 a ' m ’ i 0 10:00 a. tn. V-oo P-“ 12:00 p.m. 2:00 P’ m ’ 5-30 P ® 4:00 p. m. 6 ; 3UP 5:30 p.m. 7.0 7:00 P ’ m - ii-05p n>10:00 p.m. 11. wp Freight car leaves Dec ;;' B . Arrives at Ft. Wayne....9:3« Leaves Ft Wayne l2 ’^ oß . Arrives at Decatur- 1.30 PP. J. RAYMOND. Age" l ’ Office Houra: 7:30 a. m -7:00 P- n i.. ■ ■ ■ — ~ J