Decatur Daily Democrat, Volume 11, Number 242, Decatur, Adams County, 14 October 1913 — Page 10

BANKS, INSURANCE. REAL ESTATE ETC.

It Ab usual where men of wealth seek a city in which to invest their money that they ask to be enlightened on their banking system; also the opportunity for safe and profitable investment of their funds. They place the ban.kc as their standard by which they gauge the worth of the city. If the great financial institutions are conservative business men they regard the city as being safe for a large investment. The banks have done as much as any other agent to FIRST NATIONAL BANK. The chief reason for the success and general commercial progress oi , tills city Is to be found in the strength and conservatism of its banks and bankers. These institutions have furnished a nucleus about which the business interests of the community ■ might assemble and operate, and they; have furnished a standing fund always ready to further the business of enterprises of unmistakable merit. Especially has this been true of the First National Bank of Decatur,; one of the strongest and most reliable financial institutions in this part of Indiana, which occupies one of the most handsomely appointed bank buildings in the state, a two-story, brick and stone structure which is the bank’s own property. The First National does a general. banking business, paying interest on certificates of deposit and maintaining safety deposit boxes for the accommodation of its customers. It has a capital of SIOO,OOO and surplus and profits totaling $25,071.95. For thirty years tne First National bank has ministered to the wants of

clients through good times and j through hard times, doing its best to render substantial and efficient serv- j ice under any and all conditions. Its reputation for solidity and progressiveness has attracted a powerful cli-| entele. it will keep on growing big ! ger and stronger, under the policies i that have brought it to its present condition. The officers who are largely responsible for the prosperity enjoyed by the institution are: P. W. Smith, president; W. A. Kuebier, vice-presi-dent: (’. A. Dugan, cashier, and F. W. I Jaebker. assistant cashier. The bank j was established in 1883. r petition like that owned by Ulis bauk is like a mans character, something that money cannot buy.; something that can be won by merit j and worth alone. OLD ADAMS COUNTY BANK. The banks of Decatur have main-1 tained an influential place in the commercial and financial circles of the, state and their well-balanced and con-! servativ« management has been a most important factor in the development of this community. One of the very foremost in this respect, is the OH Adams County bank, one of the financial fortresses of the state, which always has been h‘dd in high esteem by its many patrons. The bank has a capital and surplus of $150,000. Originaliy established as a private bank in lb«U, it was organized as the Adams County bank in 1874 with a capital of $50,000. which was increased to 175.000 in 1882. After twenty years' existence as a state bank, it was reorganized in 18M under its present name, and its capital was increased to $120,000. This is a modern banking institution in every sense of the word. It does a general banking business, paying special attention to time deposits, upon which four per cent, is paid when deposits are made for one year or more, and to farm loans and collections, Uie latter being made speedily and at reasonable rates. Safe deposit vaults are available to its patrons. The OH Adams County bank offers Its customers every facility and its policies are as Überat as la consistent with sound banking principles. It solicits the accounts of firms, corporations and individuals.

The bunks officers are: C. 8. Niblick, president; M .Kirsch, first vicepresident: John Niblick, second vicepresident, und E. X. Ehlnger, cashier. These are ull men of the* hlgjiest principles, obliging and efficient in all their dealings with the public, men who huvit won their way to the top of the ladder by ouerey, perseverance and Integrity. The bank enjoys au enviable reputation for strength aud is operated under watte supervision. •pcc.tlur irtull mvr|*lian's rank mnong tli*' b-’st of anyrlu"Hie utßM*. They carry tlto finest to b-* bad fti their respective linns and they «•<*s• on margins under the motto, ' Live und Let Live." I'uirunixo home industries,

