Decatur Daily Democrat, Volume 16, Number 38, Decatur, Adams County, 13 February 1918 — Page 3

—■ - -■ -1 «lAr»u< 3 . ■■_ * I - -a.. ?' ■ • - _ . \ V — " '"y* "*y 1 ""■ V covuuutfjrr / — ■■■■— ■, ■■— ■ ■■-■ — ■ i Sn 9 U. S. Goverjwrtent War-Savings Stamps ■4RIFT STAMP QUESTIONAIRE WAaT?— -WHY?—-WHERE?

r g^** 1 *; THE WAU-SAVINGS PLAN. V * s Hu* War-Savings Plan? A. It is a plan by which you can lend small savings to your government at I per cent interest, compounded quarterly. y- I low may this be done ? A. By purchasing War-Savings Stamps and Thrift Stamps. | v t • * s a War-Savings Stamp? A It is a stamp lor which the Government will pav vou $5 on January 1. 1923. ' A A. Between $1.12 and $1.23 during 1918, depending upon the monthin which purchased. Q. What is a Thrift Stamp? A* T ll *]* a stamp costing 25 cents, to be applied in payment for a War-Savings Stamp. It does not earn interest. The purpose ot its issue is to enable people to accummulate in small sums the amount necessary to pav for a War-Savings Stamp. Q. Where can I buy them?' IA. At postotliees. banks, and authorized agents. I Q. Why should I buy them? A. Every dollar loaned to the Government helps to save the live:; of our men at the front and to win the war. WAR-SAVINGS STAMPS AND CERTIFICATES. Q. I want to btx’in to save on the War-Savings Plan. What is the first thing to do? A. Take $1.12 to flic postoff -e or a bank or any other agent, buy a War-Savings Stamp, and ask fora War-Savings Certificate. Q. What is a War-Savings Certificate? ;A. It is a pocket-sized folder containing 20 spaces upon which to aflix War-Savings Stamps. Q. Is the War-Savings Certificate a Government obligations? It becomes an obligation as soon as one or more War-Sav-ings Stamps are affixed to it. Q. Can I get a War-Savings Certificate without buying a stamp? A. No. Q. Does the War-Savings Certificate cost anything? A. No. The agent from whom you purchase the stamps will write your name and address on the certificate and will furnish you an envelope in which to keep it. Q. What do Ido after that? A. Aflix the V\ ar-Savings Stamp on your certificate in space No. 1 and take good care of it. Q. What do Ido next? A. You have now become a war saver. Continue to buy War-Savings Stamps every week or month and put them on your certificate until vou have filled all of the 20 spaces. \\ hen this is done vou can biiv another War-Savings Stamp, and you will receive free of cost'another certificate to which you can attach new stamps as you buy them. Q When I have filled the 20 spaces on my certificate what do I do with it? A. Keep the certificate until January 1, 1923, and the Government will pay you SIOO lor it. Q. How maiiv War-Savings Certificates can I fill ? A. Ten. The law allows each person to own SI,OOO worth of War-Savings Certificates. iQ. What is the largest quantity that I can purchase at any one time ? A. $lO3 worth, or 20 stamps. THE PRICE OF WAR-SAVINGS STAMPS. Q. Does the price of a War-Savings Stamp always remain the same? No The price for each month appears on the face of each stamp Never pay either more or less than the amount shown for the month in which vou make the purchase. The price is $4.12 December 1917 and' January, 1918, and increases 1 cent each month after January. 191.8. until in December. 1918, when the price is $4.23. „ r , Q. What is the price ol War-Savings Stamps for each month of 1918? . . <».,<> * #4Ol I A. Jan. $4.12 Apr. $4.1.) July $4. 8 Oct . $4.21 Feb 113 Mav 4.16 Aug. 4.19 Nov. 4.22 Mar. 11l June 4.17 Sept. 4.20 Dee. 4.23 0. Whv is the price higher each month.' \ Because the stamps are earning interest. THRIFT STAMPS AND THRIFT CARDS. O If Ido not have enough money saved up to buy a WarSavings Stamp and can only save in small amounts, what should F 1 ”°A Buv a ‘>')-cenl Thrift Stamp at a postofiice, bank, or other authorized agency ami ask for a Thrift Card, to which you can attach your Thrift Stamp. .... r., r d? 0. ’ Is there any charge for a Ihr ft Card A No It is given you to hold thrift Stamps and contains a place for your name and address. . , . 1 Q. How manv Thrift Stamps will Ins card hold? 1 Sixteen stamps, which represents a value of sl. FYCHANCIN THRIFT ( ARDS FOR WAR-SAVINGS STAMPS hXCHANG Thrjn <|o I d&? a T>ke it Io a postoilice. bank or other authorized agency, i ‘ i1,., 1 ,| l( | pav in cash the few cents difference besurrendei I . Thfist Stamps and the price of a War-Sav-tefip Vr S’ monih i» wbiek (he exehnnse in made.

