Decatur Daily Democrat, Volume 16, Number 45, Decatur, Adams County, 21 February 1918 — Page 3
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THE WAR-SAVINGS PLAN. Q- What is the War-Savings Plan? A. Il is a plan by which you can lend small savings to your government at I per cent interest, compounded quarterly. Q- How may this he done? A. By purchasing War-Savings Stamps and Thrift Stamps. Q- What is a War-Savings Stamp? A. It is a stamp for which the Government will pay you $5 on .January 1. 1923. A. Between $4.12 and $4.23 during 1918. depending upon the monthin which purchased. Q- What is a Thrift Stamp? • A. It ils a stamp costing 25 cents, to be applied in payment lor a War-Savings Stamp. It does not earn interest. The purpose of its issue is to enable people to accummulate in small sums the amount necessary to pay for a War-Savings Stamp. Q. Where can I buy them? A. At postoflices." banks. and authorized agents. Q. Why should I buy them? A. Every dollar loaned to the Government helps to save the lives of our men at the front and to win the war. WAR-SAVINGS STAMPS AND CERTIFICATES. Q. I want to begin to save on the War-Savings Plan. What is the first thing to do? A. Take $1.12 to the postoflice or a bank or any other agent, buy a War-Savings Stamp, and ask for a War-Savings Certificate. Q. What is a War-Savings Certificate? A. It is a pocket-sized folder containing 20 spaces upon which to affix War-Savings Stamps. Q. Is the War-Savings Certificate a Government obligations? It becomes an obligation as soon as one or more War-Sav-ings Stamps are affixed to it. Q. Can 1 get a War-Savings Certificate without buying a stamp? A. No. Q. Does the War-Savings Certificate cost anything? A. No. The agent from whom you purchase the stamp* will write your name and address on the certificate and will turnish you an envelope in which to keep it. Q. What do Ido after that? • A. Affix the War-Savings Stamp on your certificate in space No. 1 and take good care of it. t Q. What do Ido next ? A. You have now become a war saver. Continue to buv War-Savings Stamps every week or month and put them on your certificate until vou have filled all of the 20 spacejj. When this is done vou can buy another War-Savings Stamp, and you will receive free of cost another certificate to which you can attach new stamps as you buy them. Q. When I have filled the 20 spaces on my certificate what do I do with it? A. Keep the certificate until January 1, 1923. and the Government will pay you SIOO lor it. Q. How manv War-Savings Certificates can f fill? A. Ten. The law allows each person to own SI,OOO worth of War-Savings Certificates. Q. What is the largest quantity that I can purchase as any one time? A. SIOO worth, or 20 stamps. THE PRICE OF WAR-SAVINGS STAMPS. Q. Does (he price of a War-Savings Stamp always remain the same? No. The price for each month appears on the face of each stamp Never pay either more or less than the amount shown for® the month in which vou make the purchase. The price is $4.12 December 1917. and January, 1918, and increases 1 cent each month after January, 1918, until in December, 1918, whentthee e PriCt Q. S *\vTiat is the price of War-Savings Stamps for each month of 1918? nt «ioi A. Jan. $1.12 Apr. $4.1,) July $4.18 Oct. $4.21 Feb 1.13 May 4.16 Aug. 4.19 Nov. 4.22 Mar 4.14 June 4.17 Sept. 4.20 Dec. 4.23 S o Whv is the price higher each month? A Because the stamps are earning interest. THRIFT STAMPS AND THRIFT CARDS. 0 If Ido not have enough money saved up to buy a WarSavings Stamp and can only save in small amounts, what should IP \ Buv a 25-cent Thrift Stamp at a postoffice, bank, or other | authorized ageiu-y and ask for a Thrift Card, to which you can attach your Thrift Stain]). I £ is'ii-n ™ ” iloUThrm Stump, and contain, a place torsl'llnps will this card hold? A Sixteen stamps, which represents a value of $4. r-CH ANTING THRIFT CARDS FOR WAR-SAVINGS STAMPS l ‘ xt " AN w>™ I |"“ iiiir-i "H- "lu.l .10,1 do? A it to a postotlice. bank or other authorized agency, and pay in cash the few cents difference beti <■ 'p] P fist Stamps and the price of a War-Sav-K'stmnp lor"ll. m0,.1b in whirl. U.e exdmnpe 1, made.