make Decatur pn industrial and commercial center. In no other city in the country can bo found a better banking system than that of Decatur. The banks are officered by keen business men and able financiers, while the directors are men who have made a success, financially, in whatever business or profession they maybe engaged. The following are brief sketches of our leading bankers, insurance, real estate men, etc.: GRAHAM A WALTERS. The above-named firm has been established for the past three years : and in that time it lias taken a prominent place among the professional organizations of the city. In the practice of law, “the noblest of the pro- \ sessions,” they are highly successful, ; and in the insurance, loan, abstract and collection lines, they offer their clients the very best of service. They engage in the general practice of law, make collections, loan ’ money at five per cent., farm or city ! loans, write all kinds of Insurance, make abstracts and guarantee titles. ’ They have the local agency for the Ohio Farmer’s Insurance company and the Continental Insurance company, both city and county, two df Ihe strongest and most popular instiI tutions in the state. Fire and liabiliy insurance are specialties. L. A. Graham and C. L. Walters are the individual members of the firm. Mr. Graham has been engaged in the insurance business here for twenty years and needs no introduction to readers of The Democrat. His record is a magnificent one. Mr. Walters, one of Adams county’s most able attorneys, has been practicing for the past seven years. Both gentlemen are widely ano favorably known here and in the surrounding country as men of keen ability and absolute dependability.

I '■ ■** ' v; i •a***, * ; a ■ w -L L . LU / THE OLD ADAMS COUNTY BANK AND NIBLICK A CO. STORE. 'J. T- .. r..". —r-g t— .. T.-g—M.M' . ■« i,g' 'sx.

ERWIN REAL ESTATE AGENCY. The matter of dealing in real es-' tate, whether it be farm or city prop-! erty. or whether it is local or foreign land. Is rather one of the most delicate of businesses Imaginable, because of the fact that the average man is largely at the mercy of the; dealer. A reliable dealer, therefore, is a blessing to his clients, and tn our city all people have the utmost confidence in the Erwin Real Estate agency, Den N. Etwin and H. 8. Michaud, proprl|etors, who do n general real estate business, buying, selling, collecting rents, etc., as well as dealing also in | timber tracts and making a specialty lot long time farm loans. They are agents tor western Michigan farm lands, in which line they 0i DAN N. ERWIN. [ ■•-(- -J.... irawatt a very Iwgc bugtmibv/. Ou i jOctober 7*h the firm rau'a tpcc.u:,11 cureion for buyer* rto Luther. Mich. •Jn which town they arc selling the | Und. Muxty fanners • from Adaini icvuutr Joined the tacursluu. *TUv

ifirm maintains a branch office at Fort I tyayne. Mr. Erwjn established the business J eleven years ago and Is known as one lof the shrewdest real estate men in ; the state. He was joined by Mr. Michaud in 1913. Mr. Michaud formerly was county auditor. This firm is one of the most reliable in its line in this neighborhood and when dealing with them the buyer or seller knows he is getting fair play from start to finish. Mr. Erwin was Adams county sher , iff from 1898 to 1902. A wore popu- i lar gentlemau never held that office than he. \ DECATUR ABTRACT A LOAN CO, 1 It is impossible to place too high ' an estimate upon the importance of 1 the abstract and loan business in comparison with other elements of commercial and financial value. Certain-j 1 ly none other rests upon a basis at i once more conservative or more reli-| able, as regards both methods and transactions. In a city of this sue such concerns ’ are absolutely essential to the comi munity's proper growth, and therefore, as we fire discussing the progress of Decatur, it is only logical that special mention should be made of the Decatur Abstract & Loan Co., 129 • South Second street. This concern 1 specializes in the abstracts of titles, insurance of titles, farm and city ' loans, fire and tornado Insurance, etc., although the abstract and loan busi- | 1 ness is the main line for the organ- j nation. Although not incorporated 1 until 1903, the company has had 1 twenty-five years’ experience in piac-|' ing real estate loans. Farm loans are made at five per cent, interest.'* payable on the first day of any month I the borrower may select. All city ; ; loans are made al six and seven per 1 'cent, interest. Paul G. Hooper and E. Burt Leu-: 1 hart, the officers of the company, an- 1 attorneys-at-law and practice in ah ’ the courts. Their professional stand- J mg is of the very highest. The safest investment that can be, * made is a first mortgage on real es- * tate, if it is properly placed. It can- * not burn, neither can it blow away. I It pays a good dividend twice a year t and at maturity is worth 100 cents on 1 the dollar. I’