& War-Saving Stamp Headquarters Post Office and All Sub-Stations Any Bank or Trust Company THIS ADVERTISEMENT PAID FOR BY The Knights of Columbus and Masonic Lodges of Decatur, Ind.

Q. What do Ido next ? A. You take the War-Savings Stamp given you in exchange* for your Thrift Card, ask for a War-Savings Certificate, if you haven't one* already, and attach the stamp to the certificate. Q. Should I continue to buy Thrift Stamps? A. Y<*s. Ask for a new Thrift Card and begin again. Q. Do Thrift Stamps bear interest? A. No. i Q. Then why are* they issued? A. To make it convenient for you to save* in small amounts so that you can purchase* a War-Savings Stamp which does bear interest. Q. May I exchange* Thrift Stamps for War-Savings Stamps at any time? A. No; only on or before* December 31, 1918. LENDING YOUR MONEY TO THE GOVERNMENT. Q. What security is behind the* War-Savings Stamp? A. The* United States Government promises to pay $5 for each Stamp on January 1. 1923. This promise* is backed by the* faith and honor of the Uniteel States and by the taxing power of this country, which is the* richest Nation in the* world. Q. Why docs the Uniteel States borrow this money? A. To pay the expenses of the* war. Q. When 1 lenel my money to the* Government, would it be* safer to buy a government bond rather than these War-Savings Stamps? A. When a War-Savings Stamp is attacheel to a War-Sav-ings Certificate* it becomes a government obligation with the same security as the Liberty bonds, now held by more* than 10,0(10,600 Americans. Q. Is the* 4 per cent interest, compounded quarterly, on War-Savings Certificates paiel in the same* way as the* interest on Liberty bonds? A. Tin Liberty bone! interest is paiel every six months, but the* interest on ib.e War-Savings Certificate accumulates and is paid to you in one* sum. on January 1. 1923. Q. Why isn’t the* interest paid in the same* manner on both War-Savings Certificates and Liberty bonds? A. It would be very complicated anil expensive to pay interest every six months on $5 stamps anil for that reason the I niteel Stales Government retains the interest until January 1. 1923. at which time it pays you the compound interest and the principal, amounting to $5, the face value of the War-Savings Stamp. Q. Shall I sell Liberty bonds to buy War-Savings stamps? A. No. The security behind Liberty bonds and War-Sav-ings Certificates is the same. Keep your Liberty bonds, but buy War-Savings Stamps also. Q. Is tin* money received from War-Savings Stamps and Thrift Stamps used for the same purpose as the money received from Libertv bonds? A. Yes. Q. Should I take money out of the savings bank to buy War-Savings Stamps? A. No. You should save as much as you can every day and buy Thrift Stamps and War-Savings Stamps with these savings. Q. How did Congress authorize these War-Savings Certificates? A. By act approved September 21. 1917. How large an amount of War-Savings Certificates can be issued under the present law? A. $2,000,000,000. TRANSFER. Q. Can I sell or transfer my War-Savings Certificate Io anyone? A. No. The certificate is not transferable and is of value to the owner only, except in case of death or disability. Q. Should I sell my Thrift Card to anyone? A. No. Your Thrift Card has your name on it and should be filled with sixteen 25-cent Thrift Stamps and exchanged at a postoffice, bank, or other authorized agency for a War-Savings Stamp. REGISTRATION. Q. Should I register a War-Savings Certificate? A. Yes, if you wish to secure payment in case the certificate is lost. Q. Am I required to register it? A. No. Q. Where can I register it? A. At any postofiice of the first, second or third class, subject to such regulations as the Postmaster General may prescribe. Q. When can I register? A. At the time of purchase or any later time. Q. Is there any charge for registration? A. No. Q. Can I register a War-Savings Stamp that is not attached to a War-Savings Certificate? A.No. Q. Can I register a War-Savings Certificate for anyone else? A.No. Q. Should a married woman use her own or her husband’s name when registering. A. Her own- Mrs. Mary Brown, not Mrs. John Brown. Q. Suppose a married woman wishes to surrender her WarSavings Certificate which is registered in her maiden name? A. She should sign herself Mary Jones, now by marriage Mary Brown.

is lost.

