Muncie Times, Muncie, Delaware County, 7 November 2002 — Page 23

Page 22 • The Muncie Times • November 7, 2002

RELIGION

RELIGION from pg. 21 the Holy Ghost." Compare the above scriptures St. Luke 24:47. Now the Bible states that Jesus opened their understanding and if you think the way they baptized was

wrong then you do not believe the Bible. But Peter and the apostles knew their understanding was opened so they followed the instructions of Jesus Christ. The word of God tells us in Ephesians 3:1415. "For this cause I bow my

knees unto the Father of our Lord Jesus Christ, Of whom the whole family in Heaven and earth is named." Through the understanding of the above scripture it tells us the whole family in Heaven and earth has the same name. Which is Jesus.

We are going to look on in the word. Acts 19:1-6, "And it came to pass that while the apostles was at Corinth. Paul, having passed through the upper coasts came to Ephesus and finding certain disciples, He said unto them,

Have ye received the Holy Ghost since ye believed? And they said unto him, We have not heard whether there be any Holy Ghost. And he said unto them. Unto what then were ye baptized? And they said unto him John's baptism.

Website helps you make retirement plans Social Security manager in Muncie

By James Warner Social^Security benefits can provide much needed financial support for you or your family when you retire, if you become disabled or when you die. The Social Security Benefits Planner found at www.ssa.gov/planners is designed to help you better understand your Social Security benefits as you plan for your financial future. The Planner contains sections dealing with retirement, disability and survivors benefits, making it a useful tool for people of all ages. A benefit calculator permits you to use different assumptions about your future work to see how they may affect your benefit amounts. The retirement section will help you learn how you qualify for Social Security retirement benefits, which members of your family may get benefits and when you should apply. You can also link to outside websites that discuss other sources of retirement income and postretirement concerns such as housing, medical care and leisure activities. What if you are disabled before you reach retirement age? The Planner explains how you and your family may qualify for benefits if

you become severely disabled before you qualify for retirement benefits. Even very young workers already may 'have earned disability protection. What help is available for survivors? This section, helps you learn about survivors benefits from two sides: first, how your family members are protected when you die and second, how you may qualify as a survivor on someone else's Social Security record. This protection is particularly important for young families with children. In addition, the calculator is linked to a worksheet developed by the American Savings Education Council that helps you figure out how much additional retirement income you will need to support your current lifestyle. Each year, we send you a personal Social Security Statement, which give you an estimate of the monthly benefit amounts you and your family may qualify for now and in the future. Using the Statement and the online Benefits Planner, you can explore the options available to you to build financial security for yourself and your family using your Social Security benefits as a base.

Hoosier sales goes up to 6% next month

The,Special Session of the Indiana General Assembly increased the sales tax to 6 percent effective Dec. 1. This increase means some advance work on the part of the computerized software industry as well as the Indiana Department of Revenue who administers sales tax. The department encourages all

retailers to start early in making their program changes to ensure that the proper 6 percent sales tax rate will be applied on Dec. 1. Additional information about the new law and its effect on sales tax and a retailer's collection allowance can be obtained by accessing the department's website at www.state.in.us/dor.

These little white lies can kill you. Secondhand smoke kills over 53,000 nonsmokers in the United States every' year. It causes lung and nasal cancer, as well as hean disease. Children exposed to secondhand smoke are more likely to develop respiratory infections like bronchitis and pneumonia, and have increased chances of SIDS (Sudden Infant Death Syndrome). To leam how you can keep your life and the lives of your children smoke free, visit our Web site. ‘ www.WhiteljeS.tv