BOWERS REALTY COMPANY. Among the real estate concerns of, Indiana, tew have succeeded in es tabllshing a reputation for reliability,; and few have secured a more lasting hold upon the confidence of the people than the Bowers Realty company • of this city, located tn Monroe street, next door to the poetoffice. F. M. Schlrmeyer Is president of ' the company and French Quinn sec retary and treasurer. They are wide--1 ly known as among Indiana's most' successful realty operators and their ’ reputation for dependability Is equal I to their name (or business acumen. 1 j The company, which was incorpo f 1 rated in does a general real es- j tate bucipesa, both buving anti selling either farm or city property. It '' also does a loan business on city and farm property. Loans are made on town or country real estate, The company's service Is second to non'*, us satisfied clients gladly attest. They also do abstracting, owning the&blrmeyer abstract records, and utako abstracts of title to all lands and town lots In Adams county. Mr. Hcblrtneyer has been In the business for twenty-three years and is an expert. DON'T BE A KNOCKER—BE A BOOSTER. ,• . -»■ ■ iw—■ .»■■■■» a— KNAPKt 4 BTAROST. The man or woman who does not carry aotnt sort of Insurance may be sol down as having a very poor excum. for insurance In not »mly a safeguard against lost> it'a n necessity In tbu u'iccsm of your business. *Uuf ever It may be. Hut when buying In •{sufance for t|xv protection of your UiprigMiiy -you 'raunot mtvit(*’ tw .-1 much cure in the seleetiun of lliu .. I companies you desire, io carry the o|rlak. However, thia la a hard matter a!for the uninitiated. Thu safest way iv is to place yourseli entirely in the

hands of an agency of known reliability. Such a one has a reputation at 'stake and is therefore undoubtedly representing companies of known quality. In Decatur there is no more reliable agency than the one conducted by Knapke & Stalest, whose offices are located over Voglewede’s shoe store. The firm is composed of Joseph Knapke and John Starost, they repre senting many of the oldest and safest companies in life, health and accl dent, fire, wind storm, cyclone, plati glass, automobile and liability, etc. They have among their patrons many of the largest property owners and careful buyers of insurance in ana about Decatur. Decatur has miles of pavei street and an excellent sewage system. H. L. CONTER. In speaking of the ice businesi nowadays, we are dealing with an in dustry that is becoming more anti more important every year. Ice is t: necessity in every home and the higt importance of sec -mg good, pure ic< is hardly to be overestimated. An old ice business of twenty-threi years' standing is that of H. L. Con ter, he having been its proprietor foi the past seven years. This- hous< deals in pure ice. and manufacture! ice cream, soft drinks, extracts am soda syrups. The plant, which is located in For nax street, has a capacity of IJS0 1 gallons of ice z cream daily. This ic< cream is of the highest grade, am Mr. Conter doos a large local let cream business, besides shipping K points all over the state. He manufactures all kinds of sos drinks, also, and does a large loca business in this line, supplying con feclionery stores, pool rooms, etc there being a great demand for "soft drinks, our city being “dry" and ni intoxicating liquors being served. .Mt Conter also does a large local am cutside business in soda syrups am operates three wagons to supply ou citizens with his line ice. Mr. Conter, the propi ietor, reside! at Indianapolis, he being deputy sec retary of state, to which he devote all his time. Mr. V. L. McGonagle, wh<