& & War-Saving Stamp Headquarters Post Office and All Sub-Stations Any Bank or Trust Company THIS ADVERTISEMENT PAID FOR BY THE DECATUR DAILY DEMOCRAT
Q. What do Ido next? A. You take the War-Savings Stamp given you in exchange for your Thrift Curd, ask for a War-Savings Certificate, if you haven’t one already, and attach the stamp to the certificate. Q. Should 1 continue to buy Thrift Stamps? A. Yes. Ask for a new Thrift Card and begin again. Q. Do Thrift Stamps bear interest? A. No. Q. Then why are they issued ? A. To make it convenient for you to save in small amounts so that you can purchase a War-Savings Stamp which det's bear interest. Q. May I exchange Tlirift Stamps for War-Savings Stamps at any time? A. No; only on or before December 31. 1918. • LENDING YOUR MONEY TO THE GOVERNMENT. Q. What security is behind the War-Savings Stamp’? A. The United States Government promises to pay $5 for each Stamp on January 1, 1923. This promise is backed by the faith and honor of the United States and by the taxing power of this country, which is the richest Nation in the world. Q. Why does the United States borrow this money? A. To pay the expenses of the war. Q. When I lend my money to the Government, would it be safer to buy a government bond rather than these War-Savings Stamps? A. When a War-Savings Stamp is attached to a War-Sav-ings Certificate it becomes a government obligation with the same security as the Liberty bonds, now held by more than 10,000,000 Americans. Q. Is the 4 per cent interest, compounded quarterly, on War-Savings Certificates paid in the same way as the interest on Liberty bonds’? A. .The Liberty bond interest is paid every six months, but the interest on the War-Savings Certificate accumulates and is paid to you in one sum, on January 1, 1923. Q. Why isn’t the interest paid in the same manner on both War-Savings Certificates and Liberty bonds’? A. It would be very complicated and expensive to pay interest every six months on $5 stamps and for that reason the United States Government retains the interest until January 1. 1923, at which time it pays you the coinpound interest and the principal, amounting to $5, the face value of the War-Savings. Stamp. Q. Shall I sell Liberty bonds to buy War-Savings stamps? A. No. The security behind Liberty bonds and War-Sav-ings Certificates is the same. Keep your Liberty bonds, but buy ■ War-Savings Stamps also. Q. Is the money received from War-Savings Stamps and Thrift Stamps used for the same purpose as the money received from Liberty bonds? A. Yes. Q. Should I take money out of the savings bank, to buy War-Savings Stamps? A. No. You should save as much as you can every day and buy Thrift Stamps and War-Savings Stamps with these savings. Q. How did Congress authorize these War-Savings Certificates? A. By act approved September 24, 1917. How large an amount of War-Savings Certificates can be issued under the present law? A. $2,000,000,000. TRANSFER. Q. Can I sdl or transfer my War-Savings Certificate to anyone? A. No. The certificate is not transferable and is of value to the ow ner only, except in case of death or disability. Q. Should I sell my Thrift Card to anyone? A. No. Your Thrift Card has your name on it and should be filled with sixteen 25-cent Thrift Stamps and exchanged at a post’otiice, bank, or otlier authorized agency for a War-Savings Stamp. REGISTRATION. Q. Shduld I register a War-Savings Certificate? A. Yes, if you wish to secure payment in case the certificate is lost. Q. Am I required to register it? A. No. Q. Where can I register it? A. At any postotlice of the first, second or third class, subject to such regulations as the Postmaster General may prescribe. Q. When can I register? A. At the time of purchase or any later time. Q. Is there any charge for registration? A. No. Q. Can I register a War-Savings Stain]) that is not attached to a War-Savings Certificate? A.No. @ Q. Can I register a War-Savings Certificate for anyone else? A.No. Q. Should a married woman use her own or her husband’s name when registering. A. Her own—Mrs. Mary Brown, not Mrs. John Brown. Q. Suppose a married woman wishes to surrender her WarSavings Certificate which is registered in her maiden name? A. She should sign herself Mary Jones, now by marriage Mary Brown.
is lost.