Q. It I have five War-Savings Stamps on my War-Savings Certificate and have it registered and I put one more stamp on, must I have it registered again to have protection on mv sixth stamp? A, Yes. Each stamp must be registered. LOSS. Q. If I lose some detached Thrift Stamps, can I get my money back? A'. No. These stamps are of value to the bearer, just as postage stamps are. Q. If I lose my Thrift Card, what can I do? A. Be sure to put your name and address on the Thrift Card, so that if the finder drops it in any postofiice box without postage it may be returned to you. Q. Is an unattached War-Savings Stamp of value to anyone who finds it? A. Yes. For this reason you should attach it to your WarSvanigs Certificate at the time of purchase. You should write across the face of the stamp your name and the number of your certificate. Q. If a registered War-Savings Certificate is lost or destroyed, what should I do? A. If it is not returned to you within a reasonable time, report it lo your Postmaster where vou had the certificate registered. Q. How do I get my money hack if my registered War-Sav-ings Certificate is lost? A. By applying at the postofiice where vou registered it. ' PAYMENT AT MATURITY. Q. Where does the United States Government pay the $5 on January 1. 19123, for each War-Savings Stamp attached to a War-Savings Certificate? A. At either the Treasury Department in Washington or al any money-order postofiice after ten (10) days’ notice. Q. Where is payment made if the certificate is registered? A. At the postofiice where the certificate is registered. PAYMENT BEFORE MATURITY. Q. If it is necessary before January 1. 1923, to have money for my War-Savings Certificate, how can I get it? A. If it is not registered, take it lo any money-order postoflice and it will be redeemed, after ten days'' written demand, as prescribed by the rules of the Postofiice Department. If registered. take it to the postofiice where registered. Q. What do I get in cash for each War-Savings Stamp attached to my War-Savings Certificate if I surrender it? A. The amount is indicated on the table, which is printed on the back of each 'War-Savings Certificate. Q. Can I surrender mv Thrift Card for Cash? A. No. Q. If I must have money on my Thrift Card and Thrift Card and Thrift Stamps, how can I obtain it? A. By filling the Thrift Card and exchanging it for a WarSavings Stamp, which has a reemabk* value. Q. Is the postofiice the only place where I can surrender my War-Savings Certificate before its maturity and get my money back? A. Yes. Q. How much notice must I give the postofiice? A. Ten days' notice. Q. If I should find it necessary to surrender my War-Sav-ings Certificate for cash, what rate of interest would I receive on my investment? A. A little less than 3 per cent. The value of a stamp for each month is shown in the following table: " Month ["TO 18 |~1919 - 1~1920 - |~ January f~R".T2~|4724 _ |'|L36 - r|<74B - I~s47fio~ February I 4.13 I 4.25 4.37 j 4.49 i 4.61 March 4.14 4.26 4.38 4.50 I 4.62 April 4.15 4.27 ! 4.39 I 4.51 I 4.63 May 4.16 ! 4.28 4.40 ! 4.52 4.64 June 4.17 I 4.29 j 4.41 ! 4.53 4.65 July | 4.18 : 4.30 : 4.42 4.54 4.66 August 4.19 4.31 4.43 | 4.55 4.67 October I 4.21 4.33 4.45 , 4.57 4.69 September 4.20 4.32 4.44 4.56 4.68 November I 4.22 ! 4.34 4.46 ! 4.58 4.70 December ;4,23 j 4,35 | 4.47 I 4.59 | 4.71 Jan, 1. 1923 ~7. ~.777. 77.7. $5,00 Q. If I have registered a War-Savings Certificate in one citv and I move to another, do I have to go back to the city where registered to get my money? A. No. You bay, by applying to the postmaster where your certificate was registered, have your registration card transferred to any postofiice you may designate. Q. Can I write mv nafiie on a stamp to identify it? A. Yes. INFORMATION. Q. How large is a Thrift Stamp. A. Il is slightly larger than a 2-cenl postage stamp and green in color. Q. What size is a Thrift Card? A. Contains spaces for 16 Thrift Stamps and, when folded, fils the pocket. Il is Iby 8 inches in size. Q. How large is a War-Savings Stamp? A. It is about the size of four postage stamps and green in color. Q. How large is a War-Savings Certificate? A. Il is a folder, size Iby 8 inches, containing 20 spaces for War-Savings Stamps. Q. Where can information be obtained regarding WarSavings Certificates and Thrift Stamps?