has been with the house for the pas: twenty-one years, is In charge of th. plant, he being Its manager for th* past three years, and is a most abh mau. SMITH 4 BELL. Twenty-seven years of uninterrupt ed success is the splendid record oi the firm of Smith a- Bell, manufac- ' turers and wholesale dealers in hard i wood lumber, who are located on (Court street, opposite Hie court house, and who will move their pres ent, yards to a five-acre tract, bought ’of Mrs. Laura Jeleff. The removal will take place in the uarly spring. The firm's yards are located Itetween the Erie mid Clover le-af .tracks, thus giving them tire In-st of (transportation facilities for tlioir big ’business. They shipped l»4f» carloads of lumber during ISlg, and following their removal will have room for 500 | carloads of stock. They carry no less , than a million feet of lumber In stock I here, besides another tpmrter million , In other yards. The firm makes a specialty of dimension, agricultural J and furniture stock and handles only) Indiana nud Ohio lumber, shipping to' jail markets In the United States and Canada. Adam J. Smith la now exclusive proprietor of the busmens, having {bought out his partner three yours ago. Besides his prominence us a t lumberman. Im Is also well known as D a leading stock breeder, living one of • itho proprietors of the Funner stock u | farm. Just outside thu city, aud la i stuckvd with 7<> head of the finest Here - forda. Thirty bead c:f brewllng stock i-1 ware raised during ibis year. Whetr over Iho firm exhibited their Hereford pU&tflu, tliey wtgfc awarded prizes. a Mr. Smith Is not only a successful h business man and well known figure r'in our commercial life, but Is also u y I polished gentleman aud public spirita ed citizen.

ACKER CEMENT WORKS. The method of- making cement blocks, instead of working laboriously in the quarries to produce stone for building purposes, today recognized as one of the most successful of the ultramodern industries. It is well represented in our city by the Acker Cement works, at the end of North Second street. Mr. Sam Acker, the proprietor, lias an up-to-date plant with the latest automatic tamper and the most mod ern equipment. He manufactures Idea! cement blocks and Simpson’s porch columns.

p- 1 5. HSjTt I .. '.-rl i ACKER CEMENT WORKS- ——

’ LA FONTAINE HANDLE CO. Among our most successful indus rial organizations is the La Fontaine landle company, whose plant adjoins he Clover Leaf railway at Tenth and 21m streets, a concern that manufacures rake, hoe, fork, broom and shov--1 handles, as well as butter tub headigs of the highest quality. The company’s yards and plant covr three acres of ground and have a apacity of 3,500 handles and B,ooo’ rntter tub headings daily. It does an mnur.l business of $50,900, shipping o all parts of the United States ami o foreign markets, and even this big usini ss is increasing daily. Forty skilled hands are employed! nd kept busy at all times, the de land for the •ompany’s output being o great as to require continuous opration to keep pace with it. Indiana nd Ohio timber Is used exclusively n the manufacture of these products, nd the company uses only the very est glades. A. P. Harper, president of the com iny, is a non-resident, and Mr. C. E. ell, secretary and manager, is in acce charge. His beautiful residence t Third and Adams streets is one f the sights of our attractive resi>nce district, and Mr. Bell himself s one of our most popular citizens, le is a successful business man and i courteous gentleman as well, one f the most polished and pleasant the Titer ever has had the pleasure of 'eting. T hc Loyal Decatur Edition" ot le Democrat would be incomplete Ithout refbrrt;** ’o Mr Bell end hilusiness. The latter has been estabislied for four years. HOOSIER PACKING COMPANY. One of the newest and most inioaing industrial plants in our city is hat of the Hoosier Packing company, hlch was opened September 1, 1913, he company having been incorporai d the same year. it is a company of pork and beef ackers and manufacturers of du illed water ice. operating five city neat markets, dealing in wholesale nd retail meats, etc. A large local lusinesa and some shipping is done, 'he company operates nearly all ibnarketf in the city. In the line of manufacturing distiled water Ice, not much is beins lone at present, as the season is atnost ovml. but next season the company will put on wagons and supply he city with the finest of ice, wholesale und retail. The Ice plant is mod *rn and up-to-dtfe, adjoining the pack ng plant, and having a capacity of weivo tons daily. Both plains an- lo•ated on the Erie railroad tracks. The general slaughtering business lone by the company lu large. Fifteen hands arc employed. The officers are; Ityouls Schmitt, and manager, in active 'hargn of the business; John vice-pr«-HW*nt; D. M Hower, sec re tary, and Fred Mutschler, treasurer Mr. Schmitt Is un adept In this lint tnd nn executive of marked ability !!<■ h*A hud tventy-eight* years* ex