Q. If I have five War-Savings Stamps on my War-Savings Certificate and have it registered and I put one more stamp on, must 1 have it registered again to have protection on my sixth stamp? A. Yes. Each stamp must be registered. LOSS. Q. fl I lose some detached Thrift Stamp#, can I get my money back? A. No. These stamps are of value to the bearer, just as postage stamps are. Q. If I lose my Thrift Card, what can I do? A. Be sure to put your name and address on the Thrift Card, so tlx.it if the finder drops it in any postoffice box without postageat may be returned to you. (j. Is an undttadied War-Savings Stamp of value to anyone who finds it? A. Yes. For this reason you should attach it to your WarSvanigs Certificate at the time of purchase. You should write across the face of the stain]) your name and the number of your certificate. Q. If a registered War-Savings Certificate is lost or destroyed, what should I do? A. If it is not returned to you within a reasonable time, report it to your Postmaster where you had the certificate registered. Q. How do I get my money back if my registered War-Sav-ings Certificate is lost? A. By applying at the postoflice where vou registered it. ’ PAYMENT AT MATURITY. Q. Where does the United States Government pay the $5 on January-1. 19123, for each War-Savings Stamp attached to a War-Savings Certificate? A. At either the Treasury Department in Washington or at any money-order postoflice after ten (10) days’ notice. Q. Where is payment made if the certificate is registered? A. At the postotlice where the certificate is registered. PAYMENT BEFORE MATURITY. Q. If it is necessary before January 1, 1923, to have money for my War-Savings Certificate, how can I get it? A. If it is not registered, take it to any money-order postoffice and it will be redeemed, after ten days’ written demand, as prescribed by the rules of the Postoflice Department. If registered, take it to the postoflice whei*e registered. Q. What do I get in cash for each War-Savings Stamp attached to my War-Savings Certificate if I surrender it? A. The amount is indicated on the table, which is printed on the back of each War-Savings Certificate. Q. Can I surrender my Thrift Card for Cash? A. No. Q. If I must have money' on my Thrift Card and Thrift Card and Thrift Stamps, how can I obtain it? A. By filling the Thrift Card and exchanging it for a WarSavings Stamp, which has a reeinable value. Q. Is the postoflice the only place where I can surrender my War-Savings Certificate before its maturity and get my money back? A. Yes. Q. How much notice must I give the postoffice? A. Ten days’ notice. Q. If I should find it necessary to surrender my War-Sav-ings Certificate for cash, what rate of interest would I receive on my investment ? A. A little less than 3 per cent. The value of a stamp for each month is shown in the following table: ' Month ————|j—j 9 j 8 ~ j 91 9 -| _ T920~|~l 9211922“ January ...' $4.12“ $4“ 24 ': $4?3U“| S4~4B~pTGO - February 4.13 4.25 4.37 4.49 ’ 4.61 March 4.14 4.26 4.38 | 4.50 4.62 April I 4.15 4.27 4.39 i 4.51 4.63 May 4.16 4.28 4.40 [ 4.52 ’ 4.64 June I 4.17 4.29 4.41 | 4.53 | 4.65 July 4.18 4.30 4.42 4.54 4.66 August f ■ 4.19 4.31 4.43 j 4.55 | 4.67 October 4.21 4.33 4.45 ' 4.57 ' 4.69 September 4.20 4.32 4.44 4.56 4.68 November 4.22 4.34 4.46 4.58 4.70 December 4.23 4.35 4.47 4.59 4.71 Jan. 1, 1923 .77777.7777. $5.00 Q. If I have registered a War-Savings Certificate in one city and I move to another, do I have to go back to the city where registered to get my money? A. No. You bay, by applying to the postmaster where your certificate was registered, have your registration card transferred to any postoflice you may designate. Q. Can I write my name on a stamp to identify it? A. Yes. ® INFORMATION. Q. How large is a Thrift Stamp. A. It is slightly larger than a 2-cent postage stamp and green in color. Q. What size is a Thrift Card? A. Contains spaces for 16 Thrift Stamps and, when folded, fits the pocket. It is Iby 8 inches in size. Q. How large is a War-Savings Stamp? A. It is about the size of four postage stamps and green in color. Q. How large is a War-Savings Certificate? A. It is a folder, size 4by 8 inches, containing 20 spaces for War-Savings Stamps. Q. Where can information be obtained regarding WarSavings Certificates and Thrift Stamps?