I perlcuce In the meat business niifl I I knows it from A to Z. lie is known to nearly every resident of the city I This Inatitutlon certainly Is worth) i of very prominent mention in the' I "Loyal Deeatur Kill Hon” of The hail) Democrat. PATRONIZE HOME INOUS T RIE3 t Many of otir homo mvrcmtits buy I t ( their bresil supply from out-of-town' I I bakers; why not buy It of cnr home ( producers. win bake «*<|ually us good,* # If not better than outride firn.;;, ami sell II at ii k*s price/ Ry patronh. 4 lug licnv- InduMrlv* means more cm- 1 pleynrnnt of hr»m« labor, mere money ! hi circulation, nil of which Is spent with our home m-n.'iaiita , Half Inter t 'rat tia well us your pride In ycurliuuie lefty liidlestes thut you buy from your '> Ironic baker*. Democrat Want Ads Pay. <

With him. cement blocks, columns, t fence posts, lawn urns, grave markcrß, granite cement blocks, etc., are r. specialties. H 6 ddes a large local bfls- . inPBB all d some shipping to nearby 1 points. He also deals in white sand, s cement and white cement. Personally, Mr. Acker is known as f a shrewd business man with whom it Is a pleasure to do business on acs couiu. of his policies of strict fairness t and absolute performance of every contract. His prices are right and hla J work equal to the best. His bustb ness has been established for six successful years. I - — -■■■' . ——' '■ ' ll ~ “““

frisinger a co. Another honor came to our city recently when Frisinger & Co.’s fine imported Belgian horses brought home a number of medals and prizes, including sweepstakes, from the Fort Wayne fair. This was another recognition of the leadership of this firm’s Kekionga stock farm animals. Frisinger & Co. are dealers in high-class commercial; draft horses and import and breed 'fine Belgian and Percheron stallions and mares. They ship horses to all i parts of the United States. The firm’s local office is located at Second and Jefferson streets, and — ; I —. ! fe’. tIR-ir farm which comprises 340 acres—ls a half mile south of the city) on the river road. J. M. and M. A. Frisinger and A. 1 M. Bowen are the members of the, firm. They are considered the most' expert horse dealers in the state and bear a fine reputation ail over the country. They are indorsed by the banks and have the confidence of the I commercial agencies. Among their references are the First Nat tonal j ibank, the Old Adams County bank ot Decatur, and Dun’s Commercial agency. A business concern which adver-, ( tises its home city all over the coun-1 try is a great asset. We are favorably advertised by Frisinger & Co. and tlieretorc our people take pleasure in noting their striking suecess. r CHARLES SETHER. The manufacture of cigars is an! . industry of vast importance in this; > I country, and one that lias grown to I an extent that cannot be overestl-' mated. One of the leading manufac ! tqrers In I.fi-catur is Mr. Clrarles' Sether, whose establishment is locat- , cd at the corner of Monroe and Third st teats. This gentleman justly prides him-) self upo.i the superior grade of his _ cigars, in the manufacturing ot the' highest quality, while he exercises' . I great < a-e and excellent judgment in i -(the seh-ction of properly cured leaf tobacco. His aim has always been . to make an honest cigar, Worthy of | s the good opinion of smokers, and he, , gives all work his personal supervision und Inspection. His patrons arc assured that his manufactures are of ~ l the finest quality. J His hading ten-cent cigar is “The , Selhcr" and Ids five-cent one “The p Jersey.” You will find these brands cvnspicdisplayed in the cigar cases

or i— •* / *i' A Hu,* > Central school buiolino.

of the leading stores well as in the county. When ' 5l!i B smoking one of these cig arß v > '°’ la, W rest assured that you are gett u "*■. best product that is <>l>t a ii !a!) “ S :ii ■ the money. Mr. Set her ha 8 '*■; gaged in the manufacturing O s for the past twenty y t >a rs . ally, he is a genial Bentl einau tegrlty and upright business pies. 1,1 1 ■ • Sira DECATUR CARRIAGE Wor K . There is an art in everythin. it is just, as important in the ing of carriages at in p a j ntin| . trait. It is not only a matter of econo*,® that this work should be done J K but It is also necessary to the ■ fort and confidence of those bar ■ work done in the repairing of vehicles or the building of new » R Mr. W. D. Porter, proprietor of Decatur Carriage works, althongj, I? young man, ir. thoroughly skilled all the details of his art. m s ness was established in 1908 und >■ I been very successful since that ■ Mr. Porter’s specialty 1 8 build2l high-grade buggies, carriages, b .,. I? cabs, light and heavy wagons, etc .veil as all kinds of repair v c;k does a big business also in niton*’ buggy tops, cushions, etc. He h u sisted by six skilled hands. The Decatur Carriage works, ww is located at First and streets, has every facility for do;a the work well, and we wish to i* with all lovers of fine vehiclei - t wishing Mr. Porter and It is ates continued success. Royal Widow’s Woes, Poor old Francis Joseph, eniperord Austria, is again called upon tn useu' kindly offices by another distreMri lady who desires the appwal of tS pope to the divorce recently grstitrf to her by the civil courts. The lady is the Archduchess Isabella, who scried Prince George of Bavaria, a uniet that was but for a day. Fins X. hu ratified the legal decisions but hassdered as a penance for the lady tht for six months she shall remata » tired in the Red Cross convent ui minister to the sick. The archduchas finds this prescription of the pope jits gether too severe, as she desire* tj attend the wedding of h'r cousin, th prince ot Croy, with Miss Xuey Irishman, daughter of the Vnfti States minister to Berlin. In meantime Francis Joseph will dowto he can to relieve the lady of the dir cipline inflicted by the church. How Capital Crow-' Lytham has benefited to the rmut able extent by the growth of its pr» I peroua neighbor. Blackpool, zayt tfe I Ixmdon Chronicle. Two centares i|t I the sum of £5 was beniiejtH I for tho education ot the childm I of poor inhabitants of I.yttaa I In course of time the fund rtw to nearly £SOO, and this tut was invested by tho trustees of tis Lytham charities in a plot of Use which now forms the center of Blackpool. Within the last 50 years fit* j corporation of Blackpool has raid | about £IOO,OOO for the freehold rtgtits of small sections of this estate, ud it Is believed that In course of tins the value of the property owned kJ the charities will reach £500,W0. Civil War Debt. Civil war means somcthinc hesidw battle. When Lee surrender'd st A? pomattox each person then llviag is the United States had on his or y shoulders a federal debt of aMut $M Today each inhabitant’s share of l:| terest bearing debt is approximatslj| $lO. At the earlier date tw o-tbirdi ill the government debt paid six F' cent interest, and now over two-tbirOk; pays only .two per cent. Thus, measured by the yearly debt burden each American in '*'•'7 ded about twenty-four times u much as be docs today. Wind of Fame. “Presa agents aro all very said Alfred Noyes, the English Pf”’ at a picnic luncheon at Nahant; "tot a press agent, won't advance vo«* success unless you have the real itles of success within you" The eyes of the poet twinkled. •» he resumed; “Before tho press agent blow* WJ trumpet of fame for you. you youraw , have cot to raise the ‘wind ’’